McIntosh Auto Insurance Rates, Quotes, Agents & Reviews in AL

McIntosh, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in McIntosh, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in McIntosh, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

McIntosh, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in McIntosh, AL with that of other cities in and around McIntosh.

McIntosh Mount Vernon Wagarville Movico Fairford Sims Chapel
Average Insurance Rates $1,425 $1,403 $1,436 $1,817 $2,088 $1,649

McIntosh, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around McIntosh, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
McIntosh $1,270 $1,073
Fairford $2,151 $1,817
Sims Chapel $1,698 $1,435
Malcolm $2,012 $1,699
Calvert $2,141 $1,809
Mount Vernon $2,109 $1,782
Movico $1,872 $1,581
Wagarville $1,696 $1,433

McIntosh, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in McIntosh, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,624
20 Years $1,831
30 Years $1,410
40 Years $1,357
50 Years $1,257
60 Years $1,274
70 Years $1,483

McIntosh, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in McIntosh, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,508 $342
3 Vehicles $3,762 $513
4 Vehicles $5,016 $684

Savings on 2 Vehicles bundle:$342

Savings on 3 Vehicles bundle:$513

Savings on 4 Vehicles bundle:$684

McIntosh, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around McIntosh, AL.

Location Average Insurance Cost Post DUI Insurance Rate
McIntosh $1,425 $2,527
Fairford $2,088 $3,702
Sims Chapel $1,649 $2,924
Malcolm $1,953 $3,463
Calvert $2,088 $3,702
Mount Vernon $1,403 $2,488
Movico $1,817 $3,222
Wagarville $1,436 $2,546

McIntosh, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,223
Excellent (740-799) $1,396
Good (670-739) $1,485
Average (580-669) $1,937
Poor (300-579) $2,324

McIntosh, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brandon Shreves State Farm 4308 Midmost Dr, Mobile, 36609-5506 251-219-7800
Chambliss Insurance Inc Nationwide 1208 W I65 Service Rd S, Mobile, 36609-5514 (251) 461-0685
John Frantz State Farm 1020 Schillinger Rd S Ste A, Mobile, 36695-8972 251-517-1901
The Myrick Agency None 860 Edwards Ave., Fairhope, 36532 None
Morris Insurance Service Inc Travelers 85 A JORDAN ST, CHATOM, 36518 251-847-3880
Lyon Fry Cadden Ins Agency Inc Liberty Mutual Independent 3212 MIDTOWN PARK S, MOBILE, 36606 251-473-4600
Adrienne L Tucker & Associates Inc Nationwide 6750 Airport Blvd STE D, Mobile, 36695 (251) 342-4450
Eugene Skip Moseley Farmers 3578 Oak Tree Dr, Semmes, 36575 (251) 649-9911
Schneider Insurance Agency Inc Liberty Mutual Independent 4266 COTTAGE HILL RD, MOBILE, 36609 251-666-5472
S S Nesbitt & Co Inc Liberty Mutual Independent 960 DOWNTOWNER BLVD, MOBILE, 36609 (251) 344-5530

McIntosh, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,488
Driver's Failure In Showing Documents +$138 $1,563
Driving With An Expired Registration +$147 $1,572
Driving At A Considerably Slow Pace +$309 $1,734
Using A Cellphone While Driving +$326 $1,751
Running A Red Light +$332 $1,757
Speeding +$349 $1,774
Driving A Vehicle Without The Required Permission +$443 $1,868
Driving With An Expired/Suspended License +$960 $2,385

McIntosh, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,368
Active Disabling Device $1,368
Tracking Device $1,340
Passive Disabling Device $1,325