Middlesex Auto Insurance Rates, Quotes, Agents & Reviews in VT

Middlesex, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Middlesex, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Middlesex, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Middlesex, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Middlesex, VT with that of other cities in and around Middlesex.

Middlesex Washington County Waterbury Worcester East Montpelier Montpelier
Average Insurance Rates $1,122 $956 $1,123 $1,092 $1,114 $1,106

Middlesex, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Middlesex, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Middlesex $1,723 $1,456
Washington County $966 $816
Montpelier $1,178 $995
Moretown $1,468 $1,240
East Montpelier $1,406 $1,188
Waterbury $1,635 $1,381
Worcester $1,606 $1,356
Berlin $1,398 $1,181

Middlesex, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Middlesex, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,641
20 Years $1,442
30 Years $1,110
40 Years $1,068
50 Years $989
60 Years $1,003
70 Years $1,168

Middlesex, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Middlesex, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,952 $292
3 Vehicles $2,928 $438
4 Vehicles $3,905 $583

Savings on 2 Vehicles bundle:$292

Savings on 3 Vehicles bundle:$438

Savings on 4 Vehicles bundle:$583

Middlesex, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Middlesex, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Middlesex $1,122 $2,319
Washington County $956 $1,976
Montpelier $1,106 $2,286
Moretown $1,116 $2,306
East Montpelier $1,114 $2,302
Waterbury $1,123 $2,321
Worcester $1,092 $2,257
Berlin $1,097 $2,267

Middlesex, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $963
Excellent (740-799) $1,099
Good (670-739) $1,169
Average (580-669) $1,525
Poor (300-579) $1,830

Middlesex, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Denis Ricker & Brown Allstate 2 Pioneer St, Montpelier, 5602 (802) 229-0563
Insurance Agency Of New England None Po Box 176 , East Montpelier, 5651 None
The Citro Agency Allstate 20 Kimball Ave Ste 307, South Burlington, 5403 (802) 863-3434
Renee Cross Allstate 1174 North Ave, Burlington, 5408 (802) 862-2322
Stowe Insurance Agency None Po Box 479 , Waterbury, 5676 None
Mccrillis & Eldredge Ins Inc Liberty Mutual Independent 2 PARK ST, BRANDON, 5733 (802) 247-3514

Middlesex, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,171
Driver's Failure In Showing Documents +$109 $1,231
Driving With An Expired Registration +$116 $1,238
Driving At A Considerably Slow Pace +$243 $1,365
Using A Cellphone While Driving +$257 $1,379
Running A Red Light +$261 $1,383
Speeding +$275 $1,397
Driving A Vehicle Without The Required Permission +$349 $1,471
Driving With An Expired/Suspended License +$756 $1,878

Middlesex, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,077
Active Disabling Device $1,077
Tracking Device $1,055
Passive Disabling Device $1,043