Manchester Center Auto Insurance Rates, Quotes, Agents & Reviews in VT

Manchester Center, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Manchester Center, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Manchester Center, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Manchester Center, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Manchester Center, VT with that of other cities in and around Manchester Center.

Manchester Center Manchester Dorset Sunderland Winhall Rupert
Average Insurance Rates $1,128 $1,127 $1,159 $1,110 $1,143 $1,130

Manchester Center, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Manchester Center, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Manchester Center $1,403 $1,185
Manchester $1,489 $1,258
Winhall $1,410 $1,191
Dorset $1,344 $1,135
Sandgate $1,704 $1,439
Sunderland $1,655 $1,398
Peru $1,457 $1,231
Rupert $3,446 $2,911

Manchester Center, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Manchester Center, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,660
20 Years $1,449
30 Years $1,116
40 Years $1,074
50 Years $995
60 Years $1,008
70 Years $1,174

Manchester Center, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Manchester Center, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,963 $293
3 Vehicles $2,944 $440
4 Vehicles $3,925 $587

Savings on 2 Vehicles bundle:$293

Savings on 3 Vehicles bundle:$440

Savings on 4 Vehicles bundle:$587


Manchester Center, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Manchester Center, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Manchester Center $1,128 $2,331
Manchester $1,127 $2,329
Winhall $1,143 $2,362
Dorset $1,159 $2,395
Sandgate $1,078 $2,228
Sunderland $1,110 $2,294
Peru $1,154 $2,385
Rupert $1,130 $2,335

Manchester Center, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $968
Excellent (740-799) $1,105
Good (670-739) $1,175
Average (580-669) $1,533
Poor (300-579) $1,840

Manchester Center, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Equinox Agency Allstate 3553 Vt Route 7a, Arlington, 5250 (802) 375-2377
Lonergan & Thomas, Inc None 18 Church St , Arlington, 5250 None
C H Nelson Agency Inc Travelers 2736 VT RT 153 MAIN ST, WEST PAWLET, 5775 802-645-0270
Finn & Stone Inc Allstate 377 Center Hill Rd , Manchester Center, 5255 None

Manchester Center, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,178
Driver's Failure In Showing Documents +$109 $1,237
Driving With An Expired Registration +$116 $1,244
Driving At A Considerably Slow Pace +$245 $1,373
Using A Cellphone While Driving +$258 $1,386
Running A Red Light +$263 $1,391
Speeding +$276 $1,404
Driving A Vehicle Without The Required Permission +$351 $1,479
Driving With An Expired/Suspended License +$760 $1,888

Manchester Center, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,083
Active Disabling Device $1,083
Tracking Device $1,060
Passive Disabling Device $1,049