Meadowbrook Auto Insurance Rates, Quotes, Agents & Reviews in AL

Meadowbrook, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Meadowbrook, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Meadowbrook, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Meadowbrook, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Meadowbrook, AL with that of other cities in and around Meadowbrook.

Meadowbrook Indian Springs Village Highland Lakes Shoal Creek Hoover Pelham
Average Insurance Rates $1,627 $1,685 $1,797 $1,783 $1,342 $1,508

Meadowbrook, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Meadowbrook, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Meadowbrook $1,636 $1,382
Indian Springs Village $1,546 $1,306
Highland Lakes $1,348 $1,139
Brook Highland $1,908 $1,611
Pelham $1,424 $1,203
Vestavia Hills $1,263 $1,067
Hoover $1,861 $1,572
Shoal Creek $2,419 $2,044

Meadowbrook, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Meadowbrook, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,279
20 Years $2,091
30 Years $1,610
40 Years $1,549
50 Years $1,435
60 Years $1,455
70 Years $1,693

Meadowbrook, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Meadowbrook, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,798 $456
3 Vehicles $4,198 $683
4 Vehicles $5,597 $911

Savings on 2 Vehicles bundle:$456

Savings on 3 Vehicles bundle:$683

Savings on 4 Vehicles bundle:$911


Meadowbrook, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Meadowbrook, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Meadowbrook $1,627 $2,885
Indian Springs Village $1,685 $2,988
Highland Lakes $1,797 $3,186
Brook Highland $1,694 $3,003
Pelham $1,508 $2,674
Vestavia Hills $1,448 $2,567
Hoover $1,342 $2,379
Shoal Creek $1,783 $3,161

Meadowbrook, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,396
Excellent (740-799) $1,593
Good (670-739) $1,695
Average (580-669) $2,212
Poor (300-579) $2,654

Meadowbrook, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Caroline Dorris State Farm 2717 7th Ave S Ste 103, Birmingham, 35233-3423 205-322-FARM
Chay Watkins State Farm 2163 Clearbrook Rd, Hoover, 35226-1566 205-824-4663
James Anthony Allstate 48 Chesser Crane Rd Ste F, Chelsea, 35043 (205) 678-2660
Charles Hartsfield Liberty Mutual 100 Corporate Parkway Suite 225, Birmingham, 35242 1-205-995-9883
Galactic Insurance Services None 1025 23Rd St S Ste 201, Birmingham, 35205 None
Curtis Gwathney Jr State Farm 1560 Montgomery Highway, Birmingham, 35216-4584 205-979-1885
The Insurance Network Inc Liberty Mutual Independent 140 YEAGER PARKWAY, PELHAM, 35124 (205) 663-4196
Alabama Insurance Center Llc Travelers 2032 VALLEYDALE RD, BIRMINGHAM, 35244 205-988-0800
Crc Insurance Services Inc Liberty Mutual Independent 1 METROPLEX DR STE 400, BIRMINGHAM, 35209 (205) 870-7790
Ferlincia Patterson State Farm 3606 South 6th Avenue, Birmingham, 35222-2443 205-595-2166

Meadowbrook, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$72 $1,699
Driver's Failure In Showing Documents +$158 $1,785
Driving With An Expired Registration +$168 $1,795
Driving At A Considerably Slow Pace +$353 $1,980
Using A Cellphone While Driving +$373 $2,000
Running A Red Light +$379 $2,006
Speeding +$399 $2,026
Driving A Vehicle Without The Required Permission +$506 $2,133
Driving With An Expired/Suspended License +$1,097 $2,724

Meadowbrook, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,562
Active Disabling Device $1,562
Tracking Device $1,529
Passive Disabling Device $1,513