Merced, CA Auto Insurance Rates

Merced, CA residents can save $550 by comparing multiple quotes & reading reviews & research on Merced car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$938 $1375 $2230

Latest Auto Insurance Reviews in Merced, California


Geico
As it is required by law, insurance is required. Larger providers do tend to offer better overall rates due to bulk of customers and capital to invest.
Geico
I would recommend my insurance company because they are just great all the way around. They are truly helpful and try to get you the best coverage for your buck.
Progressive
I checked out other car insurance policy offerings and compared them all together. Progressive offered the cheapest rate for me that I could find for carrying the policy amounts that I was able to live with.
Progressive
I feel that their premium and deductible are quite competitive compared to the other car insurance companies for the same coverage.
Esurance
Their prices far exceeded everyone else's.Esurance gave us the exact same coverage for $120 less a month than what I was paying with the previous company I switched from.
Allstate
In my opinion it is better than many others that are also within this industry, I am very happy with this service.
Geico
SERVICE TOO BEST IN CAR INSURANCE, MY RELATION MET AN ACCIDENT SO WE CAN GET EASILY AMOUNT BY THIS COMPANY.
Allstate
Allstate also has the best policy offerings. Their accident forgiveness policy is probably the best in the industry and they really stick to their promises.
National General
The company is professional, has coverage that fits my needs at a reasonable price, and are very easy to deal with. I'd highly recommend the,.
Geico
Perhaps one of the reasons we have such a good price through Geico is because we have been with them for years and have never needed to file a claim. Therefore, I have never had much experience with their customer support. I will say however, that when I contacted them to inquire about Umbrella Insurance, I was not impressed with the knowledge of the agent. He gave me wrong information and I had to correct him.
Geico
I almost never call customer service or deal with it in any way shape or form. The few times I called them they were great though.
Nationwide
I love that if my personal agent is away or busy with other clients I can either leave a message which I get a reply with in 24 hours or I can speak to another representative and recieve the same customer support and get all my stuff handled with in minutes of my call and then on top of that my personal agent does a follow up.
Geico
The premium is average, I was previously with State Farm and they increased their premium to a ridiculous amount so I shopped around and for the coverages I wanted Geico had the best premium.
Geico
I can call 24 hours a day and speak with someone about my coverage but I do not have an office local that I can go sit down and speak with someone face to face.
Write Your Review | Merced, California Auto Insurance Analysis
Safeco Insurance, Merced, CA
$199/1 month
Car Insurance Policy Holder
  • Married 38 Years old Male licensed 22 years ago with Own Lexus IS F used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Geico, Merced, CA
$65/1 month
Car Insurance Policy Holder
  • Single 24 Years old Female licensed 7 years ago with Own Chevrolet Malibu LS used for Business with estimated annual mileage of 6,001 - 7,500.
  • bachelors degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Merced, CA
$126/1 month
Car Insurance Policy Holder
  • Single 18 Years old Male licensed 2 years ago with Own Scion, xD, 5 Door Hatchback used for Business with estimated annual mileage of 20001.
  • Less than High School & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Merced, CA
$829/12 months
Car Insurance Policy Holder
  • Single 52 Years old Female licensed 27 years ago with Own Subaru, Outback 2.5I Premium, 4 Door Utility AWD used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Nationwide Insurance, Merced, CA
$1253/12 months
Car Insurance Policy Holder
  • Married 60 Years old Male licensed 39 years ago with Own Chevrolet, Avalanche LT, 2WD Utility Ethanol used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • PhD & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Nationwide Insurance, Merced, CA
$2326/12 months
Car Insurance Policy Holder
  • Married 57 Years old Female licensed 30 years ago with Own Porsche, Panamera Turbo, 4 Door Sedan AWD used for Business with estimated annual mileage of 20,001+.
  • Associate & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Progressive Insurance, Merced, CA
$1277/12 months
Car Insurance Policy Holder
  • Single 23 Years old Male licensed 4 years ago with Leased Toyota, Sequoia SR5, 2WD 4 Door Utility used for Business with estimated annual mileage of 9,001 - 12,000.
  • High School & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $250K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 400 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Geico, Merced, CA
$1264/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Chevrolet, Silverado 1500 LT, 2WD 4 Door Crew Cab 144WB Ethanol used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 400 K Personal Injury Protection
  • 50 K Uninsured Motorists Bodily Injury
  • 100 K Uninsured Motorists Property Damage

Merced Car Insurance Rate Comparisons

Merced, CA's average car insurance of $1375 differs from Le Grand, CA (+$1115), El Nido, CA (+$525), Bear Creek, CA (+$1095) and California (+$444)

Merced Le Grand, CA El Nido, CA Bear Creek, CA California
Median Insurance Rates $1375 +$1115 +$525 +$1095 +$444

Merced Car Insurance Savings By Neighborhood & Street Area

Merced Driver Street Residence & Car Locations Car Details in Merced Merced Driver Demographics Merced Auto Insurance Estimates Recent Merced Insurance Savings
Kadota
E 25th St2006 Buick Rendezvous CXL79 year female senior$1495$487
E Santa Fe Ave2005 Acura TSX \N52 year married woman$1254$974
Barnett Way2006 Chrysler 300 C31 year man$1720$611
Bellevue (historical)
Phoenix Way2008 Mazda MAZDASPEED3 Sport35 year woman$1268$751
Denver Ave2009 Ford Fusion SEL18 year male teenager$2746$814
Loughborough Dr2008 Audi A4 2.0T quattro19 year female teenager$3413$327
Other Area
W Roosevelt Rd2011 Nissan Rogue S68 year senior$1389$620
Vaughn Ave2005 Chevrolet Silverado 2500HD Work Truck18 year teenager$2823$879
Fergus
Willowbrook Dr2011 Lincoln MKZ Base67 year male senior$1424$349
W Portola Way2012 Dodge Journey SXT28 year married man$1754$495

Merced Post DUI Car Insurance Rates

Merced Atwater Tuttle Livingston-Delhi California
Median Post DUI Insurance Rate $2557 -$97 +$2018 +$1907 +$826
Male Teenager Post DUI Insurance Rate $5574 -$210 +$4399 +$4157 +$1800
Female Teenager Post DUI Insurance Rate $5548 -$210 +$4380 +$4138 +$1793

The Post DUI insurance in Merced, CA's is $2557 compared to Atwater (-$97), Tuttle (+$2018), Livingston-Delhi (+$1907) and California (+$826)

In Merced, a male teenager with Post DUI pays $26 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Chrysler 300 C in Merced, CA would pay $5492 on auto insurance while a female teenager POST DUI would pay $5468.

Merced Car Insurance by Segment

Merced Teenagers Car Insurance Rates Comparison

9475 Merced Teenagers (9% of total population), 53% Male & 47% Female.

Merced Le Grand McSwain University of California Merced California
All Teenagers $2997 +$2431 +$1145 +$2278 +$968
Male Teenager $2997 +$2431 +$1145 +$2278 +$968
Female Teenager $2983 +$2420 +$1140 +$2268 +$964

Merced teenagers pay $2997 in insurance in contrast with Le Grand (+$2431), McSwain (+$1145), University of California Merced (+$2278) and California (+$968). The difference between Male & Female teenagers in Merced is $14

Example

  • 2007 Jeep Grand Cherokee Laredo Male Teenager Insurance Rate $2611
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $2936

Merced Men & Women Car Insurance

99197 Merced Adults (100% of total population), 49% Men & 51% Women.

Merced Franklin Delhi South Dos Palos California
All Women $1333 +$1062 +$1082 +$975 +$431
Married Women $1292 +$1029 +$1048 +$945 +$417
All Men $1746 +$1390 +$1416 +$1276 +$564
Married Men $1663 +$1325 +$1349 +$1216 +$537

The typical insurance rate of $1746 that Merced Men pay varies from Franklin (+$1390), Delhi (+$1416), South Dos Palos (+$1276) and California (+$564). In Merced, married men pay $371 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1589
  • 2010 Cadillac DTS Luxury Collection Married Women Insurance Rate $1858

Merced Senior Car Insurance

13018 Merced Seniors (13% of total population), 43% Senior Men & 57% Senior Women.

Merced Winton Dos Palos Y University of California Merced California
All Seniors $1457 +$1150 +$1129 +$1108 +$471
Senior Men $1430 +$1128 +$1107 +$1086 +$461
Senior Women $1485 +$1171 +$1150 +$1128 +$479

Merced seniors pay $1457 in insurance compared to Winton (+$1150), Dos Palos Y (+$1129), University of California Merced (+$1108) and California (+$471). In Merced, senior men pay $55 less than senior women.

Merced Car Insurance Discounts for Multiple Vehicles

Merced Population with 1 Vehicle 10189 (34% of Merced population), 2 Vehicles 10441 (35% of the Merced population) and 3 vehicles 4348 (15% of the population)

Merced McSwain Le Grand Delhi California
2 Vehicles $2613 +$997 +$2118 +$2118 +$844
3 Vehicles $3988 +$1522 +$3233 +$3233 +$1288
4 Vehicles $5363 +$2047 +$4348 +$4348 +$1732

Merced Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Infiniti, M Series M35h $300 $1410 $1710 $1320 $1620 $90
Toyota, Camry XLE $400 $1370 $1770 $1280 $1680 $90
Dodge, Durango SXT $700 $1370 $1870 $1280 $1980 $-110
Toyota, Sequoia SR5 $500 $1420 $1920 $1350 $1850 $70
Kia, Sportage SX $100 $1330 $1430 $1240 $1340 $90