Manhattan, KS Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Manhattan, KS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Manhattan, KS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Manhattan, KS Auto Insurance Rates
- Manhattan, KS Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Manhattan, KS
- Multi Vehicle Insurance Savings in Manhattan, KS
- How Credit Score Affects Car Insurance Rates in Manhattan, KS
- How DUI Affects Auto Insurance Premiums in Manhattan, KS
- Top Auto Insurance Agents Near Manhattan, KS
- How Driving Violations Affect Auto Insurance Rates in Manhattan, KS
- Manhattan, KS Auto Insurance Discounts on Anti Theft Feature
- Manhattan, KS Auto Insurance Company Reviews
Manhattan, KS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Manhattan, KS with that of other cities in and around Manhattan.
| Manhattan | Madison | Riley County | Wildcat | Ogden | Blue | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,152 | $1,489 | $1,040 | $1,606 | $1,478 | $1,584 |
Manhattan, KS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Manhattan, KS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Manhattan | $1,234 | $1,042 |
| Ogden | $1,080 | $913 |
| Wildcat | $3,054 | $2,580 |
| Blue | $1,193 | $1,007 |
| Riley County | $1,473 | $1,244 |
| Zeandale | $1,896 | $1,602 |
| Madison | $1,434 | $1,211 |
| St. George | $1,508 | $1,274 |
Manhattan, KS Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Manhattan, KS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,738 |
| 20 Years | $1,480 |
| 30 Years | $1,140 |
| 40 Years | $1,097 |
| 50 Years | $1,016 |
| 60 Years | $1,030 |
| 70 Years | $1,199 |
Manhattan, KS Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Manhattan, KS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,958 | $346 |
| 3 Vehicles | $2,938 | $518 |
| 4 Vehicles | $3,917 | $691 |
Savings on 2 Vehicles bundle:$346
Savings on 3 Vehicles bundle:$518
Savings on 4 Vehicles bundle:$691
Manhattan, KS Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Manhattan, KS.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Manhattan | $1,152 | $1,920 |
| Ogden | $1,478 | $2,464 |
| Wildcat | $1,606 | $2,677 |
| Blue | $1,584 | $2,640 |
| Riley County | $1,040 | $1,734 |
| Zeandale | $1,674 | $2,790 |
| Madison | $1,489 | $2,482 |
| St. George | $1,556 | $2,594 |
Manhattan, KS Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $988 |
| Excellent (740-799) | $1,128 |
| Good (670-739) | $1,200 |
| Average (580-669) | $1,566 |
| Poor (300-579) | $1,879 |
Manhattan, KS Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Al Langton Insurance Inc | Travelers | 1014 POYNTZ AVE SUITE A, MANHATTAN, 66502 | 785-776-4091 |
| Holmes Insurance Agency | Travelers | 422 N JULIETTE AVE, MANHATTAN, 66502 | 785-539-1101 |
| Cardinal Insurance-Manhattan | None | 507 Leavenworth, Manhattan, 6650 | None |
| Norval Spielman, Llc | None | 3004 Tumbleweed Terr, , Manhattan, 66502 | None |
| Dillon-Sullivan Insurance | Travelers | 527 FT RILEY RD, MANHATTAN, 66502 | 785-539-3048 |
| Dynamic Insurance Group | None | 5947 Sw 29Th St, Topeka, 66614 | None |
| David Keeling | Farmers | 200 Southwind Pl Ste 201, Manhattan, 66503 | (785) 776-9595 |
| Rick Tramp | State Farm | 3625 SW 29th St Ste 204, Topeka, 66614-2061 | 785-271-2400 |
| Willis Of Greater Kansas Inc | Travelers | 2613 W 21ST ST UNIVERSITY VILLAGE, TOPEKA, 66604 | 785-232-8243 |
| Chip Munk | State Farm | 28th & Wanamaker,, Topeka, 66614-2545 | 785-272-8858 |
Manhattan, KS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$51 | $1,203 |
| Driver's Failure In Showing Documents | +$112 | $1,264 |
| Driving With An Expired Registration | +$119 | $1,271 |
| Driving At A Considerably Slow Pace | +$250 | $1,402 |
| Using A Cellphone While Driving | +$264 | $1,416 |
| Running A Red Light | +$268 | $1,420 |
| Speeding | +$282 | $1,434 |
| Driving A Vehicle Without The Required Permission | +$358 | $1,510 |
| Driving With An Expired/Suspended License | +$776 | $1,928 |
Manhattan, KS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,106 |
| Active Disabling Device | $1,106 |
| Tracking Device | $1,083 |
| Passive Disabling Device | $1,071 |
Latest Auto Insurance Reviews in Manhattan, KS | Back to Top
GeicoThey have good offerings and good rates. I changed from another company because the rates were the same with little customer interaction.
ProgressiveThe premiums and deductibles of our auto insurance policy is very similar to other companies that we have looked into. The major deciding factor for us was price, especially considering the policy options were so similar.
Safeco InsuranceThey offer multi-car and multi-policy discounts. I have my insurance for both my vehicles and house through Safeco.
ProgressiveThey offer the same thing as other companies and they are cheaper but the only difference is progressive charges you when your adding or taking off a car.
Liberty MutualI would definitely not recommend, for not been straight forward and holding on to their terms. i really have a bad experience with them.
GeicoI did no tlike how much my payment went up after one incident with my husband's car. There was no wiggle room.
State FarmThere isn't a whole lot that I dislike about the company. Although I think that their State Farm app could use some updating. As always, I wish the prices were a little less. I'd rank them again a 4
Liberty MutualI like that the company has made itself available and offers a fairly priced coverage for my family needs. They are a dependable firm and I have recommended them to countless others.
GeicoI don't like waiting for 20-25 minutes on the phone just to get a simple question answered. Not all the FAQs on their website cover questions that some policyholders have. So that's annoying.