Mankato Auto Insurance Rates, Quotes, Agents & Reviews in MN

Mankato, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Mankato, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Mankato, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Mankato, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Mankato, MN with that of other cities in and around Mankato.

Mankato South Bend Skyline North Mankato Belgrade Decoria
Average Insurance Rates $1,030 $1,651 $1,306 $1,294 $1,376 $1,339

Mankato, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Mankato, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Mankato $1,062 $897
North Mankato $1,556 $1,315
Skyline $1,114 $941
Lime $1,100 $929
Eagle Lake $1,479 $1,249
Belgrade $1,850 $1,563
South Bend $1,019 $860
Decoria $1,379 $1,165

Mankato, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Mankato, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,342
20 Years $1,323
30 Years $1,019
40 Years $981
50 Years $908
60 Years $921
70 Years $1,072

Mankato, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Mankato, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,751 $309
3 Vehicles $2,627 $464
4 Vehicles $3,502 $618

Savings on 2 Vehicles bundle:$309

Savings on 3 Vehicles bundle:$464

Savings on 4 Vehicles bundle:$618


Mankato, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mankato, MN.

Location Average Insurance Cost Post DUI Insurance Rate
Mankato $1,030 $1,881
North Mankato $1,294 $2,363
Skyline $1,306 $2,384
Lime $1,369 $2,499
Eagle Lake $1,287 $2,350
Belgrade $1,376 $2,512
South Bend $1,651 $3,014
Decoria $1,339 $2,445

Mankato, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $884
Excellent (740-799) $1,009
Good (670-739) $1,073
Average (580-669) $1,400
Poor (300-579) $1,680

Mankato, MN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Preston Doyle State Farm 120 N Augusta Ct Ste 106A, Mankato, 56001-7719 507-388-6281
United Prairie Ins Agency Travelers 10 FIRESTONE DR STE 200, MANKATO, 56001 507-386-4829
Steve Hasse State Farm 1235 Madison Ave, Mankato, 56001-5229 507-625-6671
Erik Westrum State Farm 14033 Commerce Ave NE Ste 102, Prior Lake, 55372-1438 952-447-8700
Peter Hohn State Farm 7447 Egan Dr Ste 205, Savage, 55378-2260 952-447-1700
Miller-Hartwig Insurance Travelers 20960 Holyoke Ave, Lakeville, 55044 (612) 235-4956
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C O Brown Travelers 325 N Riverfront Dr, Mankato, 56001 None
Daniel Enger Farmers 8710 County Road 42 W, Savage, 55378 (952) 469-3188
Premier Insurance Group, Llc None 1226 4Th Ave E Ste 110, Shakopee, 55379 None

Mankato, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$45 $1,075
Driver's Failure In Showing Documents +$100 $1,130
Driving With An Expired Registration +$106 $1,136
Driving At A Considerably Slow Pace +$224 $1,254
Using A Cellphone While Driving +$236 $1,266
Running A Red Light +$240 $1,270
Speeding +$252 $1,282
Driving A Vehicle Without The Required Permission +$320 $1,350
Driving With An Expired/Suspended License +$694 $1,724

Mankato, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $989
Active Disabling Device $989
Tracking Device $968
Passive Disabling Device $958

Latest Auto Insurance Reviews in Mankato, MN | Back to Top

Progressive
I don't remember my deductible amount since I have never needed it, but I am guessing it is about $1,000 and that's fine with me.
Allstate
The people at the agencies that I have had interactions have been friendly and informative. The company has been easy to work with and is pretty fair on price.
Grange Insurance
My customer service experience with Grange has always been pleasant. My agent talks to me like I am a long time friend and I appreciate that.
State Farm
I definitely recommend State Farm. We have been with them for nearly 40 years, and though, we could probably find cheaper rates, we stay for the customer service.
Farm Bureau
I have nothing but good things to say about my car insurance holder The policy is what I need and they have me a better premium than other places I checked.
Travelers
I have no dislike I love the company. I have a direct rep that I always talk to, so anytime I need anything he is there. Just like the commercials say.