Melbourne, FL Auto Insurance Rates

Melbourne, FL residents can save $520 by comparing multiple quotes & reading reviews & research on Melbourne car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$1046 $1293 $1759

Latest Auto Insurance Reviews in Melbourne, Florida

I honestly haven't really looked at offerings from other providers. I've seen their own paperwork that says they have better rates, but given that they're hardly going to be impartial about their own services.
State Farm
I would highly recommend State Farm auto insurance to anyone who is looking for quick and easy insurance, and for a staff of people who are extremely friendly, and easy to work with.
The premium and deductible pricing is maybe a bit higher than other insurance companies but it's high quality and they cover everything so, you're going to pay a little more for it.
Farm Bureau
Their policies and price seem to be very comparable to other insurance companies I've quoted in the past, if someone is much lower they will often give a further discount provided proof.
State Farm
We can easily access the customer service at the office and it is very personalized. The office is not far from our home.
Liberty Mutual
I feel the car insurance could go down somewhat. We have three cars and pay 200.00 monthly, I think that's a lot for the make and model of the cars.
The Hartford
I would recommend them for coverage because I like that I get to work with one person from start to finish. I like that almost everything is covered for a reasonable price and I like the communication they have with me.
The Hartford
I would recommend them for coverage because I like that I get to work with one person from start to finish. I like that almost everything is covered for a reasonable price and I like the communication they have with me.
Compared to other insurance companies, my company charges premiums that are far below all of the others for similar levels of coverage.
State Farm
The premiums are kinda ok and at a decent $49 per month pricing compare to $60 or over $50 amount other companies charge per month on auto insurance.
I dont like the fact that it is so difficult to get answers to questions. I don't like insurance companies.
Accessibility of my insurance company is great, via the phone app. I can do anything that I can do over the phone with the company on it as as well. interaction with the online, phone support staff is great too.
Westfield Insurance
I have never had to make a claim yet so I can't really judge there claim department yet. I just know they are charging to much for insurance coverage
I like that I can handle everything online with my policy, but if I need to, I'm satisfied that my agent is only about 15 miles from where I live. Customer service seems to be great so far. They are very prompt in answering any questions I have.
My premium is way below the average of all companies. I shopped around and Progressive had the best deal for both myself and husband.
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Write Your Review | Melbourne, Florida Auto Insurance Analysis
Geico, Melbourne, FL
$168/1 month
Car Insurance Policy Holder
  • Divorced 45 Years old Male licensed 2 years ago with Own Audi S4 3.0 Quattro used for Business with estimated annual mileage of 15,001 - 20,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Melbourne Car Insurance Rate Comparisons

Melbourne, FL's average car insurance of $1293 differs from Melbourne Village, FL (-$283), Grant-Valkaria, FL (+$587), Malabar, FL (+$537) and Florida (+$71)

Melbourne Melbourne Village, FL Grant-Valkaria, FL Malabar, FL Florida
Median Insurance Rates $1293 -$283 +$587 +$537 +$71

Melbourne Car Insurance Savings By Neighborhood & Street Area

Melbourne Driver Street Residence & Car Locations Car Details in Melbourne Melbourne Driver Demographics Melbourne Auto Insurance Estimates Recent Melbourne Insurance Savings
Eau Gallie
Banyan Dr2003 Buick Rendezvous CX33 year woman$1053$497
N Babcock St2008 Ford Fusion I4 SE36 year married man$1966$656
Harbor Mobile Home Park
Chantilly Dr2004 Acura TSX Base36 year married woman$1103$583
Cronin Ave2006 Jeep Commander Base16 year male teenager$3115$811
Riverview Manufactured Home Community
Detroit Way2009 Mazda MAZDA3 s Sport27 year man$2013$807
Fostoria Dr2012 Volkswagen Jetta S76 year male senior$1843$837
Cape South Mobile Home Park
Slate St2008 Cadillac DTS Base84 year female senior$2054$345
Hazen St2013 Hyundai Sonata GLS18 year teenager$3210$593
Outlook Dr2010 Lincoln MKZ Base16 year female teenager$3144$930
High Pasture Way2008 Chrysler 300 Touring74 year senior$1731$623

Melbourne Post DUI Car Insurance Rates

Melbourne June Park Viera West Palm Shores Florida
Median Post DUI Insurance Rate $2404 +$162 +$1055 +$404 +$133
Male Teenager Post DUI Insurance Rate $6469 +$435 +$2836 +$1084 +$355
Female Teenager Post DUI Insurance Rate $5771 +$389 +$2532 +$969 +$316

The Post DUI insurance in Melbourne, FL's is $2404 compared to June Park (+$162), Viera West (+$1055), Palm Shores (+$404) and Florida (+$133)

In Melbourne, a male teenager with Post DUI pays $698 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Acura TSX Base in Melbourne, FL would pay $6573 on auto insurance while a female teenager POST DUI would pay $5864.

Melbourne Car Insurance by Segment

Melbourne Teenagers Car Insurance Rates Comparison

7762 Melbourne Teenagers (6% of total population), 54% Male & 46% Female.

Melbourne Melbourne Village South Patrick Shores Viera West Florida
All Teenagers $3258 -$713 +$1353 +$1429 +$179
Male Teenager $3478 -$762 +$1444 +$1525 +$191
Female Teenager $3103 -$679 +$1289 +$1361 +$170

Melbourne teenagers pay $3258 in insurance in contrast with Melbourne Village (-$713), South Patrick Shores (+$1353), Viera West (+$1429) and Florida (+$179). The difference between Male & Female teenagers in Melbourne is $375


  • 2007 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $3357
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $3079

Melbourne Men & Women Car Insurance

121213 Melbourne Adults (100% of total population), 49% Men & 51% Women.

Melbourne Grant-Valkaria Satellite Beach Cocoa Beach-Cape Canaveral Florida
All Women $1189 +$540 -$361 -$325 +$65
Married Women $1086 +$493 -$330 -$297 +$59
All Men $2133 +$969 -$648 -$582 +$117
Married Men $2068 +$940 -$628 -$564 +$114

The typical insurance rate of $2133 that Melbourne Men pay varies from Grant-Valkaria (+$969), Satellite Beach (-$648), Cocoa Beach-Cape Canaveral (-$582) and Florida (+$117). In Melbourne, married men pay $982 more than married women.


  • 2013 Toyota Prius Three Married Men Insurance Rate $2032
  • 2013 Dodge Journey SXT Married Women Insurance Rate $2006

Melbourne Senior Car Insurance

33550 Melbourne Seniors (27% of total population), 44% Senior Men & 56% Senior Women.

Melbourne West Melbourne Melbourne Village Satellite Beach Florida
All Seniors $1913 +$129 -$419 -$581 +$105
Senior Men $1965 +$132 -$430 -$597 +$108
Senior Women $1861 +$126 -$407 -$565 +$103

Melbourne seniors pay $1913 in insurance compared to West Melbourne (+$129), Melbourne Village (-$419), Satellite Beach (-$581) and Florida (+$105). In Melbourne, senior men pay $104 more than senior women.

Melbourne Car Insurance Discounts for Multiple Vehicles

Melbourne Population with 1 Vehicle 22346 (44% of Melbourne population), 2 Vehicles 18673 (37% of the Melbourne population) and 3 vehicles 5221 (10% of the population)

Melbourne Satellite Beach Grant-Valkaria Cocoa Beach-Cape Canaveral Florida
2 Vehicles $2457 -$747 +$1115 -$671 +$135
3 Vehicles $3750 -$1140 +$1702 -$1024 +$206
4 Vehicles $5043 -$1533 +$2289 -$1377 +$277

Melbourne Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Kia, Rio SX $100 $1360 $1460 $1270 $1370 $90
Mazda, Mazda6i Touring $1000 $1400 $1900 $1300 $2300 $-400
Acura, TL $300 $1620 $1920 $1520 $1820 $100
Volkswagen, Jetta SEL $1500 $1380 $1880 $1280 $2780 $-900
Mitsubishi, Outlander ES $700 $1420 $1920 $1310 $2010 $-90