Triangle Lake Auto Insurance Rates, Quotes, Agents & Reviews in OR

Triangle Lake, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Triangle Lake, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Triangle Lake, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Triangle Lake, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Triangle Lake, OR with that of other cities in and around Triangle Lake.

Middle Siuslaw River-Triangle Lake Badger Mountain Florence Alsea Veneta
Average Insurance Rates $1,439 $1,443 $1,422 $1,402 $1,411

Triangle Lake, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Triangle Lake, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Middle Siuslaw River-Triangle Lake $1,370 $1,157
Badger Mountain $1,865 $1,576
Florence $1,686 $1,424
Alsea $1,131 $955
Veneta $1,740 $1,469

Triangle Lake, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Triangle Lake, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,669
20 Years $1,849
30 Years $1,424
40 Years $1,370
50 Years $1,269
60 Years $1,287
70 Years $1,498

Triangle Lake, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Triangle Lake, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,446 $432
3 Vehicles $3,669 $648
4 Vehicles $4,893 $863

Savings on 2 Vehicles bundle:$432

Savings on 3 Vehicles bundle:$648

Savings on 4 Vehicles bundle:$863


Triangle Lake, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Triangle Lake, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Middle Siuslaw River-Triangle Lake $1,439 $2,153
Badger Mountain $1,443 $2,159
Florence $1,422 $2,127
Alsea $1,402 $2,097
Veneta $1,411 $2,111

Triangle Lake, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,235
Excellent (740-799) $1,409
Good (670-739) $1,499
Average (580-669) $1,956
Poor (300-579) $2,347

Triangle Lake, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Pacific Hometown Allstate 24957 Highway 126, Veneta, 97487 (541) 935-8801
Tera Thompson Farmers 1400 Executive Pkwy Ste 250, Eugene, 97401 (541) 434-9720
Denis Hijmans State Farm 2387 W 11th Ave, Eugene, 97402-3311 541-343-1623
Timothy Hurd Farmers 88267 Territorial Rd Ste 1, Veneta, 97487 (541) 935-3022
Eric Messner State Farm 3555 Gateway St Ste 101, Springfield, 97477-1083 541-342-7444
Eric Watson Farmers 1400 Executive Pkwy Ste 250, Eugene, 97401 (541) 434-9720
Andrew Andy Core Farmers 260 E 15th Ave Ste D, Eugene, 97401 (541) 359-4791
Anchor Insurance & Surety Inc None 450 Country Club Rd, Ste 100, Eugene, 97401 None
Hayes Insurance Group None 1900-B W 7Th Ave, Eugene, 97402 (541) 359-0709

Triangle Lake, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,502
Driver's Failure In Showing Documents +$140 $1,579
Driving With An Expired Registration +$148 $1,587
Driving At A Considerably Slow Pace +$312 $1,751
Using A Cellphone While Driving +$330 $1,769
Running A Red Light +$335 $1,774
Speeding +$353 $1,792
Driving A Vehicle Without The Required Permission +$448 $1,887
Driving With An Expired/Suspended License +$970 $2,409

Triangle Lake, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,381
Active Disabling Device $1,381
Tracking Device $1,353
Passive Disabling Device $1,338