Manchester Auto Insurance Rates, Quotes, Agents & Reviews in NH

Manchester, NH Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Manchester, NH, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Manchester, NH are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Manchester, NH Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Manchester, NH with that of other cities in and around Manchester.

Manchester East Merrimack Hooksett Bedford South Hooksett Candia
Average Insurance Rates $1,452 $1,365 $1,145 $1,607 $1,113 $1,040

Manchester, NH Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Manchester, NH based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Manchester $1,492 $1,261
South Hooksett $1,146 $968
Pinardville $1,406 $1,188
Auburn $855 $722
Bedford $1,655 $1,398
Hooksett $1,179 $996
East Merrimack $1,406 $1,188
Candia $1,071 $905

Manchester, NH Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Manchester, NH usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,711
20 Years $1,866
30 Years $1,437
40 Years $1,383
50 Years $1,280
60 Years $1,298
70 Years $1,511

Manchester, NH Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Manchester, NH can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,526 $378
3 Vehicles $3,790 $566
4 Vehicles $5,053 $755

Savings on 2 Vehicles bundle:$378

Savings on 3 Vehicles bundle:$566

Savings on 4 Vehicles bundle:$755

Manchester, NH Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Manchester, NH.

Location Average Insurance Cost Post DUI Insurance Rate
Manchester $1,452 $2,566
South Hooksett $1,113 $1,967
Pinardville $1,365 $2,412
Auburn $830 $1,467
Bedford $1,607 $2,840
Hooksett $1,145 $2,023
East Merrimack $1,365 $2,412
Candia $1,040 $1,838

Manchester, NH Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,246
Excellent (740-799) $1,422
Good (670-739) $1,513
Average (580-669) $1,974
Poor (300-579) $2,368

Manchester, NH Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,516
Driver's Failure In Showing Documents +$141 $1,593
Driving With An Expired Registration +$150 $1,602
Driving At A Considerably Slow Pace +$315 $1,767
Using A Cellphone While Driving +$333 $1,785
Running A Red Light +$338 $1,790
Speeding +$356 $1,808
Driving A Vehicle Without The Required Permission +$452 $1,904
Driving With An Expired/Suspended License +$979 $2,431

Manchester, NH Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,394
Active Disabling Device $1,394
Tracking Device $1,365
Passive Disabling Device $1,350

Latest Auto Insurance Reviews in Manchester, NH | Back to Top

State Farm
We did not do many comparisons to other car insurance providers, but after reviewing some of them recently, it seems like State Farm offers the cheapest policies with the most reasonable deductibles.
State Farm
The rates and premiums seem a little high for me but I am told they about average in the industry. I am not sure about the deductibles.
I would definitely recommend Progressive to any family because they have cheap rates, they are reliable, they have different payment options and filing a claim is very easy.
I would recommend this company. I love that my premium is totally dependent on my driving, not so much an algorithm.
Liberty Mutual
They offer collision and other services needed for my car. They have what I need to help me with what is needed.
I haven't had any issues with AAA's customer service. They easily let me add or remove family members from my plan and respond quickly to any complaints. Thus, I am quite satisfied.
I haven't had any issues with AAA's customer service. They easily let me add or remove family members from my plan and respond quickly to any complaints. Thus, I am quite satisfied.
State Farm
I enjoy how fast I can get in touch with a representative. Additionally, there is a website and app that provide a seamless users interface that is easy to navigate and obtain information through.
Erie Insurance
I am relatively satisfied with my insurance. It has a median cost, decent coverage, and alright customer support. It is better than average.
Encompass Insurance
I like that they partner with the company that does my home owners insurance. I like that the app is super easy to navigate.
State Farm
The claim that was made on a total loss was paid out in the same week. We received more than the blue book value of the car. I have also had to submit claims for emergency towing and those claims were also settled in a week.
Liberty Mutual
Rates are high without the Right Track program results and there does not seem to be anything special about the coverage to warrant those high prices.
The company is large, stable and with nationwide coverage. The staff has been very responsive and helpful when I need help. I have been a long time All-State customer with large premiums and are treated as such. When we have made claims they have been resolved quickly and the deductibles have been waived or reduced based on a good driver discount