Manville Auto Insurance Rates, Quotes, Agents & Reviews in NJ

Manville, NJ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Manville, NJ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Buy Cheapest Auto Insurance in Manville, NJ

The average cost of car insurance in Manville, NJ, is $1,178.  If you are a resident of Manville, NJ looking for the best auto insurance rates in town, you’ve come to the right place. With a wide selection of competitively priced auto insurance companies in the area, you can save money on your car insurance without sacrificing coverage or service.   You should compare shops to get the best rate on your auto insurance in Manville, NJ. Start by getting quotes from multiple auto insurance providers and ensure you get the best deal for the coverage you need. When comparing quotes, ask about discounts you may qualify for. Many insurance companies offer discounts for good driving records, multiple cars, and loyalty discounts. Before settling on a policy, make sure to read the policy terms and conditions carefully. Be sure to understand the type and amount of coverage you are getting and any limits or exclusions that may apply. Here are a few factors that help determine the cost of car insurance in Manville, NJ.

By obeying driving regulations

Following driving regulations in Manville, NJ, can help reduce auto insurance rates for drivers. By obeying traffic laws and avoiding accidents or traffic violations, drivers can maintain a clean driving record. This can make them eligible for lower insurance rates as they are perceived as a lower risk to insurers. Additionally, taking defensive driving courses or other driver education programs may also qualify drivers for discounts on their insurance premiums. As an example, driving violations such as running a red light or driving with a suspended license can increase the total cost of car insurance in Manville, NJ, by $388 and $1122, respectively. This means that insurance companies may charge higher premiums to drivers who have a history of traffic violations or license suspensions, as they are seen as higher risk.  

Auto Insurance Rates Based on the Age of the Driver

Auto insurance rates in Manville, NJ, can vary depending on the age of the driver. Generally, younger drivers under the age of 25 tend to have higher rates due to their lack of driving experience and higher risk of accidents. On the other hand, drivers over the age of 25, who have more experience behind the wheel, may be eligible for lower rates. For instance, drivers over the age of 40 pay $1,585 in Manville, New Jersey, while teenagers pay $5403.

By availing of multi-car discounts

Availability of multi-car discounts can help you save a significant amount on your auto insurance premiums in Manville, NJ. If you have multiple cars in your household, insuring them all under the same policy can earn you a discount from your insurance provider. This means you can enjoy the same level of coverage for all your vehicles while paying less for it. Not only does this help you save money, but it also simplifies your insurance process by having all your cars under one policy. For example, car owners in Manville, NJ, who insure two vehicles pay $2,897, while those who insure three vehicles pay $4,346. By taking advantage of this multi-car discount, they could save between $433 and $649 on their auto insurance costs in Manville, NJ.

Factors that can influence the cost of car insurance in Manville, NJ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Manville, NJ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Manville, NJ with that of other cities in and around Manville.

Manville Zarephath Finderne Bound Brook Somerset County Franklin Center
Average Insurance Rates $1,665 $2,079 $1,686 $1,675 $1,418 $1,741

Manville, NJ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Manville, NJ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Manville $2,200 $1,858
Zarephath $2,141 $1,809
Weston $1,886 $1,593
Finderne $1,676 $1,415
Somerville $1,679 $1,418
Somerset County $1,884 $1,591
Franklin Center $1,740 $1,469
Bound Brook $1,550 $1,309

Manville, NJ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Manville, NJ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,403
20 Years $2,139
30 Years $1,648
40 Years $1,585
50 Years $1,468
60 Years $1,489
70 Years $1,733

Manville, NJ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Manville, NJ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,897 $433
3 Vehicles $4,346 $649
4 Vehicles $5,794 $866

Savings on 2 Vehicles bundle:$433

Savings on 3 Vehicles bundle:$649

Savings on 4 Vehicles bundle:$866

Manville, NJ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Manville, NJ.

Location Average Insurance Cost Post DUI Insurance Rate
Manville $1,665 $2,852
Zarephath $2,079 $3,561
Weston $1,753 $3,003
Finderne $1,686 $2,888
Somerville $1,687 $2,890
Somerset County $1,418 $2,429
Franklin Center $1,741 $2,982
Bound Brook $1,675 $2,869

Manville, NJ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,429
Excellent (740-799) $1,631
Good (670-739) $1,735
Average (580-669) $2,263
Poor (300-579) $2,716

Manville, NJ Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
William Hickman Liberty Mutual 200 Cottontail Lane Suite A101W, Somerset, 8873 1-732-563-6800
Jennifer Piro Liberty Mutual 20 Independence Blvd Ste 103, Warren, 7059 1-908-647-2745
T E Freuler Agency Inc Travelers 13 CLYDE RD STE 202, SOMERSET, 8873 973-274-0500
Steve Madurski Farmers 1614 Irving St, Rahway, 7065 (732) 815-0099
Abnet Inc Travelers 44 STELTON ROAD SUITE 120, PISCATAWAY, 8854 732-424-0121
Pavese Mccormick Agency Inc Liberty Mutual Independent 3759 U S HWY 1 STE 200, MONMOUTH JUNCTION, 8852 732-247-9800
Mednet Financial, Inc. None 501 Ave, Watchung, 7069 None
T E Freuler Agency Inc Professional Center At Som Liberty Mutual Independent 13 CLYDE RD STE 202, SOMERSET, 8873 973-274-0500
Daniels-Head Insurance Services Inc Travelers 899 MOUNTAIN AVE STE 2-A, SPRINGFIELD, 7081 800-284-3638
Richard Min State Farm 125 Washington Ave Ste 12, Dumont, 07628-3028 201-244-1153

Manville, NJ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$73 $1,738
Driver's Failure In Showing Documents +$162 $1,827
Driving With An Expired Registration +$171 $1,836
Driving At A Considerably Slow Pace +$361 $2,026
Using A Cellphone While Driving +$381 $2,046
Running A Red Light +$388 $2,053
Speeding +$408 $2,073
Driving A Vehicle Without The Required Permission +$518 $2,183
Driving With An Expired/Suspended License +$1,122 $2,787

Manville, NJ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,598
Active Disabling Device $1,598
Tracking Device $1,565
Passive Disabling Device $1,548