Mather, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Mather, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Mather, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Mather, CA Auto Insurance Rates
- Mather, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Mather, CA
- Multi Vehicle Insurance Savings in Mather, CA
- How Credit Score Affects Car Insurance Rates in Mather, CA
- How DUI Affects Auto Insurance Premiums in Mather, CA
- Top Auto Insurance Agents Near Mather, CA
- How Driving Violations Affect Auto Insurance Rates in Mather, CA
- Mather, CA Auto Insurance Discounts on Anti Theft Feature
Mather, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Mather, CA with that of other cities in and around Mather.
Mather | Carmichael | Rosemont | Gold River | Rancho Cordova | Arden-Arcade | |
---|---|---|---|---|---|---|
Average Insurance Rates | $1,841 | $1,853 | $1,811 | $1,903 | $1,560 | $1,852 |
Mather, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Mather, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
Location | Low Deductible ($500) | High Deductible ($1000) |
---|---|---|
Mather | $1,000 | $845 |
Rancho Cordova | $1,364 | $1,152 |
Rosemont | $1,259 | $1,063 |
La Riviera | $2,208 | $1,865 |
Vineyard | $1,344 | $1,135 |
Gold River | $1,385 | $1,170 |
Carmichael | $1,626 | $1,374 |
Arden-Arcade | $1,674 | $1,414 |
Mather, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Mather, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
Age of Driver | Insurance Cost |
---|---|
Teens | $5,974 |
20 Years | $2,365 |
30 Years | $1,822 |
40 Years | $1,753 |
50 Years | $1,623 |
60 Years | $1,646 |
70 Years | $1,916 |
Mather, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Mather, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
Number of Cars | Auto Insurance Cost | Total Savings |
---|---|---|
2 Vehicles | $3,167 | $515 |
3 Vehicles | $4,750 | $773 |
4 Vehicles | $6,333 | $1,031 |

Savings on 2 Vehicles bundle:$515

Savings on 3 Vehicles bundle:$773

Savings on 4 Vehicles bundle:$1,031
Mather, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mather, CA.
Location | Average Insurance Cost | Post DUI Insurance Rate |
---|---|---|
Mather | $1,841 | $4,533 |
Rancho Cordova | $1,560 | $3,841 |
Rosemont | $1,811 | $4,459 |
La Riviera | $1,819 | $4,479 |
Vineyard | $1,856 | $4,570 |
Gold River | $1,903 | $4,686 |
Carmichael | $1,853 | $4,562 |
Arden-Arcade | $1,852 | $4,560 |
Mather, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
Credit Score | Insurance Cost |
---|---|
Exceptional (800-850) | $1,580 |
Excellent (740-799) | $1,803 |
Good (670-739) | $1,918 |
Average (580-669) | $2,503 |
Poor (300-579) | $3,003 |
Mather, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
Agent Name | Company | Agent Address | Contact Details |
---|---|---|---|
John Lee | Farmers | 650 Howe Ave Ste 1030, Sacramento, 95825 | (916) 363-9877 |
Inszone Insurance Services Inc | Liberty Mutual Independent | 2701 CITRUS RD STE C, RANCHO CORDOVA, 95742 | 855-777-6836 |
Kendra Shaughnessy | Farmers | 281 Iron Point Rd Ste 287, Folsom, 95630 | (916) 365-8010 |
Matt Radmacher | Allstate | 8465 Elk Grv Florin Rd Ste 100, Elk Grove, 95624 | (916) 822-2100 |
Barbara Etrick | State Farm | 6332 Florin Rd, Sacramento, 95823-2320 | 916-822-5110 |
Mark Magee | Farmers | 1540 River Park Dr Ste 111, Sacramento, 95815 | (916) 550-0199 |
Cummins Insurance Agency, Inc. | None | 4401 Hazel Avenue, Suite 110 , Fair Oaks, 95628 | None |
Peter Giermek | Farmers | 900 Fulton Ave Ste 270, Sacramento, 95825 | (916) 925-1900 |
Interwest Insurance Services Inc | Liberty Mutual Independent | 3636 AMERICAN RIVER DR 2ND FL, SACRAMENTO, 95864 | 916-488-3100 |
Cooper & Mitchell Insurance Sevices | Travelers | 7311 GREENHAVEN DR STE 208, SACRAMENTO, 95831 | 916-392-9192 |
Scott Brown | State Farm | 2941 Sunrise Blvd Ste 250, Rncho Cordova, 95742-7204 | 916-482-3300 |
Mather, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
Driving Violation | Cost Increase | Total Insurance Cost |
---|---|---|
Driving Without Headlights | +$81 | $1,922 |
Driver's Failure In Showing Documents | +$179 | $2,020 |
Driving With An Expired Registration | +$190 | $2,031 |
Driving At A Considerably Slow Pace | +$399 | $2,240 |
Using A Cellphone While Driving | +$422 | $2,263 |
Running A Red Light | +$429 | $2,270 |
Speeding | +$451 | $2,292 |
Driving A Vehicle Without The Required Permission | +$573 | $2,414 |
Driving With An Expired/Suspended License | +$1,241 | $3,082 |
Mather, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
Anti Theft Feature | Insurance Cost |
---|---|
Audible Alarm | $1,767 |
Active Disabling Device | $1,767 |
Tracking Device | $1,731 |
Passive Disabling Device | $1,712 |