Maple Grove, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Maple Grove, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Maple Grove, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Maple Grove, MN Auto Insurance Rates
- Maple Grove, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Maple Grove, MN
- Multi Vehicle Insurance Savings in Maple Grove, MN
- How Credit Score Affects Car Insurance Rates in Maple Grove, MN
- How DUI Affects Auto Insurance Premiums in Maple Grove, MN
- Top Auto Insurance Agents Near Maple Grove, MN
- How Driving Violations Affect Auto Insurance Rates in Maple Grove, MN
- Maple Grove, MN Auto Insurance Discounts on Anti Theft Feature
- Maple Grove, MN Auto Insurance Company Reviews
Maple Grove, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Maple Grove, MN with that of other cities in and around Maple Grove.
| Maple Grove | Osseo | Champlin | Corcoran | Dayton | Plymouth | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,115 | $1,666 | $1,323 | $1,378 | $1,340 | $1,056 |
Maple Grove, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Maple Grove, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Maple Grove | $1,817 | $1,535 |
| Osseo | $947 | $800 |
| Dayton | $1,656 | $1,399 |
| Champlin | $1,465 | $1,237 |
| Brooklyn Park | $1,748 | $1,476 |
| Corcoran | $1,744 | $1,473 |
| Plymouth | $1,619 | $1,368 |
| New Hope | $1,511 | $1,276 |
Maple Grove, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Maple Grove, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,618 |
| 20 Years | $1,433 |
| 30 Years | $1,103 |
| 40 Years | $1,062 |
| 50 Years | $983 |
| 60 Years | $997 |
| 70 Years | $1,160 |
Maple Grove, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Maple Grove, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,896 | $335 |
| 3 Vehicles | $2,843 | $502 |
| 4 Vehicles | $3,791 | $669 |
Savings on 2 Vehicles bundle:$335
Savings on 3 Vehicles bundle:$502
Savings on 4 Vehicles bundle:$669
Maple Grove, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Maple Grove, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Maple Grove | $1,115 | $2,036 |
| Osseo | $1,666 | $3,042 |
| Dayton | $1,340 | $2,447 |
| Champlin | $1,323 | $2,416 |
| Brooklyn Park | $1,089 | $1,988 |
| Corcoran | $1,378 | $2,516 |
| Plymouth | $1,056 | $1,928 |
| New Hope | $1,311 | $2,394 |
Maple Grove, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $957 |
| Excellent (740-799) | $1,092 |
| Good (670-739) | $1,162 |
| Average (580-669) | $1,516 |
| Poor (300-579) | $1,819 |
Maple Grove, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Marty Mjelleli | State Farm | 10501 Wayzata Blvd Ste 7, Minnetonka, 55305-4501 | 952-546-6111 |
| Novallus Insurance Brokers | Travelers | 600 TWELVE OAKS CENTER DR STE 217, WAYZATA, 55391 | 952-392-9508 |
| Brian Bury | Liberty Mutual | 15641 Grove Circle North, Maple Grove, 55369 | 1-763-273-9049 |
| Brice Skarnes | Farmers | 2960 Winnetka Ave N Ste 212, Crystal, 55427 | (952) 544-8449 |
| Dan Schroeder | State Farm | 3900 Vinewood Ln N Ste 15, Plymouth, 55441-1155 | 763-557-2926 |
| Fide Abrego | Farmers | 301 E Lake St Ste 208, Minneapolis, 55408 | (612) 746-5600 |
| Robin Schuenemann | Farmers | 4080 W Broadway Ave Ste 108, Robbinsdale, 55422 | (763) 516-7945 |
| Choice Insurance Agency, Inc. | None | 419 3Rd St Se Osseo, Minnetonka, 55369 | None |
| Gary Fena | Farmers | 9676 63rd Ave N, Maple Grove, 55369 | (763) 367-7968 |
| Gary Fena | Farmers | 9676 63rd Ave N, Maple Grove, 55369 | (763) 367-7968 |
| Lockton Companies Llc | Travelers | 5500 WAYZATA BLVD STE 510, MINNEAPOLIS, 55416 | 763-512-8600 |
| Patriot Ins Agency Inc | Travelers | 7964 UNIVERSITY AVE NE, FRIDLEY, 55432 | 763-445-2200 |
| Anchor Insurance Agency Llp | Travelers | 3131 FERNBROOK LN 111, PLYMOUTH, 55447 | 763-473-4090 |
Maple Grove, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$49 | $1,164 |
| Driver's Failure In Showing Documents | +$108 | $1,223 |
| Driving With An Expired Registration | +$115 | $1,230 |
| Driving At A Considerably Slow Pace | +$242 | $1,357 |
| Using A Cellphone While Driving | +$255 | $1,370 |
| Running A Red Light | +$260 | $1,375 |
| Speeding | +$273 | $1,388 |
| Driving A Vehicle Without The Required Permission | +$347 | $1,462 |
| Driving With An Expired/Suspended License | +$752 | $1,867 |
Maple Grove, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,070 |
| Active Disabling Device | $1,070 |
| Tracking Device | $1,048 |
| Passive Disabling Device | $1,037 |
Latest Auto Insurance Reviews in Maple Grove, MN | Back to Top
State FarmState farm offers very good deductibles, like the first time accident deductible where your rate wont get reduced just because you had your first accident as long as you have a good driving record.
Amica Mutual InsuranceMy premium with Amica is far less than it was with Allstate for the same coverage. The deducible is the same between both insurance companies.
Safeco InsuranceI like that I can check my policies online and even call and get an answer right away if I have one. This helps when I have a payment coming up and what not.
AmeripriseIn the Ameriprise auto insurance company for delivary is a main problem.
ProgressiveI think as most people, who likes paying for something that we possibly will never use but the law requires us to have, but that being said should the need arise we have an accident in a state that is a no fault state, better to be covered than not