Maine Prairie, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Maine Prairie, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Maine Prairie, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Maine Prairie, MN Auto Insurance Rates
- Maine Prairie, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Maine Prairie, MN
- Multi Vehicle Insurance Savings in Maine Prairie, MN
- How Credit Score Affects Car Insurance Rates in Maine Prairie, MN
- How DUI Affects Auto Insurance Premiums in Maine Prairie, MN
- Top Auto Insurance Agents Near Maine Prairie, MN
- How Driving Violations Affect Auto Insurance Rates in Maine Prairie, MN
- Maine Prairie, MN Auto Insurance Discounts on Anti Theft Feature
Maine Prairie, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Maine Prairie, MN with that of other cities in and around Maine Prairie.
| Maine Prairie | Fair Haven | Forest Prairie | Fairhaven | Luxemburg | South Haven | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,335 | $1,312 | $1,303 | $1,284 | $1,336 | $1,988 |
Maine Prairie, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Maine Prairie, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Maine Prairie | $1,375 | $1,161 |
| Kimball | $2,829 | $2,390 |
| Watkins | $1,271 | $1,074 |
| Fairhaven | $1,706 | $1,441 |
| Fair Haven | $1,512 | $1,277 |
| South Haven | $1,610 | $1,360 |
| Luxemburg | $1,327 | $1,121 |
| Forest Prairie | $2,054 | $1,735 |
Maine Prairie, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Maine Prairie, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,332 |
| 20 Years | $1,715 |
| 30 Years | $1,321 |
| 40 Years | $1,271 |
| 50 Years | $1,177 |
| 60 Years | $1,194 |
| 70 Years | $1,389 |
Maine Prairie, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Maine Prairie, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,323 | $347 |
| 3 Vehicles | $3,484 | $521 |
| 4 Vehicles | $4,646 | $694 |
Savings on 2 Vehicles bundle:$347
Savings on 3 Vehicles bundle:$521
Savings on 4 Vehicles bundle:$694
Maine Prairie, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Maine Prairie, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Maine Prairie | $1,335 | $2,437 |
| Kimball | $2,093 | $3,821 |
| Watkins | $1,246 | $2,275 |
| Fairhaven | $1,284 | $2,344 |
| Fair Haven | $1,312 | $2,395 |
| South Haven | $1,988 | $3,630 |
| Luxemburg | $1,336 | $2,439 |
| Forest Prairie | $1,303 | $2,379 |
Maine Prairie, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,145 |
| Excellent (740-799) | $1,307 |
| Good (670-739) | $1,391 |
| Average (580-669) | $1,815 |
| Poor (300-579) | $2,178 |
Maine Prairie, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| John Bailey | Allstate | 17909 Highway 7, Minnetonka, 55345 | (952) 944-1944 |
| John Bailey | Allstate | 17909 Highway 7, Minnetonka, 55345 | (952) 944-1944 |
| Brandon Sochor | Farmers | 7040 Lakeland Ave N Ste 206, Brooklyn Park, 55428 | (763) 571-6626 |
| Michael Polack | Allstate | 4900 Highway 169 N Ste 110, New Hope, 55428 | (763) 221-5194 |
| Thomas Heinonen | Farmers | 1935 W Wayzata Blvd Ste 165, Long Lake, 55356 | (952) 473-9392 |
| Malone Insurance Agency | None | 624 Central Ave , Osseo, 55369 | None |
| Laurie Oppel | Farmers | 9905 45th Ave N Ste 120, Plymouth, 55442 | (218) 343-4702 |
| Bob Neuberger | State Farm | 15800 32nd Ave N Ste 108, Plymouth, 55447-5166 | 763-545-5657 |
| Robert Johnston Clu | Farmers | 3350 Annapolis Ln N Ste A11, Plymouth, 55447 | (763) 391-9227 |
Maine Prairie, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$59 | $1,394 |
| Driver's Failure In Showing Documents | +$129 | $1,464 |
| Driving With An Expired Registration | +$138 | $1,473 |
| Driving At A Considerably Slow Pace | +$290 | $1,625 |
| Using A Cellphone While Driving | +$306 | $1,641 |
| Running A Red Light | +$311 | $1,646 |
| Speeding | +$327 | $1,662 |
| Driving A Vehicle Without The Required Permission | +$415 | $1,750 |
| Driving With An Expired/Suspended License | +$900 | $2,235 |
Maine Prairie, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,282 |
| Active Disabling Device | $1,282 |
| Tracking Device | $1,255 |
| Passive Disabling Device | $1,242 |