Mather Auto Insurance Rates, Quotes, Agents & Reviews in CA

Mather, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Mather, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Mather, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Mather, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Mather, CA with that of other cities in and around Mather.

Mather Carmichael Rosemont Gold River Rancho Cordova Arden-Arcade
Average Insurance Rates $1,841 $1,853 $1,811 $1,903 $1,560 $1,852

Mather, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Mather, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Mather $1,000 $845
Rancho Cordova $1,364 $1,152
Rosemont $1,259 $1,063
La Riviera $2,208 $1,865
Vineyard $1,344 $1,135
Gold River $1,385 $1,170
Carmichael $1,626 $1,374
Arden-Arcade $1,674 $1,414

Mather, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Mather, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,974
20 Years $2,365
30 Years $1,822
40 Years $1,753
50 Years $1,623
60 Years $1,646
70 Years $1,916

Mather, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Mather, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,167 $515
3 Vehicles $4,750 $773
4 Vehicles $6,333 $1,031

Savings on 2 Vehicles bundle:$515

Savings on 3 Vehicles bundle:$773

Savings on 4 Vehicles bundle:$1,031


Mather, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mather, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Mather $1,841 $4,533
Rancho Cordova $1,560 $3,841
Rosemont $1,811 $4,459
La Riviera $1,819 $4,479
Vineyard $1,856 $4,570
Gold River $1,903 $4,686
Carmichael $1,853 $4,562
Arden-Arcade $1,852 $4,560

Mather, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,580
Excellent (740-799) $1,803
Good (670-739) $1,918
Average (580-669) $2,503
Poor (300-579) $3,003

Mather, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
John Lee Farmers 650 Howe Ave Ste 1030, Sacramento, 95825 (916) 363-9877
Inszone Insurance Services Inc Liberty Mutual Independent 2701 CITRUS RD STE C, RANCHO CORDOVA, 95742 855-777-6836
Kendra Shaughnessy Farmers 281 Iron Point Rd Ste 287, Folsom, 95630 (916) 365-8010
Matt Radmacher Allstate 8465 Elk Grv Florin Rd Ste 100, Elk Grove, 95624 (916) 822-2100
Barbara Etrick State Farm 6332 Florin Rd, Sacramento, 95823-2320 916-822-5110
Mark Magee Farmers 1540 River Park Dr Ste 111, Sacramento, 95815 (916) 550-0199
Cummins Insurance Agency, Inc. None 4401 Hazel Avenue, Suite 110 , Fair Oaks, 95628 None
Peter Giermek Farmers 900 Fulton Ave Ste 270, Sacramento, 95825 (916) 925-1900
Interwest Insurance Services Inc Liberty Mutual Independent 3636 AMERICAN RIVER DR 2ND FL, SACRAMENTO, 95864 916-488-3100
Cooper & Mitchell Insurance Sevices Travelers 7311 GREENHAVEN DR STE 208, SACRAMENTO, 95831 916-392-9192
Scott Brown State Farm 2941 Sunrise Blvd Ste 250, Rncho Cordova, 95742-7204 916-482-3300

Mather, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$81 $1,922
Driver's Failure In Showing Documents +$179 $2,020
Driving With An Expired Registration +$190 $2,031
Driving At A Considerably Slow Pace +$399 $2,240
Using A Cellphone While Driving +$422 $2,263
Running A Red Light +$429 $2,270
Speeding +$451 $2,292
Driving A Vehicle Without The Required Permission +$573 $2,414
Driving With An Expired/Suspended License +$1,241 $3,082

Mather, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,767
Active Disabling Device $1,767
Tracking Device $1,731
Passive Disabling Device $1,712