Miami, FL Auto Insurance Rates
Miami, FL residents can save $980 by comparing multiple quotes & reading reviews & research on Miami car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1694 | $2453 | $3732 |
Latest Auto Insurance Reviews in Miami, Florida
Geico
Geico has amazing customer service. You can call them and they are very easy to get ahold of, or you can go online and chat with an agent. You can get all of your quotes online they are friendly and very helpful.
Geico has amazing customer service. You can call them and they are very easy to get ahold of, or you can go online and chat with an agent. You can get all of your quotes online they are friendly and very helpful.
Aaa
I switched from Liberty mutual insurance to AAA insurance. liberty Mutual was charging $250 and I went down to $125.
I switched from Liberty mutual insurance to AAA insurance. liberty Mutual was charging $250 and I went down to $125.
Geico
Their customer service has been great; they once accidentally charged me for a full 6 months instead of a monthly premium and I had no problem getting them to correct the issue.
Their customer service has been great; they once accidentally charged me for a full 6 months instead of a monthly premium and I had no problem getting them to correct the issue.
Usaa
My car insurance company is USAA and they were super fast at approving me at a great rate. I was able to bundle with other insurance services so I had a great rate from them as well.
My car insurance company is USAA and they were super fast at approving me at a great rate. I was able to bundle with other insurance services so I had a great rate from them as well.
Progressive
I have had an outstanding experience with their customer service.I contacted them via online chat which was very convenient.The person was very helpful and patient.
I have had an outstanding experience with their customer service.I contacted them via online chat which was very convenient.The person was very helpful and patient.
Usaa
When a mistake is made they don't hold themselves accountable. They tend to blame the customer and then it is a battle to try and get things made right.
When a mistake is made they don't hold themselves accountable. They tend to blame the customer and then it is a battle to try and get things made right.
Allstate
I like that everybody is very friendly. The agent I use is very easy to talk to. He gives me good info. Also, I like that they provide exceptional customer support.
I like that everybody is very friendly. The agent I use is very easy to talk to. He gives me good info. Also, I like that they provide exceptional customer support.
State Farm
I think overall the cost for insurance is too high. I do not like the amount I am paying however other insurance companies are even more expensive. State Farm is very competitive.
I think overall the cost for insurance is too high. I do not like the amount I am paying however other insurance companies are even more expensive. State Farm is very competitive.
Usaa
USAA performs everything with integrity and makes me feel like they actually empathize with the reasons I am calling or with the claims I am submitting.
USAA performs everything with integrity and makes me feel like they actually empathize with the reasons I am calling or with the claims I am submitting.
Geico
I don't like talking on the phone so the ability to do just about everything on Geico's website suits me fine. If I did want to speak to someone they provide numbers. I like being able to handle all my car insurance needs online.
I don't like talking on the phone so the ability to do just about everything on Geico's website suits me fine. If I did want to speak to someone they provide numbers. I like being able to handle all my car insurance needs online.
Alfa Insurance
The premium for my insurance coverage is relatively low compared to others. It was the lowest to start with when I first purchased it and because I am a safe driver with no claims I get a lower premium than with other insurers.
The premium for my insurance coverage is relatively low compared to others. It was the lowest to start with when I first purchased it and because I am a safe driver with no claims I get a lower premium than with other insurers.
Liberty Mutual
It is very easy to get in touch with someone from there. They are only an email or a phone call away
It is very easy to get in touch with someone from there. They are only an email or a phone call away
Geico
I really don't know because I don't remember the comparison. All I remember is that Geico was more affordable for me.That tells me that their options are no where near as easy or convenient to use.
I really don't know because I don't remember the comparison. All I remember is that Geico was more affordable for me.That tells me that their options are no where near as easy or convenient to use.
Geico
It is a good service with exemplary offers.
It is a good service with exemplary offers.
State Farm Auto Insurance, Miami, FL
$201/1 month
Car Insurance Policy Holder
- Single 55 Years old Male licensed 7 years ago with Own Mazda Mazda6s Touring Plus used for Business with estimated annual mileage of 15,001 - 20,000.
- Doctors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Infinity, Miami, FL
Rate : $142/1 month
Oldsmobile Eighty Eight 1996
The car is owned and is used mostly for errands. I don't drive many miles, maybe 5 miles at the most. No accidents, tickets, or suspensions. I got my first license at 19.
I am 25, single, and my neighborhood is pretty safe. I am disabled.
Progressive, Miami, FL
Rate : $45/1 month
Nissan Sentra 2004
I own my car. I have a clean driving history and I have never been in an accident. I first got my drivers license when I was 16 years old.
I'm 28 years old. Single white male. My neighborhood is very safe. My highest education is a Bachelors degree in Sociology. I am a real estate agent.
Miami Car Insurance Rate Comparisons
Miami, FL's average car insurance of $2453 differs from North Westside (-$1293), Brownsville, FL (-$643), West Little River, FL (-$923) and Florida (-$1089)
| Miami | North Westside | Brownsville, FL | West Little River, FL | Florida | |
| Median Insurance Rates | $2453 | -$1293 | -$643 | -$923 | -$1089 |
Miami Car Insurance Savings By Neighborhood & Street Area
| Miami Driver Street Residence & Car Locations | Car Details in Miami | Miami Driver Demographics | Miami Auto Insurance Estimates | Recent Miami Insurance Savings |
|---|---|---|---|---|
| Coral Way Village | ||||
| SW 68th Street Rd | 2004 Cadillac DeVille DTS | 42 year woman | $2483 | $431 |
| SW 70th Pl S | 2007 Acura TSX Base w/Navi | 19 year female teenager | $5964 | $573 |
| Brickell Hammock | ||||
| Rickenbacker Cswy | 2006 Ford Fusion V6 SEL | 44 year man | $3842 | $464 |
| Rickenbacker Cswy | 2002 Chevrolet Silverado K2500 Heavy Duty | 30 year married woman | $1985 | $837 |
| New Tradewinds Trailer Park | ||||
| Little River Blvd | 2007 Buick Rendezvous CX | 46 year married man | $3507 | $920 |
| NW 88th Ter | 2011 Hyundai Sonata GLS | 73 year male senior | $3667 | $719 |
| Liberty Square | ||||
| NW 58th Ter | 2010 Mazda Mazda3 s Sport | 82 year female senior | $3345 | $770 |
| NW 58th Ter | 2008 Audi A6 3.2 quattro | 16 year male teenager | $6819 | $587 |
| Anchor Mobile Home Park | ||||
| Hammond Dr | 2014 Honda Civic LX | 19 year teenager | $5838 | $727 |
| Thrush Ave | 2006 Chrysler 300C SRT-8 Base | 81 year senior | $3300 | $758 |
Miami Post DUI Car Insurance Rates
| Miami | Surfside | Virginia Gardens | Biscayne Park | Florida | |
| Median Post DUI Insurance Rate | $4562 | -$1140 | -$2870 | -$1140 | -$2025 |
| Male Teenager Post DUI Insurance Rate | $12272 | -$3067 | -$7721 | -$3067 | -$5448 |
| Female Teenager Post DUI Insurance Rate | $10949 | -$2736 | -$6887 | -$2736 | -$4862 |
The Post DUI insurance in Miami, FL's is $4562 compared to Surfside (-$1140), Virginia Gardens (-$2870), Biscayne Park (-$1140) and Florida (-$2025)
In Miami, a male teenager with Post DUI pays $1323 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion V6 SEL in Miami, FL would pay $11652 on auto insurance while a female teenager POST DUI would pay $10395.
Miami Car Insurance by Segment
Miami Teenagers Car Insurance Rates Comparison
58237 Miami Teenagers (6% of total population), 51% Male & 49% Female.
| Miami | Golden Glades | Miami Beach | Fisher Island | Florida | |
| All Teenagers | $6181 | -$2729 | -$605 | -$1620 | -$2744 |
| Male Teenager | $6598 | -$2913 | -$646 | -$1730 | -$2929 |
| Female Teenager | $5887 | -$2599 | -$576 | -$1543 | -$2614 |
Miami teenagers pay $6181 in insurance in contrast with Golden Glades (-$2729), Miami Beach (-$605), Fisher Island (-$1620) and Florida (-$2744). The difference between Male & Female teenagers in Miami is $711
Example
- 2013 Nissan Rogue S Male Teenager Insurance Rate $6523
- 2010 Toyota Prius Female Teenager Insurance Rate $5647
Miami Men & Women Car Insurance
908354 Miami Adults (100% of total population), 48% Men & 52% Women.
| Miami | Gladeview | North Bay Village | North Westside | Florida | |
| All Women | $2256 | -$591 | -$1208 | -$1189 | -$1002 |
| Married Women | $2060 | -$540 | -$1103 | -$1086 | -$915 |
| All Men | $4047 | -$1061 | -$2166 | -$2133 | -$1797 |
| Married Men | $3924 | -$1028 | -$2100 | -$2068 | -$1742 |
The typical insurance rate of $4047 that Miami Men pay varies from Gladeview (-$1061), North Bay Village (-$2166), North Westside (-$2133) and Florida (-$1797). In Miami, married men pay $1864 more than married women.
Example
- 2013 Dodge Journey SXT Married Men Insurance Rate $3524
- 2014 Volkswagen Jetta GLI PZEV Married Women Insurance Rate $3675
Miami Senior Car Insurance
183915 Miami Seniors (20% of total population), 43% Senior Men & 57% Senior Women.
| Miami | Virginia Gardens | El Portal | North Westside | Florida | |
| All Seniors | $3630 | -$2284 | -$818 | -$1914 | -$1612 |
| Senior Men | $3728 | -$2345 | -$840 | -$1965 | -$1655 |
| Senior Women | $3532 | -$2222 | -$796 | -$1862 | -$1568 |
Miami seniors pay $3630 in insurance compared to Virginia Gardens (-$2284), El Portal (-$818), North Westside (-$1914) and Florida (-$1612). In Miami, senior men pay $196 more than senior women.
Miami Car Insurance Discounts for Multiple Vehicles
Miami Population with 1 Vehicle 144723 (45% of Miami population), 2 Vehicles 94856 (30% of the Miami population) and 3 vehicles 22914 (7% of the population)
| Miami | Westview | Bay Harbor Islands | Biscayne Park | Florida | |
| 2 Vehicles | $4661 | -$1507 | -$1127 | -$1165 | -$2069 |
| 3 Vehicles | $7114 | -$2300 | -$1720 | -$1778 | -$3158 |
| 4 Vehicles | $9567 | -$3093 | -$2313 | -$2391 | -$4247 |
Car Insurance Agents in Miami, FL
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | A 1-Stop Insurance Agency | 3629 SW 8th St, Miami, FL 33135 |
| 2 | AAA Insurance | 6643 S Dixie Hwy, Miami, FL 33143 |
| 3 | AAA Insurance Agency | 7074 SW 117th Ave Miami, FL 33183 |
| 4 | A All Southwest Insurance | 1827 NE Miami Gardens Dr, Miami, FL 33179 |
| 5 | A & A Underwriters | 8796 SW 8th St, Miami, FL 33174 |
| 6 | A & A Underwriters Inc | 8778 SW 8th St Miami, FL 33174 |
| 7 | Acceptance Insurance Services | 6887 SW 40th St, Miami, FL 33155 |
| 8 | ACC Hall International | 200 SE 1st St Ste 601, Miami, FL 33131 |
| 9 | Accurate, Inc. | 8300 W Flagler St, Miami, FL 33144 |
| 10 | Admiral Insurance Brokerage | 4100 NE 2nd Ave Ste 103, Miami, FL 33137 |
Miami Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fiat, 500 CPop | $300 | $2970 | $3270 | $2810 | $3110 | $160 |
| GMC, Yukon XL Denali | $100 | $2940 | $3040 | $2780 | $2880 | $160 |
| Audi, A6 3.0 Quattro | $1000 | $2860 | $3360 | $2730 | $3730 | $-370 |
| Subaru, Outback 2.5I | $500 | $2870 | $3370 | $2740 | $3240 | $130 |
| Infiniti, M Series M56 | $700 | $3430 | $3930 | $3230 | $3930 | $0 |