McKean County Auto Insurance Rates, Quotes, Agents & Reviews in PA

McKean County, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in McKean County, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in McKean County, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


McKean County, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in McKean County, PA with that of other cities in and around McKean County.

McKean County Rew Lewis Run Smethport Mount Jewett Keating
Average Insurance Rates $1,361 $1,339 $1,369 $1,369 $1,344 $1,365

McKean County, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around McKean County, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
McKean County $1,441 $1,217
Keating $1,456 $1,230
Hamlin $1,227 $1,036
Lewis Run $1,376 $1,162
Lafayette $1,681 $1,420
Rew $1,543 $1,303
Smethport $1,248 $1,054
Mount Jewett $1,417 $1,197

McKean County, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in McKean County, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,416
20 Years $1,749
30 Years $1,347
40 Years $1,296
50 Years $1,200
60 Years $1,217
70 Years $1,416

McKean County, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in McKean County, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,314 $408
3 Vehicles $3,471 $612
4 Vehicles $4,627 $817

Savings on 2 Vehicles bundle:$408

Savings on 3 Vehicles bundle:$612

Savings on 4 Vehicles bundle:$817


McKean County, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around McKean County, PA.

Location Average Insurance Cost Post DUI Insurance Rate
McKean County $1,361 $2,142
Keating $1,365 $2,149
Hamlin $1,366 $2,150
Lewis Run $1,369 $2,155
Lafayette $1,368 $2,153
Rew $1,339 $2,108
Smethport $1,369 $2,155
Mount Jewett $1,344 $2,116

McKean County, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,168
Excellent (740-799) $1,333
Good (670-739) $1,418
Average (580-669) $1,850
Poor (300-579) $2,220

McKean County, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jennifer Mcmillen State Farm 1006 E Main St, Bradford, 16701-3280 814-362-3565
Burns & Burns Allstate 57 Rear Main St, Bradford, 16701 (814) 368-7161
W E Swanson Agency Inc Erie 23 Fraley Street, Kane, 16735 None
Nesmith Insurance Agency Erie 215 Pennsylvania Avenue E, Warren, 16365 None
Burns & Burns Assoc Inc Travelers 57 REAR MAIN ST, BRADFORD, 16701 814-368-7161
Kenneth Ken Roberts Farmers 488 E Main St, Youngsville, 16371 (814) 563-2200

McKean County, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,421
Driver's Failure In Showing Documents +$132 $1,493
Driving With An Expired Registration +$140 $1,501
Driving At A Considerably Slow Pace +$295 $1,656
Using A Cellphone While Driving +$312 $1,673
Running A Red Light +$317 $1,678
Speeding +$333 $1,694
Driving A Vehicle Without The Required Permission +$423 $1,784
Driving With An Expired/Suspended License +$917 $2,278

McKean County, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,307
Active Disabling Device $1,307
Tracking Device $1,279
Passive Disabling Device $1,266