Martha Lake, WA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Martha Lake, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Martha Lake, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Martha Lake, WA Auto Insurance Rates
- Martha Lake, WA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Martha Lake, WA
- Multi Vehicle Insurance Savings in Martha Lake, WA
- How Credit Score Affects Car Insurance Rates in Martha Lake, WA
- How DUI Affects Auto Insurance Premiums in Martha Lake, WA
- Top Auto Insurance Agents Near Martha Lake, WA
- How Driving Violations Affect Auto Insurance Rates in Martha Lake, WA
- Martha Lake, WA Auto Insurance Discounts on Anti Theft Feature
- Martha Lake, WA Auto Insurance Company Reviews
Martha Lake, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Martha Lake, WA with that of other cities in and around Martha Lake.
| Martha Lake | Mill Creek | Lake Stickney | Alderwood Manor | Bothell West | North Lynnwood | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,280 | $1,312 | $1,272 | $1,265 | $1,285 | $1,373 |
Martha Lake, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Martha Lake, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Martha Lake | $1,858 | $1,569 |
| Larch Way | $1,531 | $1,293 |
| Mill Creek | $1,501 | $1,268 |
| North Lynnwood | $1,812 | $1,530 |
| Lake Stickney | $1,349 | $1,140 |
| Mill Creek East | $1,578 | $1,333 |
| Alderwood Manor | $1,909 | $1,612 |
| Bothell West | $1,929 | $1,630 |
Martha Lake, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Martha Lake, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,153 |
| 20 Years | $1,645 |
| 30 Years | $1,267 |
| 40 Years | $1,219 |
| 50 Years | $1,129 |
| 60 Years | $1,144 |
| 70 Years | $1,332 |
Martha Lake, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Martha Lake, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,176 | $384 |
| 3 Vehicles | $3,264 | $576 |
| 4 Vehicles | $4,352 | $768 |
Savings on 2 Vehicles bundle:$384
Savings on 3 Vehicles bundle:$576
Savings on 4 Vehicles bundle:$768
Martha Lake, WA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Martha Lake, WA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Martha Lake | $1,280 | $2,054 |
| Larch Way | $1,291 | $2,072 |
| Mill Creek | $1,312 | $2,106 |
| North Lynnwood | $1,373 | $2,204 |
| Lake Stickney | $1,272 | $2,042 |
| Mill Creek East | $1,292 | $2,074 |
| Alderwood Manor | $1,265 | $2,030 |
| Bothell West | $1,285 | $2,063 |
Martha Lake, WA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,098 |
| Excellent (740-799) | $1,254 |
| Good (670-739) | $1,334 |
| Average (580-669) | $1,740 |
| Poor (300-579) | $2,088 |
Martha Lake, WA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Mosaic Insurance Alliance Llc | Liberty Mutual Independent | 2122 164TH ST SW STE 301, LYNNWOOD, 98087 | 425-320-4280 |
| Nancy Pipinich | State Farm | 10134 Main St, Bothell, 98011-3426 | 425-481-6217 |
| Ron Wangelin | Allstate | 14615 NE North Woodinville Way, Woodinville, 98072 | (425) 489-9500 |
| Trc Insurance | Liberty Mutual Independent | 12015 115Th Ave Ne Ste 240, Kirkland, 98034 | None |
| Brooks Tish | State Farm | 12504 116th Ave NE, Kirkland, 98034-4321 | 425-821-1717 |
| Barry Glenn | State Farm | 18404 120th Ave NE Ste 103, Bothell, 98011-9520 | 425-483-6300 |
| Jerry D Ljunggren | Allstate | 19524 Ballinger Way NE Ste B, Shoreline, 98155 | (206) 367-1641 |
| Aaa Insurance Agency | Travelers | 3000 196TH ST S W, LYNNWOOD, 98036 | 877-222-4678 |
| James Vazquez | State Farm | 11801 NE 160th Street Suite B, Bothell, 98011-4106 | 425-488-0449 |
| Lovsted Worthington Llc | Liberty Mutual Independent | 18704 BOTHELL WAY NE, BOTHELL, 98011 | 425-486-1291 |
| Mike Mcginness | Allstate | 214 Main St, Edmonds, 98020 | (425) 774-4488 |
| Ravinder Ravi Mohan | Farmers | 19009 33rd Ave W Ste 203, Lynnwood, 98036 | (425) 438-4148 |
Martha Lake, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$56 | $1,336 |
| Driver's Failure In Showing Documents | +$124 | $1,404 |
| Driving With An Expired Registration | +$132 | $1,412 |
| Driving At A Considerably Slow Pace | +$278 | $1,558 |
| Using A Cellphone While Driving | +$293 | $1,573 |
| Running A Red Light | +$298 | $1,578 |
| Speeding | +$314 | $1,594 |
| Driving A Vehicle Without The Required Permission | +$398 | $1,678 |
| Driving With An Expired/Suspended License | +$863 | $2,143 |
Martha Lake, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,229 |
| Active Disabling Device | $1,229 |
| Tracking Device | $1,203 |
| Passive Disabling Device | $1,190 |
Latest Auto Insurance Reviews in Martha Lake, WA | Back to Top
GeicoDealing with Geico customer service is absolutely wonderful. They have a great team of customer service employees who always seem eager to help our with any questions big or small that you might have.
Geicothe main thing i like about the company is that they are honest and are not out to just take your money. this might be different for each person but i guess it works for me.