Mastic Auto Insurance Rates, Quotes, Agents & Reviews in NY

Mastic, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Mastic, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Mastic, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Mastic, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Mastic, NY with that of other cities in and around Mastic.

Mastic Moriches Poospatuck Mastic Beach Yaphank Center Moriches
Average Insurance Rates $1,724 $1,785 $1,677 $1,697 $1,767 $1,812

Mastic, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Mastic, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Mastic $1,543 $1,303
Moriches $1,550 $1,309
Poospatuck $1,321 $1,116
Shirley $1,785 $1,508
Center Moriches $3,677 $3,106
Mastic Beach $1,119 $945
East Moriches $2,209 $1,866
Yaphank $1,442 $1,218

Mastic, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Mastic, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,594
20 Years $2,215
30 Years $1,706
40 Years $1,642
50 Years $1,520
60 Years $1,541
70 Years $1,794

Mastic, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Mastic, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,034 $414
3 Vehicles $4,551 $621
4 Vehicles $6,068 $828

Savings on 2 Vehicles bundle:$414

Savings on 3 Vehicles bundle:$621

Savings on 4 Vehicles bundle:$828

Mastic, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mastic, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Mastic $1,724 $2,601
Moriches $1,785 $2,693
Poospatuck $1,677 $2,530
Shirley $1,733 $2,615
Center Moriches $1,812 $2,734
Mastic Beach $1,697 $2,560
East Moriches $1,829 $2,759
Yaphank $1,767 $2,666

Mastic, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,479
Excellent (740-799) $1,688
Good (670-739) $1,796
Average (580-669) $2,344
Poor (300-579) $2,812

Mastic, NY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Wekerle Agency Inc Travelers 98 MEDFORD AVE, PATCHOGUE, 11772 631-447-2626
Andrea Sheren Allstate 171 Middle Country Rd, Middle Island, 11953 (631) 736-3100
Vern M Pierce State Farm 760 Horseblock Rd Ste C, Farmingville, 11738-1253 631-732-4900
Diversified Agency, Inc. None 77 Carleton Ave , Islip Terrace, 11752 None
Ken Kortright State Farm 224 E Main St Ste A, Patchogue, 11772-3124 631-289-7300
National Computerized Agencies Inc Travelers 2201 Route 112, Coram, 11727 (844)246-5132
Allan Haas Lutcf State Farm 34 West Avenue, Patchogue, 11772-0152 631-475-FARM
Marino Coverage Group Inc Nationwide 752 Hempstead Tpke, Franklin Square, 11010-4328 (516) 354-0660
Maximus Insurance Agency Inc Travelers 684 BROADWAY, MASSAPEQUA, 11758 516-308-4056
Marlin Insurance Agency Inc Travelers 1138 WILLIAM FLOYD PARKWAY, SHIRLEY, 11967 631-281-6200
T Gerard Brown Assoc Inc Travelers 168 N WELLWOOD AVE, LINDENHURST, 11757 631-226-1455

Mastic, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$76 $1,800
Driver's Failure In Showing Documents +$167 $1,891
Driving With An Expired Registration +$178 $1,902
Driving At A Considerably Slow Pace +$374 $2,098
Using A Cellphone While Driving +$395 $2,119
Running A Red Light +$402 $2,126
Speeding +$422 $2,146
Driving A Vehicle Without The Required Permission +$536 $2,260
Driving With An Expired/Suspended License +$1,162 $2,886

Mastic, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,655
Active Disabling Device $1,655
Tracking Device $1,621
Passive Disabling Device $1,603