Memphis, TN Auto Insurance Rates

Memphis, TN residents can save $570 by comparing multiple quotes & reading reviews & research on Memphis car insurance rates, quotes, agents & coverage.

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$975 $1435 $2213

Latest Auto Insurance Reviews in Memphis, Tennessee

Erie Insurance
They are significantly cheaper than other insurers. I have been previously with State Farm American Family and All state. They are cheaper than everyone.
Allstate's premium and deductible of my policy compared to other car insurance companies is exceptional. They care about their clients.
Farmer's Insurance
Premium is a bit high but not for 2 cars. Deductible is about the same as others
Erie Insurance
My premium with Erie is less expensive than other insurance companies in the area for my neighborhood. The deductible is standard.
Erie Insurance
My premium with Erie is less expensive than other insurance companies in the area for my neighborhood. The deductible is standard.
The accessibility is very good. Everyone I have ever had to speak to has been very friendly and caring. They are trained well on how to handle every event and question they receive and are easy to understand over the phone.
My current insurance company is one of the leading companies in the USA. They offer me many different types of insurances and will even look up the top three competitors pricing policies. Overall, I would rate my current insurance provider with a 4.5/5.
Amica Mutual Insurance
I am completely satisfied with amica and have been their customer for almost 50 years for auto and for 37 years for our home.
Haulers Insurance
I cannot think of one thing that I don't like about this company, except my favorite agent is out of the office on Tuesdays.
Erie Insurance
like I said the only thing I dislike is the parking situation and the fact that they only have 1 office that I know of.
I use Geico for my insurance. I have full coverage and am generally satisfied with it. The only issue I have had is a high deductible for things like broke glass.
I use an independent agent and feel that I get regularly comparisons at different insurance companies so my coverage and rates are good.
State Farm
The premium is pretty reasonable in comparison to other carriers, i am able to afford the monthly payment and the customer service is above average.
I switched from liberty which offered less coverage for more money than progressive when I relocated. I have a more basic package but it does the job.
State Farm
Honestly, there really isn't anything about the company that I don't like. I have yet to run across an issue with them and I have been customers of theirs for 8 years now. They are friendly, courteous, and willing to go the extra mile.
Write Your Review | Memphis, Tennessee Auto Insurance Analysis
Progressive Insurance, Memphis, TN
$153/1 month
Car Insurance Policy Holder
  • Single 18 Years old Male licensed <1 year ago with Own Chevrolet Camaro SS used for Business with estimated annual mileage of 12,001 - 15,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Memphis Car Insurance Rate Comparisons

Memphis, TN's average car insurance of $1435 differs from Shelby County, TN (+$5), Sunset, AR (+$605), Collierville, TN (-$192) and Tennessee (-$27)

Memphis Shelby County, TN Sunset, AR Collierville, TN Tennessee
Median Insurance Rates $1435 +$5 +$605 -$192 -$27

Memphis Car Insurance Savings By Neighborhood & Street Area

Memphis Driver Street Residence & Car Locations Car Details in Memphis Memphis Driver Demographics Memphis Auto Insurance Estimates Recent Memphis Insurance Savings
Sulky Ln2007 Buick Rendezvous CXL43 year woman$1426$942
Cedargreen Cove2008 Ford Fusion V6 SEL61 year male senior$1494$715
Bush Grove
Wolf Willow Ln2007 Jeep Grand Cherokee Laredo40 year married man$829$438
McElrie Cove2008 Mazda MAZDASPEED3 Sport16 year female teenager$2340$982
Sarsen Cove2006 Chrysler 300 C79 year senior$1546$322
Seahawk Cove2004 Chevrolet Silverado 2500HD Work Truck18 year male teenager$3883$766
Ledbetter Cove2008 Acura TSX Base70 year female senior$1447$731
Falcon Dr2011 Nissan Rogue S16 year teenager$2939$478
Redcoat Rd2012 Dodge Journey SXT24 year man$1342$509
Dumbarton Ave2012 Volkswagen Jetta TDI36 year married woman$1260$496

Memphis Post DUI Car Insurance Rates

Memphis West Memphis, AR Bartlett Jasper, AR Tennessee
Median Post DUI Insurance Rate $2669 -$447 -$216 -$679 -$51
Male Teenager Post DUI Insurance Rate $7659 -$1282 -$619 -$1949 -$145
Female Teenager Post DUI Insurance Rate $4536 -$759 -$366 -$1153 -$86

The Post DUI insurance in Memphis, TN's is $2669 compared to West Memphis, AR (-$447), Bartlett (-$216), Jasper, AR (-$679) and Tennessee (-$51)

In Memphis, a male teenager with Post DUI pays $3123 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Jeep Grand Cherokee Laredo in Memphis, TN would pay $6240 on auto insurance while a female teenager POST DUI would pay $3695.

Memphis Car Insurance by Segment

Memphis Teenagers Car Insurance Rates Comparison

48410 Memphis Teenagers (7% of total population), 50% Male & 50% Female.

Memphis Mound City, AR Jasper, AR Olive Branch, MS Tennessee
All Teenagers $3056 +$1353 -$777 -$518 -$57
Male Teenager $4118 +$1822 -$1048 -$697 -$78
Female Teenager $2439 +$1080 -$620 -$413 -$46

Memphis teenagers pay $3056 in insurance in contrast with Mound City, AR (+$1353), Jasper, AR (-$777), Olive Branch, MS (-$518) and Tennessee (-$57). The difference between Male & Female teenagers in Memphis is $1679


  • 2011 Lincoln MKZ Base Male Teenager Insurance Rate $4296
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $2266

Memphis Men & Women Car Insurance

651050 Memphis Adults (100% of total population), 48% Men & 52% Women.

Memphis Millington Walls, MS Jasper, AR Tennessee
All Women $1435 -$160 -$455 -$365 -$27
Married Women $1291 -$144 -$409 -$328 -$24
All Men $1435 -$160 -$455 -$365 -$27
Married Men $1018 -$113 -$323 -$259 -$19

The typical insurance rate of $1435 that Memphis Men pay varies from Millington (-$160), Walls, MS (-$455), Jasper, AR (-$365) and Tennessee (-$27). In Memphis, married men pay $273 less than married women.


  • 2010 Cadillac DTS Luxury Collection Married Men Insurance Rate $967
  • 2014 Kia Sorento LX Married Women Insurance Rate $848

Memphis Senior Car Insurance

100043 Memphis Seniors (15% of total population), 40% Senior Men & 60% Senior Women.

Memphis Bartlett Shelby County Bridgetown, MS Tennessee
All Seniors $1506 -$122 +$6 +$373 -$28
Senior Men $1664 -$134 +$6 +$412 -$31
Senior Women $1320 -$107 +$4 +$326 -$25

Memphis seniors pay $1506 in insurance compared to Bartlett (-$122), Shelby County (+$6), Bridgetown, MS (+$373) and Tennessee (-$28). In Memphis, senior men pay $344 more than senior women.

Memphis Car Insurance Discounts for Multiple Vehicles

Memphis Population with 1 Vehicle 108312 (44% of Memphis population), 2 Vehicles 76032 (31% of the Memphis population) and 3 vehicles 22261 (9% of the population)

Memphis Sunset, AR Olive Branch, MS Jasper, AR Tennessee
2 Vehicles $2727 +$1149 -$462 -$694 -$51
3 Vehicles $4162 +$1754 -$705 -$1059 -$78
4 Vehicles $5597 +$2359 -$948 -$1424 -$105

Car Insurance Agents in Memphis, TN

Rank Agent Name Agent Contact
1 ABC Insurance Agency 2535 Old Dutch Way, Memphis, TN 38133
2 Affordable Insurance Agency 2094 Frayser Blvd Ste 105, Memphis, TN 38127
3 Amanda O'Keefe 4646 Poplar Ave Ste 213, Memphis, TN 38117
4 Angie Hooten-Hughes 6803 Us Highway 70, Memphis, TN 38134
5 Anthony Lancaster 4730 Riverdale Rd Ste 5, Memphis, TN 38141
6 April Gainer 4466 Elvis Presley Blvd Ste 247, Memphis, TN 38116
7 Arther Wells 4205 Hacks Cross Rd Ste 116, Memphis, TN 38125
8 Arturo Villavicencio 3340 Poplar Ave Ste 306, Memphis, TN 38111
9 Associates General Insurance 3232 S Perkins Rd, Memphis, TN 38118
10 A to Z Insurance Agency 6610 Summer Ave Ste 103, Memphis, TN 38134

Memphis Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
GMC, Terrain SLE1 $200 $1470 $1670 $1400 $1600 $70
Infiniti, G37 S $400 $1450 $1850 $1370 $1770 $80
Dodge, Durango Crew $1000 $1600 $2100 $1510 $2510 $-410
Jaguar, XKR $300 $1730 $2030 $1620 $1920 $110
Chrysler, 300 S $1500 $1570 $2070 $1490 $2990 $-920