Medina Auto Insurance Rates, Quotes, Agents & Reviews in TN

Medina, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Medina, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Medina, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Medina, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Medina, TN with that of other cities in and around Medina.

Medina Trenton Three Way Milan Gibson Humboldt
Average Insurance Rates $1,464 $1,396 $1,461 $1,408 $1,395 $1,382

Medina, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Medina, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Medina $1,727 $1,459
Gibson $1,412 $1,193
Three Way $1,421 $1,201
Milan $1,470 $1,241
Humboldt $2,156 $1,821
Gadsden $1,365 $1,153
Atwood $1,284 $1,085
Trenton $1,466 $1,238

Medina, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Medina, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,750
20 Years $1,881
30 Years $1,449
40 Years $1,394
50 Years $1,291
60 Years $1,309
70 Years $1,524

Medina, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Medina, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,489 $439
3 Vehicles $3,733 $659
4 Vehicles $4,978 $878

Savings on 2 Vehicles bundle:$439

Savings on 3 Vehicles bundle:$659

Savings on 4 Vehicles bundle:$878


Medina, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Medina, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Medina $1,464 $2,623
Gibson $1,395 $2,499
Three Way $1,461 $2,617
Milan $1,408 $2,522
Humboldt $1,382 $2,476
Gadsden $1,381 $2,474
Atwood $1,378 $2,469
Trenton $1,396 $2,501

Medina, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,256
Excellent (740-799) $1,434
Good (670-739) $1,526
Average (580-669) $1,990
Poor (300-579) $2,388

Medina, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Wes Harris State Farm 319 Vann Dr., Jackson, 38305-6032 731-668-0567
Dava White Insurance Agency Erie 503 W Church Avenue Suite C, Medina, 38355 None
Shanna Tabor Farmers 133 W University Pkwy Ste 108, Jackson, 38305 (731) 300-0700
Smith Insurance Service Llc Erie 2436 East End Drive, Humboldt, 38343 None
Jack Ray Insurance Agency Erie 1312 Main St, Humboldt, 38343 None
First State Insurance, Llc-Jackson None 458 Oil Well Rd, Jackson, 38305 None
First State Insurance, Llc None 2628 N Central Ave, Humboldt, 38343 None

Medina, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,528
Driver's Failure In Showing Documents +$142 $1,606
Driving With An Expired Registration +$151 $1,615
Driving At A Considerably Slow Pace +$318 $1,782
Using A Cellphone While Driving +$335 $1,799
Running A Red Light +$341 $1,805
Speeding +$359 $1,823
Driving A Vehicle Without The Required Permission +$455 $1,919
Driving With An Expired/Suspended License +$987 $2,451

Medina, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,405
Active Disabling Device $1,405
Tracking Device $1,376
Passive Disabling Device $1,362