Marcola Auto Insurance Rates, Quotes, Agents & Reviews in OR

Marcola, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Marcola, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Marcola, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Marcola, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Marcola, OR with that of other cities in and around Marcola.

Marcola Brownsville Coburg Pleasant Hill Springfield Crawfordsville
Average Insurance Rates $1,496 $1,457 $1,481 $1,476 $981 $1,420

Marcola, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Marcola, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Marcola $1,441 $1,217
Holley $1,770 $1,495
Springfield $1,294 $1,093
Sweet Home $1,524 $1,288
Crawfordsville $1,120 $946
Brownsville $984 $831
Coburg $1,819 $1,536
Pleasant Hill $1,383 $1,168

Marcola, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Marcola, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,854
20 Years $1,922
30 Years $1,481
40 Years $1,424
50 Years $1,319
60 Years $1,338
70 Years $1,557

Marcola, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Marcola, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,603 $389
3 Vehicles $3,905 $583
4 Vehicles $5,206 $778

Savings on 2 Vehicles bundle:$389

Savings on 3 Vehicles bundle:$583

Savings on 4 Vehicles bundle:$778

Marcola, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Marcola, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Marcola $1,496 $2,238
Holley $1,437 $2,150
Springfield $981 $1,468
Sweet Home $1,395 $2,087
Crawfordsville $1,420 $2,124
Brownsville $1,457 $2,180
Coburg $1,481 $2,215
Pleasant Hill $1,476 $2,208

Marcola, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,284
Excellent (740-799) $1,465
Good (670-739) $1,559
Average (580-669) $2,034
Poor (300-579) $2,440

Marcola, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mitch Hanan State Farm 111 S 47th St, Springfield, 97478-6625 541-747-4266
Corkey Gourley State Farm 1310 Market St, Springfield, 97477-3334 541-747-4246
April Patsel Allstate 1000 Willagillespie Rd Ste 325, Eugene, 97401 (541) 726-8871
Mike Tingue State Farm 36 Irving Rd, Eugene, 97404-2002 541-688-2905
Dick Martin Farmers 637 W 7th Ave Ste 1, Eugene, 97402 (541) 868-2442
Heidi Pollock State Farm 1478 Willamette St, Eugene, 97401-4049 541-344-4612
Aaa - Eugene Travelers 983 WILLAGILLESPIE RD, EUGENE, 97401 503-222-6748
Jason Stefely Chfc State Farm 201 E 17th Ave, Eugene, 97401 541-654-4780
Skip Skip Spencer Farmers 1400 Executive Pkwy Ste 250, Eugene, 97401 (541) 434-9720
J.L. Jones & Associates None 720 Country Club Rd, Eugene, 97401 None
Rob Olive Jr State Farm 1744 W 18th Avenue, Eugene, 97402-3625 541-686-1745
Carman Johnson-Souther Farmers 708 B St, Springfield, 97477 (541) 746-5734

Marcola, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,562
Driver's Failure In Showing Documents +$145 $1,641
Driving With An Expired Registration +$154 $1,650
Driving At A Considerably Slow Pace +$325 $1,821
Using A Cellphone While Driving +$343 $1,839
Running A Red Light +$349 $1,845
Speeding +$367 $1,863
Driving A Vehicle Without The Required Permission +$465 $1,961
Driving With An Expired/Suspended License +$1,008 $2,504

Marcola, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,436
Active Disabling Device $1,436
Tracking Device $1,406
Passive Disabling Device $1,391