Manchester Auto Insurance Rates, Quotes, Agents & Reviews in GA

Manchester, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Manchester, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Cheapest Auto Insurance Rates in Manchester, GA

Manchester is a beautiful, historic city located 65 miles southwest of Atlanta in the foothills of the Appalachian Mountains and is mere minutes from all major interstates. If you're looking for Manchester, Georgia car insurance, then the options available online can be a little confusing. The cost of car insurance offered by insurance providers may differ from one company to another. The average cost of car insurance in Manchester, GA, is $1,561. The average car insurance cost may vary compared to neighboring cities like Sunset Village, Warm Springs, Woodland, Concord-Molena, Meriwether County, and many more. 

The cost varies depending on certain factors like the driver's location, gender and age of the driver, credit history, driving history, and many more. Zimlon, through its research, has explored these factors in detail. 

One huge factor that can get you a discount on car insurance in Manchester, GA, is by opting for a high deductible. The deductible is the amount paid by the policyholder before the insurance provider will pay any expenses. Higher deductible leads to a decrease in the car insurance premium. Automobile owners in Manchester, GA, who opted for a deductible of 1000 pay $1,415. In contrast, auto owners who opted for a low deductible of 500 have to pay $1,675. Here, auto owners can save up to $260 by choosing a high deductible. 

Refer to the chart below to understand the discount a car owner can avail of by opting for a high deductible in Manchester, GA, and neighboring cities.


Another simple way to save a few dollars on your car insurance in Manchester is by insuring your car with the same carrier, i.e., by availing multi-vehicle discounts. In Manchester, GA, you can save money by bundling car insurance and insuring multiple vehicles under one provider. In Manchester, car insurance providers offer auto insurance rates for $2,747 and $4,121 on a two-vehicle and a three-vehicle bundle, respectively. In Manchester, bundling four vehicles can save $749 on auto insurance rates.

In Manchester, GA, car owners can also save money by avoiding driving under the influence (DUI). DUI includes possession of drugs or alcohol, rash driving, or any regulation violating driving rules. DUI can be an added burden on your pocket as the car insurance in Manchester Post-DUI tends to increase. In Manchester, GA, post-DUI, the car insurance cost is $2,854. So, if the auto owner is convicted of DUI in Manchester, GA, they have to pay $1,293 extra on the average auto insurance rate.

Factors that can influence the cost of car insurance in Manchester, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Manchester, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Manchester, GA with that of other cities in and around Manchester.

Manchester Sunset Village Warm Springs Woodland Meriwether County Concord-Molena
Average Insurance Rates $1,561 $1,582 $1,595 $1,572 $1,578 $1,614

Manchester, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Manchester, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Manchester $1,675 $1,415
Woodbury $1,248 $1,054
Molena $1,418 $1,198
Sunset Village $1,025 $866
Meriwether County $979 $827
Woodland $1,409 $1,190
Warm Springs $1,430 $1,208
Concord-Molena $1,445 $1,221

Manchester, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Manchester, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,065
20 Years $2,006
30 Years $1,545
40 Years $1,486
50 Years $1,376
60 Years $1,396
70 Years $1,625

Manchester, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Manchester, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,747 $375
3 Vehicles $4,121 $562
4 Vehicles $5,495 $749

Savings on 2 Vehicles bundle:$375

Savings on 3 Vehicles bundle:$562

Savings on 4 Vehicles bundle:$749

Manchester, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Manchester, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Manchester $1,561 $2,854
Woodbury $1,561 $2,854
Molena $1,582 $2,892
Sunset Village $1,582 $2,892
Meriwether County $1,578 $2,885
Woodland $1,572 $2,874
Warm Springs $1,595 $2,916
Concord-Molena $1,614 $2,951

Manchester, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,339
Excellent (740-799) $1,529
Good (670-739) $1,627
Average (580-669) $2,122
Poor (300-579) $2,546

Manchester, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Buddy Drakeford State Farm 1895 Phoenix Blvd Ste 306, Atlanta, 30349-5185 770-994-6500
Spears Insurance Allstate 747 Gardenview Dr, Pine Mountain, 31822 (706) 489-3071
Fairburn Insurance Agency, Inc. None 130 Washington St, Fairburn, 30213 None
Daravy Beng Allstate 5299 Jonesboro Rd Ste 105, Morrow, 30260 (404) 963-6933
Jennifer Williams State Farm 6233 Jonesboro Rd, Morrow, 30260-1753 770-961-0140
First Priority Insurance Agency Travelers 1510 S LAKE PKWY STE 1H, MORROW, 30260 678-369-6200
Acg South Insurance Agency Llc Travelers 1500 MT ZION RD STE 205, MORROW, 30260 800-891-4222
Tara Financial Group Inc Travelers 191 N Main St, Jonesboro, 30236 None
Bb&T - Reese Insurance Travelers 741 W LANIER AVE STE 100, FAYETTEVILLE, 30214 770-471-7100

Manchester, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,630
Driver's Failure In Showing Documents +$151 $1,712
Driving With An Expired Registration +$161 $1,722
Driving At A Considerably Slow Pace +$339 $1,900
Using A Cellphone While Driving +$357 $1,918
Running A Red Light +$364 $1,925
Speeding +$382 $1,943
Driving A Vehicle Without The Required Permission +$485 $2,046
Driving With An Expired/Suspended License +$1,052 $2,613

Manchester, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,499
Active Disabling Device $1,499
Tracking Device $1,467
Passive Disabling Device $1,452