Mankato, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Mankato, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Mankato, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Mankato, MN Auto Insurance Rates
- Mankato, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Mankato, MN
- Multi Vehicle Insurance Savings in Mankato, MN
- How Credit Score Affects Car Insurance Rates in Mankato, MN
- How DUI Affects Auto Insurance Premiums in Mankato, MN
- Top Auto Insurance Agents Near Mankato, MN
- How Driving Violations Affect Auto Insurance Rates in Mankato, MN
- Mankato, MN Auto Insurance Discounts on Anti Theft Feature
- Mankato, MN Auto Insurance Company Reviews
Mankato, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Mankato, MN with that of other cities in and around Mankato.
| Mankato | South Bend | Skyline | North Mankato | Belgrade | Decoria | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,030 | $1,651 | $1,306 | $1,294 | $1,376 | $1,339 |
Mankato, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Mankato, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Mankato | $1,062 | $897 |
| North Mankato | $1,556 | $1,315 |
| Skyline | $1,114 | $941 |
| Lime | $1,100 | $929 |
| Eagle Lake | $1,479 | $1,249 |
| Belgrade | $1,850 | $1,563 |
| South Bend | $1,019 | $860 |
| Decoria | $1,379 | $1,165 |
Mankato, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Mankato, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,342 |
| 20 Years | $1,323 |
| 30 Years | $1,019 |
| 40 Years | $981 |
| 50 Years | $908 |
| 60 Years | $921 |
| 70 Years | $1,072 |
Mankato, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Mankato, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,751 | $309 |
| 3 Vehicles | $2,627 | $464 |
| 4 Vehicles | $3,502 | $618 |
Savings on 2 Vehicles bundle:$309
Savings on 3 Vehicles bundle:$464
Savings on 4 Vehicles bundle:$618
Mankato, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mankato, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Mankato | $1,030 | $1,881 |
| North Mankato | $1,294 | $2,363 |
| Skyline | $1,306 | $2,384 |
| Lime | $1,369 | $2,499 |
| Eagle Lake | $1,287 | $2,350 |
| Belgrade | $1,376 | $2,512 |
| South Bend | $1,651 | $3,014 |
| Decoria | $1,339 | $2,445 |
Mankato, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $884 |
| Excellent (740-799) | $1,009 |
| Good (670-739) | $1,073 |
| Average (580-669) | $1,400 |
| Poor (300-579) | $1,680 |
Mankato, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Preston Doyle | State Farm | 120 N Augusta Ct Ste 106A, Mankato, 56001-7719 | 507-388-6281 |
| United Prairie Ins Agency | Travelers | 10 FIRESTONE DR STE 200, MANKATO, 56001 | 507-386-4829 |
| Steve Hasse | State Farm | 1235 Madison Ave, Mankato, 56001-5229 | 507-625-6671 |
| Erik Westrum | State Farm | 14033 Commerce Ave NE Ste 102, Prior Lake, 55372-1438 | 952-447-8700 |
| Peter Hohn | State Farm | 7447 Egan Dr Ste 205, Savage, 55378-2260 | 952-447-1700 |
| Miller-Hartwig Insurance | Travelers | 20960 Holyoke Ave, Lakeville, 55044 | (612) 235-4956 |
| [ | J | o, e, O | ' |
| C O Brown | Travelers | 325 N Riverfront Dr, Mankato, 56001 | None |
| Daniel Enger | Farmers | 8710 County Road 42 W, Savage, 55378 | (952) 469-3188 |
| Premier Insurance Group, Llc | None | 1226 4Th Ave E Ste 110, Shakopee, 55379 | None |
Mankato, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$45 | $1,075 |
| Driver's Failure In Showing Documents | +$100 | $1,130 |
| Driving With An Expired Registration | +$106 | $1,136 |
| Driving At A Considerably Slow Pace | +$224 | $1,254 |
| Using A Cellphone While Driving | +$236 | $1,266 |
| Running A Red Light | +$240 | $1,270 |
| Speeding | +$252 | $1,282 |
| Driving A Vehicle Without The Required Permission | +$320 | $1,350 |
| Driving With An Expired/Suspended License | +$694 | $1,724 |
Mankato, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $989 |
| Active Disabling Device | $989 |
| Tracking Device | $968 |
| Passive Disabling Device | $958 |
Latest Auto Insurance Reviews in Mankato, MN | Back to Top
ProgressiveI don't remember my deductible amount since I have never needed it, but I am guessing it is about $1,000 and that's fine with me.
AllstateThe people at the agencies that I have had interactions have been friendly and informative. The company has been easy to work with and is pretty fair on price.
Grange InsuranceMy customer service experience with Grange has always been pleasant. My agent talks to me like I am a long time friend and I appreciate that.
State FarmI definitely recommend State Farm. We have been with them for nearly 40 years, and though, we could probably find cheaper rates, we stay for the customer service.
Farm BureauI have nothing but good things to say about my car insurance holder The policy is what I need and they have me a better premium than other places I checked.
TravelersI have no dislike I love the company. I have a direct rep that I always talk to, so anytime I need anything he is there. Just like the commercials say.