Malin Auto Insurance Rates, Quotes, Agents & Reviews in OR

Malin, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Malin, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Malin, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Malin, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Malin, OR with that of other cities in and around Malin.

Malin Yonna Valley-Poe Valley Altamont Tulelake Merrill Bonanza
Average Insurance Rates $1,385 $1,408 $1,387 $1,744 $1,413 $1,366

Malin, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Malin, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Malin $1,451 $1,226
Merrill $1,432 $1,209
Bonanza $1,601 $1,352
Tulelake $2,714 $2,292
Yonna Valley-Poe Valley $1,577 $1,332
Altamont $1,651 $1,395

Malin, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Malin, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,494
20 Years $1,780
30 Years $1,371
40 Years $1,319
50 Years $1,221
60 Years $1,238
70 Years $1,441

Malin, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Malin, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,410 $360
3 Vehicles $3,615 $540
4 Vehicles $4,820 $720

Savings on 2 Vehicles bundle:$360

Savings on 3 Vehicles bundle:$540

Savings on 4 Vehicles bundle:$720


Malin, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Malin, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Malin $1,385 $2,072
Merrill $1,413 $2,114
Bonanza $1,366 $2,043
Tulelake $1,744 $4,294
Yonna Valley-Poe Valley $1,408 $2,106
Altamont $1,387 $2,075

Malin, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,188
Excellent (740-799) $1,356
Good (670-739) $1,443
Average (580-669) $1,883
Poor (300-579) $2,259

Malin, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Debbie Thompson State Farm 2358 Shasta Way, Klamath Falls, 97601-4352 541-884-6265
Sharleen Hutchison Farmers 1891 Avalon St Ste B, Klamath Falls, 97603 (541) 883-3227
Phill Kensler State Farm 1307 S Alameda Ave Ste 1, Klamath Falls, 97603-3601 541-883-7000
Chris Watkins State Farm 4729 S 6th St, Klamath Falls, 97603-4958 541-882-6619
Toni Lynn Bonner Allstate 1737 Washburn Way, Klamath Falls, 97603 (541) 883-3641
Carol A. Miles Allstate 1737 Washburn Way, Klamath Falls, 97603 (541) 883-3641
Jeff Young State Farm 1829 Austin St, Klamath Falls, 97603-4677 541-885-3000

Malin, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,446
Driver's Failure In Showing Documents +$134 $1,519
Driving With An Expired Registration +$143 $1,528
Driving At A Considerably Slow Pace +$301 $1,686
Using A Cellphone While Driving +$317 $1,702
Running A Red Light +$323 $1,708
Speeding +$339 $1,724
Driving A Vehicle Without The Required Permission +$431 $1,816
Driving With An Expired/Suspended License +$933 $2,318

Malin, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,330
Active Disabling Device $1,330
Tracking Device $1,302
Passive Disabling Device $1,288