Malvern Auto Insurance Rates, Quotes, Agents & Reviews in AL

Malvern, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Malvern, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Malvern, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Malvern, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Malvern, AL with that of other cities in and around Malvern.

Malvern Rehobeth Taylor Dothan Slocomb Grimes
Average Insurance Rates $1,394 $1,467 $1,411 $1,359 $1,404 $1,394

Malvern, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Malvern, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Malvern $2,058 $1,738
Taylor $1,411 $1,192
Slocomb $1,910 $1,613
Rehobeth $935 $790
Madrid $1,456 $1,230
Dothan $1,265 $1,068
Grimes $1,436 $1,213
Newton-Midland City $2,225 $1,879

Malvern, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Malvern, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,523
20 Years $1,791
30 Years $1,380
40 Years $1,327
50 Years $1,229
60 Years $1,246
70 Years $1,451

Malvern, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Malvern, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,370 $418
3 Vehicles $3,555 $627
4 Vehicles $4,740 $836

Savings on 2 Vehicles bundle:$418

Savings on 3 Vehicles bundle:$627

Savings on 4 Vehicles bundle:$836

Malvern, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Malvern, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Malvern $1,394 $2,472
Taylor $1,411 $2,502
Slocomb $1,404 $2,489
Rehobeth $1,467 $2,601
Madrid $1,434 $2,543
Dothan $1,359 $2,410
Grimes $1,394 $2,472
Newton-Midland City $1,428 $2,532

Malvern, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,196
Excellent (740-799) $1,365
Good (670-739) $1,453
Average (580-669) $1,895
Poor (300-579) $2,274

Malvern, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brian Jones State Farm 190 Westgate Pkwy, Dothan, 36303-2931 334-793-6396
Slingluff United Insurance Liberty Mutual Independent 568 S OATES ST, DOTHAN, 36301 334-792-5101
Mike Dunning Allstate 2135 Denton Rd Ste 1, Dothan, 36303 (334) 677-4643
Solomon Insurance Agency Travelers 502 W ADAMS, DOTHAN, 36302 334-793-2680
Insurance Center Of The Southeast Inc Travelers 1296 WESTGATE PKWY, DOTHAN, 36303 334-793-0014
Diane Beech Allstate 1865 S Brannon Stand Rd Ste 3, Dothan, 36305 (334) 678-6500
Young Johnston & Associates Inc. None 203 W Washington St, Abbeville, 36310 None
L. Rimson Solomon Dba Solomon Insurance None 502 W Adams, Dothan, 36303 None

Malvern, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,455
Driver's Failure In Showing Documents +$135 $1,529
Driving With An Expired Registration +$144 $1,538
Driving At A Considerably Slow Pace +$302 $1,696
Using A Cellphone While Driving +$319 $1,713
Running A Red Light +$325 $1,719
Speeding +$342 $1,736
Driving A Vehicle Without The Required Permission +$434 $1,828
Driving With An Expired/Suspended License +$940 $2,334

Malvern, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,338
Active Disabling Device $1,338
Tracking Device $1,310
Passive Disabling Device $1,296