Manchester Auto Insurance Rates, Quotes, Agents & Reviews in CT

Manchester, CT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Manchester, CT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Manchester, CT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Manchester, CT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Manchester, CT with that of other cities in and around Manchester.

Manchester Bolton East Hartford South Windsor Vernon Rockville
Average Insurance Rates $1,536 $1,599 $1,523 $1,594 $1,551 $1,529

Manchester, CT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Manchester, CT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Manchester $1,337 $1,129
East Hartford $940 $794
Bolton $1,736 $1,466
South Windsor $1,642 $1,387
Vernon $1,241 $1,048
Glastonbury $1,765 $1,491
Glastonbury Center $1,423 $1,202
Rockville $1,368 $1,155

Manchester, CT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Manchester, CT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,984
20 Years $1,974
30 Years $1,520
40 Years $1,463
50 Years $1,354
60 Years $1,373
70 Years $1,599

Manchester, CT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Manchester, CT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,673 $399
3 Vehicles $4,009 $599
4 Vehicles $5,345 $799

Savings on 2 Vehicles bundle:$399

Savings on 3 Vehicles bundle:$599

Savings on 4 Vehicles bundle:$799

Manchester, CT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Manchester, CT.

Location Average Insurance Cost Post DUI Insurance Rate
Manchester $1,536 $2,892
East Hartford $1,523 $2,868
Bolton $1,599 $3,011
South Windsor $1,594 $3,001
Vernon $1,551 $2,920
Glastonbury $1,418 $2,670
Glastonbury Center $1,597 $3,007
Rockville $1,529 $2,879

Manchester, CT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,318
Excellent (740-799) $1,504
Good (670-739) $1,601
Average (580-669) $2,088
Poor (300-579) $2,505

Manchester, CT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Main Street Insurance Inc Travelers 72 MAIN ST, HARTFORD, 6106 860-524-9595
Shield Insurance Agency, Llc None 670 Dart Hill Rd. , Vernon, 6066 None
Charles G Marcus Agency Inc Liberty Mutual Independent 842 SILAS DEANE HWY, WETHERSFIELD, 6109 860-563-9353
John Oleary Liberty Mutual 360 Bloomfield Ave Suite 202, Windsor, 6095 1-860-683-2600
The Broad Brook Company Travelers 107 MAIN ST, BROAD BROOK, 6016 860-623-3815
Goodman Insurance Inc Liberty Mutual Independent 2 LONG HILL AVE, SHELTON, 6484 (203) 924-2515
Merit Insurance Liberty Mutual Independent 1 ENTERPRISE DR, SHELTON, 6484 (800) 762-8358
Wanda Carlson State Farm 465a Bridgeport Ave, Milford, 06460-4105 203-877-9203
Smith Brothers Insurance Llc Liberty Mutual Independent 68 NATIONAL DR, GLASTONBURY, 6033 860-652-3235

Manchester, CT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,604
Driver's Failure In Showing Documents +$149 $1,685
Driving With An Expired Registration +$158 $1,694
Driving At A Considerably Slow Pace +$333 $1,869
Using A Cellphone While Driving +$352 $1,888
Running A Red Light +$358 $1,894
Speeding +$376 $1,912
Driving A Vehicle Without The Required Permission +$478 $2,014
Driving With An Expired/Suspended License +$1,035 $2,571

Manchester, CT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,475
Active Disabling Device $1,475
Tracking Device $1,444
Passive Disabling Device $1,428

Latest Auto Insurance Reviews in Manchester, CT | Back to Top

State Farm
I would recommend state farm because they are well established company and my agent is great. She always answers my questions and I appreciate the personal service.
State Farm
I think all insurance companies are robbing clients blind. We have to carry insurance regardless. I think State Farm is no worse than any other insurance company.
Progresive is a great insurance company.The only thing that sucks is that the are not very personal. They deal with so many people that you are just like another number to them.