Mendon Auto Insurance Rates, Quotes, Agents & Reviews in VT

Mendon, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Mendon, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Mendon, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Mendon, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Mendon, VT with that of other cities in and around Mendon.

Mendon Rutland County Clarendon Shrewsbury West Rutland Proctor
Average Insurance Rates $1,116 $1,078 $1,084 $1,100 $1,066 $1,067

Mendon, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Mendon, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Mendon $1,556 $1,315
Rutland $2,859 $2,415
Proctor $1,319 $1,114
Killington $1,412 $1,193
Rutland County $1,296 $1,094
Shrewsbury $1,462 $1,235
Clarendon $1,093 $923
West Rutland $1,407 $1,188

Mendon, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Mendon, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,621
20 Years $1,434
30 Years $1,104
40 Years $1,063
50 Years $984
60 Years $998
70 Years $1,161

Mendon, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Mendon, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,964 $268
3 Vehicles $2,946 $402
4 Vehicles $3,928 $536

Savings on 2 Vehicles bundle:$268

Savings on 3 Vehicles bundle:$402

Savings on 4 Vehicles bundle:$536

Mendon, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mendon, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Mendon $1,116 $2,306
Rutland $1,064 $2,199
Proctor $1,067 $2,205
Killington $1,135 $2,345
Rutland County $1,078 $2,228
Shrewsbury $1,100 $2,273
Clarendon $1,084 $2,240
West Rutland $1,066 $2,203

Mendon, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $958
Excellent (740-799) $1,093
Good (670-739) $1,163
Average (580-669) $1,517
Poor (300-579) $1,820

Mendon, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bill Vien Allstate 240 S Main St, Rutland, 5701 (802) 775-2587
Benjamin Fuller Lutcf Liberty Mutual 271 North Main St Suite 208, Rutland, 5701 1-802-747-0600
Curtis Insurance Agency, Inc. None 335 Rd , Killington, 5751 None
Kinney Pike Insurance Inc Liberty Mutual Independent 98 MERCHANTS ROW, RUTLAND, 5701 802-775-2311
Blue Grass Insurance Bowling Green Travelers 92 CENTER STREET, RUTLAND, 5701 802-775-2503

Mendon, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,165
Driver's Failure In Showing Documents +$108 $1,224
Driving With An Expired Registration +$115 $1,231
Driving At A Considerably Slow Pace +$242 $1,358
Using A Cellphone While Driving +$256 $1,372
Running A Red Light +$260 $1,376
Speeding +$273 $1,389
Driving A Vehicle Without The Required Permission +$347 $1,463
Driving With An Expired/Suspended License +$752 $1,868

Mendon, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,071
Active Disabling Device $1,071
Tracking Device $1,049
Passive Disabling Device $1,038