Middleton Auto Insurance Rates, Quotes, Agents & Reviews in TN

Middleton, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Middleton, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Middleton, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Middleton, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Middleton, TN with that of other cities in and around Middleton.

Middleton Hickory Valley Hardeman County Saulsbury Walnut Ramer
Average Insurance Rates $1,401 $1,380 $1,392 $1,370 $1,527 $1,390

Middleton, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Middleton, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Middleton $2,743 $2,317
Walnut $1,185 $1,001
Saulsbury $1,885 $1,592
Hornsby $1,278 $1,080
Hardeman County $1,258 $1,062
Hickory Valley $1,423 $1,202
Ramer $1,350 $1,141
Falkner $1,344 $1,135

Middleton, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Middleton, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,546
20 Years $1,800
30 Years $1,387
40 Years $1,334
50 Years $1,235
60 Years $1,253
70 Years $1,458

Middleton, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Middleton, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,410 $392
3 Vehicles $3,615 $588
4 Vehicles $4,819 $785

Savings on 2 Vehicles bundle:$392

Savings on 3 Vehicles bundle:$588

Savings on 4 Vehicles bundle:$785

Middleton, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Middleton, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Middleton $1,401 $2,510
Walnut $1,527 $2,533
Saulsbury $1,370 $2,454
Hornsby $1,371 $2,456
Hardeman County $1,392 $2,494
Hickory Valley $1,380 $2,472
Ramer $1,390 $2,490
Falkner $1,537 $2,549

Middleton, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,202
Excellent (740-799) $1,372
Good (670-739) $1,460
Average (580-669) $1,905
Poor (300-579) $2,285

Middleton, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brock And Poole Insurance Agency Inc Erie 340 New Byhalia Road Suite 4a, Collierville, 38017 None
Deadrick Brittman Allstate 3725 Highway 196 S Ste D, Collierville, 38017 (901) 290-0571
Mehdi Vegdani Farmers 505 Halle Park Dr, Collierville, 38017 (901) 289-6115
Bodiford-White Ins Liberty Mutual Independent 584 MULBERRY AVE, SELMER, 38375 731-645-6151
David Peterson State Farm 3093 Forest Hill Irene, Germantown, 38138-7813 901-683-7489
Monica Wallace Allstate 3650 Southwind Park Cove Ste 101, Memphis, 38125 (901) 572-1388
Joshua Roman Allstate 9245 Poplar Ave Ste 8, Germantown, 38138 (901) 654-6301
Acg South Insurance Agency Llc Travelers 9610 PLANTATION LAKE, COLLIERVILLE, 38017 800-891-4222
Morris Burton Allstate 650 W Poplar Ave, Collierville, 38017 (901) 853-8036
Brisa Insurance Services None 1108 Popular View Lane N., Collierville, 38017 None
Kevin Dwayne Crutcher Agency Nationwide 930 W Poplar Ave STE 6, Collierville, 38017 (901) 853-9147

Middleton, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,463
Driver's Failure In Showing Documents +$136 $1,537
Driving With An Expired Registration +$144 $1,545
Driving At A Considerably Slow Pace +$304 $1,705
Using A Cellphone While Driving +$321 $1,722
Running A Red Light +$326 $1,727
Speeding +$343 $1,744
Driving A Vehicle Without The Required Permission +$436 $1,837
Driving With An Expired/Suspended License +$944 $2,345

Middleton, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,345
Active Disabling Device $1,345
Tracking Device $1,317
Passive Disabling Device $1,303