Manteca Auto Insurance Rates, Quotes, Agents & Reviews in CA

Manteca, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Manteca, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Manteca, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Manteca, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Manteca, CA with that of other cities in and around Manteca.

Manteca Escalon Taft Mosswood French Camp Kennedy Salida
Average Insurance Rates $1,449 $1,843 $1,778 $1,810 $1,752 $1,827

Manteca, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Manteca, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Manteca $1,334 $1,127
Lathrop $1,379 $1,165
French Camp $1,460 $1,233
Ripon $1,331 $1,124
Taft Mosswood $1,129 $954
Kennedy $1,933 $1,633
Salida $2,156 $1,821
Escalon $2,399 $2,026

Manteca, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Manteca, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,702
20 Years $1,862
30 Years $1,434
40 Years $1,380
50 Years $1,278
60 Years $1,295
70 Years $1,508

Manteca, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Manteca, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,492 $406
3 Vehicles $3,738 $609
4 Vehicles $4,985 $811

Savings on 2 Vehicles bundle:$406

Savings on 3 Vehicles bundle:$609

Savings on 4 Vehicles bundle:$811

Manteca, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Manteca, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Manteca $1,449 $3,568
Lathrop $1,835 $4,518
French Camp $1,810 $4,457
Ripon $1,880 $4,629
Taft Mosswood $1,778 $4,378
Kennedy $1,752 $4,314
Salida $1,827 $4,498
Escalon $1,843 $4,538

Manteca, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,243
Excellent (740-799) $1,419
Good (670-739) $1,510
Average (580-669) $1,970
Poor (300-579) $2,363

Manteca, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Anamarie Emery Farmers 4598 S Tracy Blvd Ste 100, Tracy, 95377 (209) 836-0240
Steele Ins Agency Inc Travelers 7474 SHORELINE DR STE 3, STOCKTON, 95219 707-207-5700
Mr.B Diaz State Farm 600 N Main St, Manteca, 95336-3741 209-823-0556
Vickie Stephens State Farm 3100 Capitol Ave Ste E, Fremont, 94538-1527 510-796-8164
Burch Boehner State Farm 201 E Taylor St Ste 2, San Jose, 95112-5036 408-287-8190
Ritter Insurance Agency Inc Travelers 2880 NORTH TRACY BLVD STE 1, TRACY, 95376 209-835-0776
Richard Dusablon Allstate 950 Thompson St, Milpitas, 95035 (408) 240-1590
Nixon Insurance Agency & Brokerage Services, Inc. None 396 Civic Dr Ste A , Pleasant Hill, 94523 None
Nenita Lavitoria State Farm 32146 Alvarado Blvd, Union City, 94587-4000 510-429-1730

Manteca, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,513
Driver's Failure In Showing Documents +$141 $1,590
Driving With An Expired Registration +$149 $1,598
Driving At A Considerably Slow Pace +$314 $1,763
Using A Cellphone While Driving +$332 $1,781
Running A Red Light +$338 $1,787
Speeding +$355 $1,804
Driving A Vehicle Without The Required Permission +$451 $1,900
Driving With An Expired/Suspended License +$977 $2,426

Manteca, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,391
Active Disabling Device $1,391
Tracking Device $1,362
Passive Disabling Device $1,348

Latest Auto Insurance Reviews in Manteca, CA | Back to Top

I would recommend my insurance company to my family and friends because they have cheap premiums and great customer service. I can also do a lot of things via their website and mobile application
The customer experience has been ok. The adjuster after our accident was very inflexible and they gave us like 3 days to find a new car.
I have do not know how my current insurance policy's premiums and deductibles are in comparison to other companies, as I have not currently researched that.
Farmer's Insurance
They have very comparable premims versus their competitors. The prices are fantastic and I have never had insurance so low. I switched to them from progressive because it saved me about $20 a month.
I would recommend direct Progressive because their prices are very good and the customer service is excellent. Also their website is easy to use and that's important.
I would recommend Met Life Auto insurance to anyone looking for a new policy as they provide personalized service to your needs.
Hanover Insurance Group
The premium on our autos are fair. We have been with other companies where the coverages are less and we were paying more for the amount of vehicles we have. Hanover isnt cheap, but we feel the premiums have been fair.
Hanover Insurance Group
The premium on our autos are fair. We have been with other companies where the coverages are less and we were paying more for the amount of vehicles we have. Hanover isnt cheap, but we feel the premiums have been fair.
I don't like not having a local agent. I miss having someone I can fuss at if something goes wrong, but the insurance price is considerably cheaper and I have not had a significant problem so far.
Century National
I like that my agent is in a physical local office just 10 minuets away. I am able to go there or contact the same person each time I call who knows me and my policies. It is a great change from Liberty Mutual where I never talked to the same person.
Geico provides me with a sliding scales to help me adjust what I want to pay monthly and the amount of coverage I have. This allows me to keep my car insurance within my budget as well as being extremely affordable for the full coverage options.
There is nothing that I dislike about my company. It is about the same as any other company would be.
They up my premium Give me lame reasons why they are doing it Will beat around the bush and blame it on 'accident rates have doubled even TRIPPLED in my area'. That's not true.