McConnell AFB Auto Insurance Rates, Quotes, Agents & Reviews in KS

McConnell AFB, KS Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in McConnell AFB, KS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in McConnell AFB, KS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


McConnell AFB, KS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in McConnell AFB, KS with that of other cities in and around McConnell AFB.

McConnell AFB Minneha Eastborough Riverside Derby Gypsum
Average Insurance Rates $1,964 $1,648 $1,744 $1,461 $1,510 $1,559

McConnell AFB, KS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around McConnell AFB, KS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
McConnell AFB $2,023 $1,709
Oaklawn-Sunview $2,027 $1,712
Riverside $1,981 $1,673
Gypsum $1,238 $1,046
Eastborough $1,782 $1,505
Derby $1,439 $1,215
Minneha $1,221 $1,031
Wichita $1,502 $1,268

McConnell AFB, KS Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in McConnell AFB, KS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,373
20 Years $2,524
30 Years $1,944
40 Years $1,870
50 Years $1,732
60 Years $1,756
70 Years $2,044

McConnell AFB, KS Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in McConnell AFB, KS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,457 $471
3 Vehicles $5,185 $707
4 Vehicles $6,913 $943

Savings on 2 Vehicles bundle:$471

Savings on 3 Vehicles bundle:$707

Savings on 4 Vehicles bundle:$943


McConnell AFB, KS Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around McConnell AFB, KS.

Location Average Insurance Cost Post DUI Insurance Rate
McConnell AFB $1,964 $3,274
Oaklawn-Sunview $1,393 $2,322
Riverside $1,461 $2,435
Gypsum $1,559 $2,599
Eastborough $1,744 $2,907
Derby $1,510 $2,517
Minneha $1,648 $2,747
Wichita $1,351 $2,252

McConnell AFB, KS Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,685
Excellent (740-799) $1,923
Good (670-739) $2,047
Average (580-669) $2,670
Poor (300-579) $3,204

McConnell AFB, KS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$86 $2,050
Driver's Failure In Showing Documents +$191 $2,155
Driving With An Expired Registration +$202 $2,166
Driving At A Considerably Slow Pace +$426 $2,390
Using A Cellphone While Driving +$450 $2,414
Running A Red Light +$458 $2,422
Speeding +$481 $2,445
Driving A Vehicle Without The Required Permission +$611 $2,575
Driving With An Expired/Suspended License +$1,324 $3,288

McConnell AFB, KS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,885
Active Disabling Device $1,885
Tracking Device $1,846
Passive Disabling Device $1,827