Malheur County Auto Insurance Rates, Quotes, Agents & Reviews in OR

Malheur County, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Malheur County, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Malheur County, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Malheur County, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Malheur County, OR with that of other cities in and around Malheur County.

Malheur County Juntura
Average Insurance Rates $1,382 $1,436

Malheur County, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Malheur County, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Malheur County $1,446 $1,221
Juntura $1,405 $1,187

Malheur County, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Malheur County, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,484
20 Years $1,776
30 Years $1,368
40 Years $1,316
50 Years $1,219
60 Years $1,236
70 Years $1,438

Malheur County, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Malheur County, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,377 $387
3 Vehicles $3,566 $580
4 Vehicles $4,754 $774

Savings on 2 Vehicles bundle:$387

Savings on 3 Vehicles bundle:$580

Savings on 4 Vehicles bundle:$774


Malheur County, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Malheur County, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Malheur County $1,382 $2,067
Juntura $1,436 $2,148

Malheur County, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,186
Excellent (740-799) $1,353
Good (670-739) $1,440
Average (580-669) $1,879
Poor (300-579) $2,254

Malheur County, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Morgan Hefty State Farm 1153 W 15th St, Auburn, 46706-2061 260-925-2924
Kelli Southern State Farm 265 N Duesenberg Rd, Auburn, 46706-3664 260-927-8890
Insurance Trustees Inc. Liberty Mutual Independent 120 S RANDOLPH ST, GARRETT, 46738 (260) 357-4131
John Carr State Farm 1018 E Dupont Rd, Fort Wayne, 46825-1554 260-489-3838
Jeffrey W Griggs Allstate 4340 Maplecrest Rd, Fort Wayne, 46815 (260) 486-3883
Brian Thornson State Farm 1505 W Dupont Rd, Fort Wayne, 46825-1004 260-478-2222
Susan L. Law Allstate 5308 Saint Joe Rd, Fort Wayne, 46835 (260) 492-6254
Kristin Pease State Farm 10376 Leo Rd Ste G, Fort Wayne, 46825-2571 260-484-0309
Gerald Jerry Outman Farmers 1041 W 7th St, Auburn, 46706 (260) 925-0100
Chris Moring State Farm 10351 Dawsons Creek Blvd Ste A, Fort Wayne, 46825-1904 260-490-8553
Chris Moring State Farm 10351 Dawsons Creek Blvd Ste A, Fort Wayne, 46825-1904 260-490-8553
John C Gonser Travelers 1116 WELLS ST, FT WAYNE, 46808 260-450-6630

Malheur County, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,443
Driver's Failure In Showing Documents +$134 $1,516
Driving With An Expired Registration +$142 $1,524
Driving At A Considerably Slow Pace +$300 $1,682
Using A Cellphone While Driving +$316 $1,698
Running A Red Light +$322 $1,704
Speeding +$339 $1,721
Driving A Vehicle Without The Required Permission +$430 $1,812
Driving With An Expired/Suspended License +$931 $2,313

Malheur County, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,327
Active Disabling Device $1,327
Tracking Device $1,299
Passive Disabling Device $1,285