Mango, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Mango, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Know the latest Auto Insurance Rates in Mango, FL
If you are not a big city fan or have always craved a vacation different from the usual boring holidays, then Mango is the place for you. Mango is situated in Hillsborough County, Florida. This small city wrapped with luscious greenery is one of the best places to spend holidays in the United States, especially when on roads. Car owners should consider taking car insurance in Mango, FL, to ensure their safety on roads.
The average cost of car insurance in Mango, FL, is $2,076. It is lower when compared to neighboring cities like Palm River-Clair Mel, Thonotosassa, Brandon, and Temple Terrace. The cost of car insurance may differ from city to city and person to person.
Car insurance providers follow specific algorithms to determine the cost of auto insurance in Mango, Florida. Few such factors include the age of the driver, credit history, driving record, anti-theft features, and deductible.
Zimlon's research team has explored these features in detail.
a. Age of the driver
The age of the driver plays a significant role while determining the cost of auto insurance. Insurance companies charge a higher premium on teen drivers as they are more likely to be involved in an accident when compared to any other age group. As a result, insurance providers end up paying a lot of claims on incidents concerning young drivers. Therefore, teenagers pay a higher premium on auto insurance in Mango, FL.
Middle-aged drivers are viewed as safe and responsible behind the wheel. Therefore, insurance providers charge less premium on auto insurance in Mango, FL.
Refer to the car insurance rates by age chart below.
b. Driving history
The more you drive, the more likely you will get into an accident. Hence, insurance providers analyze your driving pattern, car use, i.e., commuting locally or traveling outskirts, and DUI reports to filter the car insurance cost.
In Mango, FL, auto owners with a Driving under the Influence (DUI) history pay a higher premium as insurance costs increase post-DUI. In Mango, post-DUI, auto owners pay $3,249.
c. Type of deductible
While car insurance is designed to protect you and your passengers from the costs of an accident, all insurance provider's policies have deductibles. A deductible is a sum of money that you are responsible for before an insurance company starts to pay any of your claims. A higher deductible leads to a reduction in the cost of car insurance. Therefore, auto owners in Mango who opted for a high deductible of 1000 have to pay $898. In contrast, auto owners who opted for a low deductible of 500 have to pay $1,063.
Factors that can influence the cost of car insurance in Mango, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Mango, FL Auto Insurance Rates
- Mango, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Mango, FL
- Multi Vehicle Insurance Savings in Mango, FL
- How Credit Score Affects Car Insurance Rates in Mango, FL
- How DUI Affects Auto Insurance Premiums in Mango, FL
- Top Auto Insurance Agents Near Mango, FL
- How Driving Violations Affect Auto Insurance Rates in Mango, FL
- Mango, FL Auto Insurance Discounts on Anti Theft Feature
Mango, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Mango, FL with that of other cities in and around Mango.
| Mango | Dover | Palm River-Clair Mel | Thonotosassa | Brandon | Temple Terrace | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,076 | $2,070 | $2,086 | $2,115 | $2,153 | $2,179 |
Mango, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Mango, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Mango | $1,063 | $898 |
| Seffner | $1,359 | $1,148 |
| East Lake-Orient Park | $1,495 | $1,262 |
| Thonotosassa | $1,089 | $920 |
| Brandon | $1,384 | $1,169 |
| Dover | $1,491 | $1,260 |
| Temple Terrace | $1,460 | $1,233 |
| Palm River-Clair Mel | $2,776 | $2,345 |
Mango, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Mango, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,736 |
| 20 Years | $2,667 |
| 30 Years | $2,055 |
| 40 Years | $1,977 |
| 50 Years | $1,831 |
| 60 Years | $1,856 |
| 70 Years | $2,160 |
Mango, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Mango, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,612 | $540 |
| 3 Vehicles | $5,418 | $810 |
| 4 Vehicles | $7,224 | $1,080 |
Savings on 2 Vehicles bundle:$540
Savings on 3 Vehicles bundle:$810
Savings on 4 Vehicles bundle:$1,080
Mango, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mango, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Mango | $2,076 | $3,249 |
| Seffner | $2,140 | $3,349 |
| East Lake-Orient Park | $2,074 | $3,246 |
| Thonotosassa | $2,115 | $3,310 |
| Brandon | $2,153 | $3,370 |
| Dover | $2,070 | $3,240 |
| Temple Terrace | $2,179 | $3,410 |
| Palm River-Clair Mel | $2,086 | $3,265 |
Mango, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,781 |
| Excellent (740-799) | $2,033 |
| Good (670-739) | $2,163 |
| Average (580-669) | $2,822 |
| Poor (300-579) | $3,386 |
Mango, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Prime Group Insurance Services, Inc. | Travelers | 5402 W Laurel St Ste 220, Tampa, 33607 | (813) 288-8270 |
| Complete Insurance Advisors Inc | Travelers | 1110 N. FLORIDA AVE, TAMPA, 33602 | 813-258-2456 |
| Johnson & Hoge Insurance Group Inc | Travelers | 116 W BLOOMINGDALE AVE, BRANDON, 33511 | 813-654-5300 |
| John Fox | Allstate | 4941 E Busch Blvd Ste 150, Tampa, 33617 | (813) 985-3889 |
| A Kilbride Insurance Inc | Liberty Mutual Independent | 4501 N NEBRASKA AVE, TAMPA, 33603 | (813) 238-7467 |
| Brandon Insurance Agency, Inc | None | 158 W Robertson St, Brandon, 33511 | None |
| Spencer Financial, Inc | None | 3901 North Blvd, Tampa, 33603 | None |
| Fairchild Addison & Mckone Ins Inc | Travelers | 10218 WOODBERRY RD STE B, TAMPA, 33619 | 813-681-4893 |
| Lykes Insurance Inc | Liberty Mutual Independent | 400 N TAMPA ST STE 1900, TAMPA, 33602 | 813-223-3911 |
| Laake Financial Services Inc | Travelers | 1070 KAPP DR, CLEARWATER, 33765 | 727-443-4571 |
Mango, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$91 | $2,167 |
| Driver's Failure In Showing Documents | +$201 | $2,277 |
| Driving With An Expired Registration | +$214 | $2,290 |
| Driving At A Considerably Slow Pace | +$450 | $2,526 |
| Using A Cellphone While Driving | +$475 | $2,551 |
| Running A Red Light | +$484 | $2,560 |
| Speeding | +$509 | $2,585 |
| Driving A Vehicle Without The Required Permission | +$646 | $2,722 |
| Driving With An Expired/Suspended License | +$1,399 | $3,475 |
Mango, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,993 |
| Active Disabling Device | $1,993 |
| Tracking Device | $1,951 |
| Passive Disabling Device | $1,931 |