Marshall County Auto Insurance Rates, Quotes, Agents & Reviews in AL

Marshall County, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Marshall County, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Marshall County, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Marshall County, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Marshall County, AL with that of other cities in and around Marshall County.

Marshall County Albertville Douglas Guntersville Union Grove Grant
Average Insurance Rates $1,445 $1,441 $1,397 $1,471 $1,453 $1,472

Marshall County, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Marshall County, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Marshall County $1,376 $1,162
Guntersville $1,310 $1,107
Albertville $1,700 $1,436
Albertville-Boaz $1,461 $1,234
Douglas $1,579 $1,334
Arab $1,500 $1,267
Union Grove $1,706 $1,441
Grant $1,516 $1,281

Marshall County, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Marshall County, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,689
20 Years $1,857
30 Years $1,430
40 Years $1,376
50 Years $1,274
60 Years $1,292
70 Years $1,504

Marshall County, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Marshall County, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,543 $347
3 Vehicles $3,815 $520
4 Vehicles $5,086 $694

Savings on 2 Vehicles bundle:$347

Savings on 3 Vehicles bundle:$520

Savings on 4 Vehicles bundle:$694


Marshall County, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Marshall County, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Marshall County $1,445 $2,562
Guntersville $1,471 $2,608
Albertville $1,441 $2,555
Albertville-Boaz $1,435 $2,544
Douglas $1,397 $2,477
Arab $1,456 $2,582
Union Grove $1,453 $2,576
Grant $1,472 $2,610

Marshall County, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,240
Excellent (740-799) $1,415
Good (670-739) $1,506
Average (580-669) $1,964
Poor (300-579) $2,357

Marshall County, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Michael Higdon Allstate 1024 Blount Ave, Guntersville, 35976 (256) 582-1239
Alan Murphy State Farm 227 Cullman Rd, Arab, 35016-1356 256-586-2644
Randy Jones & Associates Inc Nationwide 8600 US Highway 431 N, Albertville, 35950-0153 (256) 878-3271
Craft Insurance Agency Travelers 415 N MAIN ST, ARAB, 35016 256-586-1136
Craig Wiggins Allstate 4040 Balmoral Dr SW, Huntsville, 35801 (256) 881-1100
Rocket City Insurance Group Travelers 10300 BAILEY COVE RD SE STE 6, HUNTSVILLE, 35803 256-885-1885
Southern Insurance Group, Inc. None 25522 Al Hwy 75 Allgood, Albertville, 35031 None
Wayne Young State Farm 2614 Centron Dr SW, Decatur, 35603-2500 256-350-1032
David Gillies Jr Farmers 7535 Wall Triana Hwy Ste I, Madison, 35757 (256) 829-8160

Marshall County, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,509
Driver's Failure In Showing Documents +$140 $1,585
Driving With An Expired Registration +$149 $1,594
Driving At A Considerably Slow Pace +$314 $1,759
Using A Cellphone While Driving +$331 $1,776
Running A Red Light +$337 $1,782
Speeding +$354 $1,799
Driving A Vehicle Without The Required Permission +$449 $1,894
Driving With An Expired/Suspended License +$974 $2,419

Marshall County, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,387
Active Disabling Device $1,387
Tracking Device $1,358
Passive Disabling Device $1,344