Millcreek Auto Insurance Rates, Quotes, Agents & Reviews in PA

Millcreek, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Millcreek, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Millcreek, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Millcreek, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Millcreek, PA with that of other cities in and around Millcreek.

Millcreek Summit Erie Lawrence Park Penn State McKean
Average Insurance Rates $1,433 $1,457 $1,193 $1,382 $1,980 $1,435

Millcreek, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Millcreek, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Millcreek $1,075 $908
Erie County $1,495 $1,262
Erie $1,598 $1,349
Summit $1,460 $1,233
McKean $1,659 $1,402
Wesleyville $2,717 $2,295
Lawrence Park $2,138 $1,806
Penn State $2,039 $1,723

Millcreek, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Millcreek, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,650
20 Years $1,841
30 Years $1,418
40 Years $1,364
50 Years $1,264
60 Years $1,281
70 Years $1,491

Millcreek, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Millcreek, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,493 $373
3 Vehicles $3,740 $559
4 Vehicles $4,987 $745

Savings on 2 Vehicles bundle:$373

Savings on 3 Vehicles bundle:$559

Savings on 4 Vehicles bundle:$745


Millcreek, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Millcreek, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Millcreek $1,433 $2,256
Erie County $1,401 $2,205
Erie $1,193 $1,878
Summit $1,457 $2,293
McKean $1,435 $2,259
Wesleyville $1,366 $2,150
Lawrence Park $1,382 $2,175
Penn State $1,980 $3,117

Millcreek, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,229
Excellent (740-799) $1,403
Good (670-739) $1,493
Average (580-669) $1,948
Poor (300-579) $2,337

Millcreek, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Doug Wolf Allstate 3133 Zuck Rd, Erie, 16506 (814) 866-9653
Gary R Sitter Erie 4267 WEST RIDGE RD, ERIE, 16506 814-835-3889
Historic Square Agency Erie 3731 W 26TH ST, ERIE, 16506 814-835-3743
Mantsch-Lafaro Agency Travelers 4627 PEACH ST, ERIE, 16509 814-866-5528
Tony Demichele State Farm 717 Indiana Dr, Erie, 16505-4409 814-455-8669
Nicklas Insurance Agency Inc Travelers 1917 W 8TH ST, ERIE, 16505 814-455-1211
Crea-Laport-Gutting Insurance Agency Erie 3731 W 26th Street, Erie, 16506 None
Patricia Inc Dba Garland-Litwiler Agency Nationwide 5199 West Rd, Mc Kean, 16426-1424 (814) 476-7965
Pfeffer Insurance Agency Erie 332 Holland Street, Erie, 16507 None
Great Lakes Insurance Services Group Llc Erie 2404 EAST LAKE ROAD, ERIE, 16511 814-459-4380

Millcreek, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,496
Driver's Failure In Showing Documents +$139 $1,572
Driving With An Expired Registration +$148 $1,581
Driving At A Considerably Slow Pace +$311 $1,744
Using A Cellphone While Driving +$328 $1,761
Running A Red Light +$334 $1,767
Speeding +$351 $1,784
Driving A Vehicle Without The Required Permission +$446 $1,879
Driving With An Expired/Suspended License +$966 $2,399

Millcreek, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,376
Active Disabling Device $1,376
Tracking Device $1,347
Passive Disabling Device $1,333

Latest Auto Insurance Reviews in Millcreek, PA | Back to Top

Motorists Mutual Insurance Company
MM Offers competitive products for their auto policies for the area, though they don't seem to advertise very much.
Motorists Mutual Insurance Company
MM Offers competitive products for their auto policies for the area, though they don't seem to advertise very much.
Progressive
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Progressive
I recently moved to another state so I had the perfect opportunity to compare every auto insurance company to get myself set up with new insurance. I was actually shocked at how expensive insurance was compared to the state that I left. Every insurance quote I got was anywhere from double what I used to pay to anywhere from 4-5 times the amount that I used to pay. Luckily after researching almost a dozen companies I found progressive and was able to get a quote that was only slightly higher than I used to pay in my previous state. Other insurance companies in this state are outrageously expensive.