Manville, NJ Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Manville, NJ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Buy Cheapest Auto Insurance in Manville, NJ
The average cost of car insurance in Manville, NJ, is $1,178. If you are a resident of Manville, NJ looking for the best auto insurance rates in town, you’ve come to the right place. With a wide selection of competitively priced auto insurance companies in the area, you can save money on your car insurance without sacrificing coverage or service. You should compare shops to get the best rate on your auto insurance in Manville, NJ. Start by getting quotes from multiple auto insurance providers and ensure you get the best deal for the coverage you need. When comparing quotes, ask about discounts you may qualify for. Many insurance companies offer discounts for good driving records, multiple cars, and loyalty discounts. Before settling on a policy, make sure to read the policy terms and conditions carefully. Be sure to understand the type and amount of coverage you are getting and any limits or exclusions that may apply. Here are a few factors that help determine the cost of car insurance in Manville, NJ.
By obeying driving regulations
Following driving regulations in Manville, NJ, can help reduce auto insurance rates for drivers. By obeying traffic laws and avoiding accidents or traffic violations, drivers can maintain a clean driving record. This can make them eligible for lower insurance rates as they are perceived as a lower risk to insurers. Additionally, taking defensive driving courses or other driver education programs may also qualify drivers for discounts on their insurance premiums. As an example, driving violations such as running a red light or driving with a suspended license can increase the total cost of car insurance in Manville, NJ, by $388 and $1122, respectively. This means that insurance companies may charge higher premiums to drivers who have a history of traffic violations or license suspensions, as they are seen as higher risk.
Auto Insurance Rates Based on the Age of the Driver
Auto insurance rates in Manville, NJ, can vary depending on the age of the driver. Generally, younger drivers under the age of 25 tend to have higher rates due to their lack of driving experience and higher risk of accidents. On the other hand, drivers over the age of 25, who have more experience behind the wheel, may be eligible for lower rates. For instance, drivers over the age of 40 pay $1,585 in Manville, New Jersey, while teenagers pay $5403.
By availing of multi-car discounts
Availability of multi-car discounts can help you save a significant amount on your auto insurance premiums in Manville, NJ. If you have multiple cars in your household, insuring them all under the same policy can earn you a discount from your insurance provider. This means you can enjoy the same level of coverage for all your vehicles while paying less for it. Not only does this help you save money, but it also simplifies your insurance process by having all your cars under one policy. For example, car owners in Manville, NJ, who insure two vehicles pay $2,897, while those who insure three vehicles pay $4,346. By taking advantage of this multi-car discount, they could save between $433 and $649 on their auto insurance costs in Manville, NJ.
Factors that can influence the cost of car insurance in Manville, NJ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Manville, NJ Auto Insurance Rates
- Manville, NJ Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Manville, NJ
- Multi Vehicle Insurance Savings in Manville, NJ
- How Credit Score Affects Car Insurance Rates in Manville, NJ
- How DUI Affects Auto Insurance Premiums in Manville, NJ
- Top Auto Insurance Agents Near Manville, NJ
- How Driving Violations Affect Auto Insurance Rates in Manville, NJ
- Manville, NJ Auto Insurance Discounts on Anti Theft Feature
Manville, NJ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Manville, NJ with that of other cities in and around Manville.
Manville | Zarephath | Finderne | Bound Brook | Somerset County | Franklin Center | |
---|---|---|---|---|---|---|
Average Insurance Rates | $1,665 | $2,079 | $1,686 | $1,675 | $1,418 | $1,741 |
Manville, NJ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Manville, NJ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
Location | Low Deductible ($500) | High Deductible ($1000) |
---|---|---|
Manville | $2,200 | $1,858 |
Zarephath | $2,141 | $1,809 |
Weston | $1,886 | $1,593 |
Finderne | $1,676 | $1,415 |
Somerville | $1,679 | $1,418 |
Somerset County | $1,884 | $1,591 |
Franklin Center | $1,740 | $1,469 |
Bound Brook | $1,550 | $1,309 |
Manville, NJ Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Manville, NJ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
Age of Driver | Insurance Cost |
---|---|
Teens | $5,403 |
20 Years | $2,139 |
30 Years | $1,648 |
40 Years | $1,585 |
50 Years | $1,468 |
60 Years | $1,489 |
70 Years | $1,733 |
Manville, NJ Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Manville, NJ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
Number of Cars | Auto Insurance Cost | Total Savings |
---|---|---|
2 Vehicles | $2,897 | $433 |
3 Vehicles | $4,346 | $649 |
4 Vehicles | $5,794 | $866 |

Savings on 2 Vehicles bundle:$433

Savings on 3 Vehicles bundle:$649

Savings on 4 Vehicles bundle:$866
Manville, NJ Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Manville, NJ.
Location | Average Insurance Cost | Post DUI Insurance Rate |
---|---|---|
Manville | $1,665 | $2,852 |
Zarephath | $2,079 | $3,561 |
Weston | $1,753 | $3,003 |
Finderne | $1,686 | $2,888 |
Somerville | $1,687 | $2,890 |
Somerset County | $1,418 | $2,429 |
Franklin Center | $1,741 | $2,982 |
Bound Brook | $1,675 | $2,869 |
Manville, NJ Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
Credit Score | Insurance Cost |
---|---|
Exceptional (800-850) | $1,429 |
Excellent (740-799) | $1,631 |
Good (670-739) | $1,735 |
Average (580-669) | $2,263 |
Poor (300-579) | $2,716 |
Manville, NJ Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
Agent Name | Company | Agent Address | Contact Details |
---|---|---|---|
William Hickman | Liberty Mutual | 200 Cottontail Lane Suite A101W, Somerset, 8873 | 1-732-563-6800 |
Jennifer Piro | Liberty Mutual | 20 Independence Blvd Ste 103, Warren, 7059 | 1-908-647-2745 |
T E Freuler Agency Inc | Travelers | 13 CLYDE RD STE 202, SOMERSET, 8873 | 973-274-0500 |
Steve Madurski | Farmers | 1614 Irving St, Rahway, 7065 | (732) 815-0099 |
Abnet Inc | Travelers | 44 STELTON ROAD SUITE 120, PISCATAWAY, 8854 | 732-424-0121 |
Pavese Mccormick Agency Inc | Liberty Mutual Independent | 3759 U S HWY 1 STE 200, MONMOUTH JUNCTION, 8852 | 732-247-9800 |
Mednet Financial, Inc. | None | 501 Ave, Watchung, 7069 | None |
T E Freuler Agency Inc Professional Center At Som | Liberty Mutual Independent | 13 CLYDE RD STE 202, SOMERSET, 8873 | 973-274-0500 |
Daniels-Head Insurance Services Inc | Travelers | 899 MOUNTAIN AVE STE 2-A, SPRINGFIELD, 7081 | 800-284-3638 |
Richard Min | State Farm | 125 Washington Ave Ste 12, Dumont, 07628-3028 | 201-244-1153 |
Manville, NJ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
Driving Violation | Cost Increase | Total Insurance Cost |
---|---|---|
Driving Without Headlights | +$73 | $1,738 |
Driver's Failure In Showing Documents | +$162 | $1,827 |
Driving With An Expired Registration | +$171 | $1,836 |
Driving At A Considerably Slow Pace | +$361 | $2,026 |
Using A Cellphone While Driving | +$381 | $2,046 |
Running A Red Light | +$388 | $2,053 |
Speeding | +$408 | $2,073 |
Driving A Vehicle Without The Required Permission | +$518 | $2,183 |
Driving With An Expired/Suspended License | +$1,122 | $2,787 |
Manville, NJ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
Anti Theft Feature | Insurance Cost |
---|---|
Audible Alarm | $1,598 |
Active Disabling Device | $1,598 |
Tracking Device | $1,565 |
Passive Disabling Device | $1,548 |