Midway Auto Insurance Rates, Quotes, Agents & Reviews in AL

Midway, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Midway, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Midway, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Midway, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Midway, AL with that of other cities in and around Midway.

Midway Hurtsboro Fort Davis Clayton Bullock County Union Springs
Average Insurance Rates $1,386 $1,388 $1,404 $1,396 $1,388 $1,386

Midway, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Midway, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Midway $1,439 $1,215
Union Springs $1,416 $1,196
Bullock County $1,599 $1,350
Warriorstand-Creek Stand $1,306 $1,103
Clayton $1,221 $1,031
Hurtsboro $1,502 $1,268
Inverness $1,892 $1,598
Fort Davis $1,936 $1,636

Midway, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Midway, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,497
20 Years $1,781
30 Years $1,372
40 Years $1,320
50 Years $1,222
60 Years $1,239
70 Years $1,442

Midway, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Midway, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,384 $388
3 Vehicles $3,576 $582
4 Vehicles $4,768 $776

Savings on 2 Vehicles bundle:$388

Savings on 3 Vehicles bundle:$582

Savings on 4 Vehicles bundle:$776

Midway, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Midway, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Midway $1,386 $2,457
Union Springs $1,386 $2,457
Bullock County $1,388 $2,461
Warriorstand-Creek Stand $1,408 $2,496
Clayton $1,396 $2,475
Hurtsboro $1,388 $2,461
Inverness $1,373 $2,434
Fort Davis $1,404 $2,489

Midway, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,189
Excellent (740-799) $1,357
Good (670-739) $1,444
Average (580-669) $1,884
Poor (300-579) $2,261

Midway, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Steinhilber & Strawbridge Inc Travelers 2100 MT MEIGS RD, MONTGOMERY, 36107 334-834-5992
Tri County Insurance Travelers 1434 OPELIKA RD STE C, AUBURN, 36830 334-887-2905
Charles Smith State Farm 2135 Taylor Rd, Montgomery, 36117-3422 334-244-0408
Aronov Insurance Inc Travelers 3500 EASTERN BLVD, MONTGOMERY, 36116 334-277-1000
Priori Ins Svcs Allstate 1431 Conecuh Ave E, Union Springs, 36089 (334) 738-2131
Max Insurance Services Travelers 400 EASTDALE CIR, MONTGOMERY, 36117 334-215-4960
Anthony Smith State Farm 1311 Tin Barn Ln, Montgomery, 36117-6897 334-279-1288
Daron Bolen Farmers 1760 Platt Pl, Montgomery, 36117 (334) 271-5545
Cousins Insurance Agency Inc Travelers 234 HILL ST, WETUMPKA, 36092 334-567-8493
Brian Hill Farmers 74531 Tallassee Hwy, Wetumpka, 36092 (334) 567-9020

Midway, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,447
Driver's Failure In Showing Documents +$134 $1,520
Driving With An Expired Registration +$143 $1,529
Driving At A Considerably Slow Pace +$301 $1,687
Using A Cellphone While Driving +$317 $1,703
Running A Red Light +$323 $1,709
Speeding +$340 $1,726
Driving A Vehicle Without The Required Permission +$431 $1,817
Driving With An Expired/Suspended License +$934 $2,320

Midway, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,331
Active Disabling Device $1,331
Tracking Device $1,303
Passive Disabling Device $1,289