Marshfield, MA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Marshfield, MA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Affordable Car Insurance in Marshfield, MA
The average cost of auto insurance in Marshfield, MA, is $1,338. Car insurance providers use certain factors to determine the cost of car insurance in Marshfield, MA, including the driver's age, marital status, gender, credit history, driving habits, claims history, DUI reports, and many more. Car drivers buying or renewing their policy must explore all the available options. Depending on the factors considered by the car insurance companies, sorting through all the details and norms can be challenging. To help make things easier, Zimlon, through its research, has explored all the factors that can influence the cost of car insurance in Marshfield, MA. Consider these factors to obtain an affordable premium on car insurance rates in Marshfield, MA.
a. Credit History
Car owners with poor credit scores may face high auto insurance rates in Marshfield, MA. Insurance providers consider the rate of car insurance in Marshfield, MA, after analyzing the credit scores of the car owners. As per the insurance provider's observation, car owners with poor credit scores tend to file more claims than car owners with excellent credit scores. Therefore, the higher the credit score, the lower the car insurance rates in Marshfield, MA. For example, auto owners with exceptional credit scores in Marshfield, MA, pay $1,148, whereas auto owners with poor credit scores pay $2,182 on auto insurance in Marshfield, MA.
b. Age of the driver
Many accidents are caused by people not paying enough attention. This can be a result of being distracted or simply inexperienced. Young drivers are more likely to be involved in an accident than other drivers, leading to increased repair costs and liabilities. Therefore, insurance companies levy high auto insurance rates in Marshfield, MA, for young drivers compared to other age groups. For example, teenagers pay $4,342 on auto insurance in Marshfield, MA, whereas old drivers aged 40 years pay $1,274.
c. Driving Habits
Your car insurance rates in Marshfield, MA, are based on your driving record, including your history of traffic violations, DUIs, and at-fault accidents. If you cause an accident or receive traffic tickets, this can lead to higher auto insurance rates in Marshfield, MA. For example, car drivers running a red light or driving with an expired license must pay +$312 and +$902 extra on the total cost of car insurance in Marshfield, MA. Therefore, it is crucial to avoid traffic violations to get low auto insurance in Marshfield, MA.
Factors that can influence the cost of car insurance in Marshfield, MA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Marshfield, MA Auto Insurance Rates
- Marshfield, MA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Marshfield, MA
- Multi Vehicle Insurance Savings in Marshfield, MA
- How Credit Score Affects Car Insurance Rates in Marshfield, MA
- How DUI Affects Auto Insurance Premiums in Marshfield, MA
- How Driving Violations Affect Auto Insurance Rates in Marshfield, MA
- Marshfield, MA Auto Insurance Discounts on Anti Theft Feature
Marshfield, MA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Marshfield, MA with that of other cities in and around Marshfield.
| Marshfield | North Pembroke | Pembroke | Marshfield Hills | Duxbury | Scituate | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,338 | $1,319 | $1,315 | $1,402 | $1,398 | $1,377 |
Marshfield, MA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Marshfield, MA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Marshfield | $1,895 | $1,601 |
| Marshfield Hills | $1,444 | $1,220 |
| Ocean Bluff-Brant Rock | $1,930 | $1,630 |
| Green Harbor-Cedar Crest | $1,930 | $1,630 |
| North Pembroke | $1,277 | $1,079 |
| Duxbury | $1,418 | $1,198 |
| Pembroke | $1,924 | $1,625 |
| Scituate | $1,703 | $1,438 |
Marshfield, MA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Marshfield, MA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,342 |
| 20 Years | $1,719 |
| 30 Years | $1,324 |
| 40 Years | $1,274 |
| 50 Years | $1,180 |
| 60 Years | $1,196 |
| 70 Years | $1,392 |
Marshfield, MA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Marshfield, MA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,301 | $375 |
| 3 Vehicles | $3,452 | $562 |
| 4 Vehicles | $4,603 | $749 |
Savings on 2 Vehicles bundle:$375
Savings on 3 Vehicles bundle:$562
Savings on 4 Vehicles bundle:$749
Marshfield, MA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Marshfield, MA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Marshfield | $1,338 | $2,423 |
| Marshfield Hills | $1,402 | $2,538 |
| Ocean Bluff-Brant Rock | $1,321 | $2,392 |
| Green Harbor-Cedar Crest | $1,318 | $2,386 |
| North Pembroke | $1,319 | $2,388 |
| Duxbury | $1,398 | $2,531 |
| Pembroke | $1,315 | $2,381 |
| Scituate | $1,377 | $2,493 |
Marshfield, MA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,148 |
| Excellent (740-799) | $1,310 |
| Good (670-739) | $1,394 |
| Average (580-669) | $1,819 |
| Poor (300-579) | $2,182 |
Marshfield, MA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$59 | $1,397 |
| Driver's Failure In Showing Documents | +$130 | $1,468 |
| Driving With An Expired Registration | +$138 | $1,476 |
| Driving At A Considerably Slow Pace | +$290 | $1,628 |
| Using A Cellphone While Driving | +$306 | $1,644 |
| Running A Red Light | +$312 | $1,650 |
| Speeding | +$328 | $1,666 |
| Driving A Vehicle Without The Required Permission | +$416 | $1,754 |
| Driving With An Expired/Suspended License | +$902 | $2,240 |
Marshfield, MA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,284 |
| Active Disabling Device | $1,284 |
| Tracking Device | $1,258 |
| Passive Disabling Device | $1,244 |