Mendon Auto Insurance Rates, Quotes, Agents & Reviews in NY

Mendon, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Mendon, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Mendon, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Mendon, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Mendon, NY with that of other cities in and around Mendon.

Mendon Lima Honeoye Falls West Bloomfield Pittsford Victor
Average Insurance Rates $1,731 $1,668 $1,679 $1,653 $1,743 $1,736

Mendon, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Mendon, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Mendon $1,783 $1,506
Honeoye Falls $2,884 $2,436
Rush $1,263 $1,067
Pittsford $1,880 $1,588
Victor $1,852 $1,564
Henrietta $1,094 $924
Lima $1,272 $1,074
West Bloomfield $1,420 $1,200

Mendon, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Mendon, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,617
20 Years $2,224
30 Years $1,713
40 Years $1,648
50 Years $1,526
60 Years $1,548
70 Years $1,801

Mendon, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Mendon, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,047 $415
3 Vehicles $4,570 $623
4 Vehicles $6,093 $831

Savings on 2 Vehicles bundle:$415

Savings on 3 Vehicles bundle:$623

Savings on 4 Vehicles bundle:$831

Mendon, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mendon, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Mendon $1,731 $2,611
Honeoye Falls $1,679 $2,533
Rush $1,695 $2,557
Pittsford $1,743 $2,630
Victor $1,736 $2,619
Henrietta $1,666 $2,513
Lima $1,668 $2,516
West Bloomfield $1,653 $2,494

Mendon, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,485
Excellent (740-799) $1,695
Good (670-739) $1,804
Average (580-669) $2,353
Poor (300-579) $2,823

Mendon, NY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gregory Lewis Allstate 647 Pittsford Victor Rd, Pittsford, 14534 (585) 385-5418
Usa Payroll Agency New York Llc Travelers 120 LINDEN OAKS, ROCHESTER, 14625 585-643-2140
Steven Drexler Farmers 1892 Winton Rd S Ste 140, Rochester, 14618 (585) 613-0894
Don Allen Agency Inc Liberty Mutual Independent 800 LINDEN AVE, ROCHESTER, 14625 585-586-8000
Christina Avery Allstate 14 Perinton Hills Mall, Fairport, 14450 (585) 223-1510
Michael A. Thomas Allstate 3699 W Henrietta Rd Ste 12, Rochester, 14623 (585) 334-1780
George Opira Allstate 1900 Clinton Ave S, Rochester, 14618 (585) 244-8670
Jerome M Marks Agency Llc Travelers 120 Corporate Woods Ste 260 , Rochester, 14623 None
First Niagara Risk Management Liberty Mutual Independent 777 Canal View Boulevard Suite 100 , Rochester, 14623 (585)928-6280
Walsh Quinn Agency Llc Liberty Mutual Independent 2041 Clinton Ave S , Rochester, 14618 None

Mendon, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$76 $1,807
Driver's Failure In Showing Documents +$168 $1,899
Driving With An Expired Registration +$178 $1,909
Driving At A Considerably Slow Pace +$376 $2,107
Using A Cellphone While Driving +$396 $2,127
Running A Red Light +$403 $2,134
Speeding +$424 $2,155
Driving A Vehicle Without The Required Permission +$538 $2,269
Driving With An Expired/Suspended License +$1,167 $2,898

Mendon, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,662
Active Disabling Device $1,662
Tracking Device $1,627
Passive Disabling Device $1,610