Mesa Auto Insurance Rates, Quotes, Agents & Reviews in AZ

Mesa, AZ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Mesa, AZ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Mesa, AZ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Mesa, AZ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Mesa, AZ with that of other cities in and around Mesa.

Mesa Salt River Fountain Hills Apache Junction Queen Creek Gilbert
Average Insurance Rates $1,095 $1,235 $1,480 $1,273 $1,427 $1,059

Mesa, AZ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Mesa, AZ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Mesa $1,303 $1,101
Gilbert $1,483 $1,253
Chandler $1,017 $859
Apache Junction $2,734 $2,309
Salt River $1,597 $1,349
Queen Creek $1,698 $1,435
Tempe $1,415 $1,195
Fountain Hills $1,789 $1,511

Mesa, AZ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Mesa, AZ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,553
20 Years $1,407
30 Years $1,084
40 Years $1,043
50 Years $966
60 Years $979
70 Years $1,140

Mesa, AZ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Mesa, AZ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,927 $263
3 Vehicles $2,891 $394
4 Vehicles $3,854 $526

Savings on 2 Vehicles bundle:$263

Savings on 3 Vehicles bundle:$394

Savings on 4 Vehicles bundle:$526


Mesa, AZ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mesa, AZ.

Location Average Insurance Cost Post DUI Insurance Rate
Mesa $1,095 $2,171
Gilbert $1,059 $2,099
Chandler $1,044 $2,069
Apache Junction $1,273 $2,523
Salt River $1,235 $2,448
Queen Creek $1,427 $2,829
Tempe $1,094 $2,169
Fountain Hills $1,480 $2,934

Mesa, AZ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $939
Excellent (740-799) $1,072
Good (670-739) $1,141
Average (580-669) $1,489
Poor (300-579) $1,786

Mesa, AZ Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Canyon Lands Insurance Liberty Mutual Independent 3654 N Power Rd Ste 146, Mesa, 85215 (623) 552-7741
Kohlhase Insurance Inc Liberty Mutual Independent 6550 E Main St, Mesa, 85205 (623) 552-7742
All Your Insurance Inc Travelers 2160 E BROWN RD STE 2, MESA, 85213 602-438-9733
Southwest Risk Management, Llc None 2855 E Brown Rd Ste 28, Mesa, 85213 None
Robert Laubmeier Farmers 3303 S Lindsay Rd Ste 113, Gilbert, 85297 (480) 897-7760
Mark Meadows Farmers 1237 S Val Vista Dr, Mesa, 85204 (480) 461-1230
Gary Mealer Farmers 916 E Baseline Rd Ste 103, Mesa, 85204 (480) 382-1570
Frank Margiotta Farmers 540 W IRON AVE STE 103, Mesa, 85210 (480) 964-0074
Lane Stermer State Farm 4545 E Shea Blvd Ste 240, Phoenix, 85028-6048 602-677-4900
David Thorpe Allstate 3107 S Gilbert Rd Ste 109, Gilbert, 85295 (480) 396-3268
Darrel Debree Insurance Agency Inc Travelers 20 N GILBERT RD STE B, GILBERT, 85234 480-545-0634
Ric Hoks Insurance Services Travelers 2610 S GAUCHO, MESA, 85202 480-839-4545

Mesa, AZ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,143
Driver's Failure In Showing Documents +$106 $1,201
Driving With An Expired Registration +$113 $1,208
Driving At A Considerably Slow Pace +$238 $1,333
Using A Cellphone While Driving +$251 $1,346
Running A Red Light +$255 $1,350
Speeding +$268 $1,363
Driving A Vehicle Without The Required Permission +$341 $1,436
Driving With An Expired/Suspended License +$738 $1,833

Mesa, AZ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,051
Active Disabling Device $1,051
Tracking Device $1,029
Passive Disabling Device $1,018

Latest Auto Insurance Reviews in Mesa, AZ | Back to Top

Geico
the premiums and deductible with Geico are extremely affordable compared to other insurers
Usaa
The customer service is amazing with the car insurance. I was in an accident where I only had the person's name and number. The agent handled everything to make sure the other insurance was alerted.
Usaa
USAA makes it so easy to add and remove vehicles to the policy, or to update coverage. The costumer service representatives are informed, friendly, and helpful.
Travelers
We chose travelers due to the bundling feature that resulted in us saving a significant amount of money by choosing Travelers. Pricing was the main factor in our choice.
Progressive
The offer was very similar to what I could have gotten at other places, but I chose to go with Progressive because they had a great reputation.
Travelers
Our premium is much more affordable than our last company, while our deductible is about the same. I think the premium is well worth the value of the policy.
Nationwide
My insurance company, on the surface, offers mostly what other companies do, except I do wonder if there are cheaper alternatives. I feel that I am missing discounts often. I worry that they would not inform me of money savers.
Nationwide
My insurance company, on the surface, offers mostly what other companies do, except I do wonder if there are cheaper alternatives. I feel that I am missing discounts often. I worry that they would not inform me of money savers.
Usaa
I love they are no limitations to the policy and that they have amazing customer service. We have always received great service and feel as though they truly care about us as memers.
Progressive
I'm not sure about the other insurance company's premium but my auto policy premium is $575 per year, Which is I'm completely satisfied.
Nationwide
I really enjoy the email, app, and phone availability of the customer service, and I have been helped many times in an extremely helpful manner.
Geico
I LIKE GEICO ALOT. THEY DONT OVERCHARGE ME TOO MUCH. THE ONE FEATURE THAT THEY HAVE THAT KEEPS ME RETAINED AS A CUSTOMER IS THE POSTPONE MY PAYMENT OPTION. THIS FEATURE HAS HELPED ME AVOID LAPSES IN MY INSURANCE . WHEN I DO NOT NEED THAT FEATURE ANYMORE, I PLAN ON MOVING TO ALLSTATE. MY CAR IS USED AND OLD SO IT JUST WORKS RIGHT NOW
Progressive
The premium is cheaper than other competitors like Geico and State Farm. I was able to ramp up my coverage a bit since the prices were lower, protecting me and the bike.
Auto-Owners Insurance
My insurance policy really gave me a great rate after a fender bender. Most insurance company wouldn't cover me for everything that mine does now unless I paid 100.00 more for either the same coverage or for some quotes much less than what my insurance company offered me.
Geico
I like the accessiblity on line and by customer service. I have not made damage claims but have used it for glass so far. I also used it for breakdowns and they are very responsive
American Family Insurance
I like their efficiency in handling any policy changes and especially on claims handling and my local agent who always does a follow up on everything just to be sure I am satisfied. Very good service.
Geico
Originally I had Progressive, but the rates went up really high when I moved to a new town. I started doing research and found that Geico offered the highest coverage and the lowest price. I have a lower deductible now than I ever did with Progressive. None of the other companies were even close to Geico's price.