Meansville Auto Insurance Rates, Quotes, Agents & Reviews in GA

Meansville, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Meansville, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Meansville, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Meansville, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Meansville, GA with that of other cities in and around Meansville.

Meansville Zebulon Thomaston Pike County Concord-Molena The Rock
Average Insurance Rates $1,616 $1,654 $1,570 $1,651 $1,614 $1,627

Meansville, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Meansville, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Meansville $931 $786
Pike County $1,254 $1,059
Hannahs Mill $1,522 $1,286
Zebulon $1,131 $955
The Rock $1,338 $1,130
Thomaston $1,583 $1,337
Concord $1,237 $1,045
Concord-Molena $1,445 $1,221

Meansville, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Meansville, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,244
20 Years $2,076
30 Years $1,599
40 Years $1,539
50 Years $1,425
60 Years $1,445
70 Years $1,682

Meansville, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Meansville, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,812 $420
3 Vehicles $4,218 $630
4 Vehicles $5,624 $840

Savings on 2 Vehicles bundle:$420

Savings on 3 Vehicles bundle:$630

Savings on 4 Vehicles bundle:$840


Meansville, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Meansville, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Meansville $1,616 $2,954
Pike County $1,651 $3,018
Hannahs Mill $1,570 $2,870
Zebulon $1,654 $3,024
The Rock $1,627 $2,974
Thomaston $1,570 $2,870
Concord $1,583 $2,894
Concord-Molena $1,614 $2,951

Meansville, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,387
Excellent (740-799) $1,583
Good (670-739) $1,684
Average (580-669) $2,197
Poor (300-579) $2,636

Meansville, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$71 $1,687
Driver's Failure In Showing Documents +$157 $1,773
Driving With An Expired Registration +$166 $1,782
Driving At A Considerably Slow Pace +$351 $1,967
Using A Cellphone While Driving +$370 $1,986
Running A Red Light +$377 $1,993
Speeding +$396 $2,012
Driving A Vehicle Without The Required Permission +$503 $2,119
Driving With An Expired/Suspended License +$1,089 $2,705

Meansville, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,551
Active Disabling Device $1,551
Tracking Device $1,519
Passive Disabling Device $1,503