Manchester Auto Insurance Rates, Quotes, Agents & Reviews in VT

Manchester, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Manchester, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Manchester, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Manchester, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Manchester, VT with that of other cities in and around Manchester.

Manchester Sandgate Manchester Center Dorset Rupert Sunderland
Average Insurance Rates $1,127 $1,078 $1,128 $1,159 $1,130 $1,110

Manchester, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Manchester, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Manchester $1,489 $1,258
Manchester Center $1,403 $1,185
Winhall $1,410 $1,191
Sunderland $1,655 $1,398
Sandgate $1,704 $1,439
Dorset $1,344 $1,135
Rupert $3,446 $2,911
Bennington County $1,852 $1,564

Manchester, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Manchester, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,657
20 Years $1,448
30 Years $1,115
40 Years $1,073
50 Years $994
60 Years $1,008
70 Years $1,173

Manchester, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Manchester, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,984 $270
3 Vehicles $2,975 $406
4 Vehicles $3,967 $541

Savings on 2 Vehicles bundle:$270

Savings on 3 Vehicles bundle:$406

Savings on 4 Vehicles bundle:$541

Manchester, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Manchester, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Manchester $1,127 $2,329
Manchester Center $1,128 $2,331
Winhall $1,143 $2,362
Sunderland $1,110 $2,294
Sandgate $1,078 $2,228
Dorset $1,159 $2,395
Rupert $1,130 $2,335
Bennington County $956 $1,976

Manchester, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $967
Excellent (740-799) $1,104
Good (670-739) $1,174
Average (580-669) $1,532
Poor (300-579) $1,838

Manchester, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Equinox Agency Allstate 3553 Vt Route 7a, Arlington, 5250 (802) 375-2377
Shaftsbury Insurance Agency, Inc. None 866 Route 7A, Suite A , Shaftsbury, 5262 None
William T. Burns, Inc. None 1090 - Rt 30, Dorset, 5251 None
C H Nelson Agency Inc Travelers 2736 VT RT 153 MAIN ST, WEST PAWLET, 5775 802-645-0270
Finn & Stone Inc Allstate 377 Center Hill Rd, Manchester Center, 5255 (802) 362-5000

Manchester, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,177
Driver's Failure In Showing Documents +$109 $1,236
Driving With An Expired Registration +$116 $1,243
Driving At A Considerably Slow Pace +$245 $1,372
Using A Cellphone While Driving +$258 $1,385
Running A Red Light +$263 $1,390
Speeding +$276 $1,403
Driving A Vehicle Without The Required Permission +$350 $1,477
Driving With An Expired/Suspended License +$760 $1,887

Manchester, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,082
Active Disabling Device $1,082
Tracking Device $1,059
Passive Disabling Device $1,048