Millport Auto Insurance Rates, Quotes, Agents & Reviews in AL

Millport, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Millport, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Millport, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Millport, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Millport, AL with that of other cities in and around Millport.

Millport Lamar County Reform Ethelsville Vernon Belk
Average Insurance Rates $1,395 $1,393 $1,407 $1,408 $1,393 $1,998

Millport, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Millport, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Millport $1,364 $1,152
Kennedy $1,133 $957
Belk $2,058 $1,738
Vernon $1,896 $1,602
Lamar County $2,167 $1,830
Ethelsville $1,433 $1,210
Reform $1,306 $1,103
Caledonia $1,713 $1,447

Millport, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Millport, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,527
20 Years $1,792
30 Years $1,381
40 Years $1,328
50 Years $1,230
60 Years $1,247
70 Years $1,452

Millport, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Millport, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,372 $419
3 Vehicles $3,557 $628
4 Vehicles $4,743 $837

Savings on 2 Vehicles bundle:$419

Savings on 3 Vehicles bundle:$628

Savings on 4 Vehicles bundle:$837

Millport, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Millport, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Millport $1,395 $2,473
Kennedy $1,412 $2,504
Belk $1,998 $3,542
Vernon $1,393 $2,470
Lamar County $1,393 $2,470
Ethelsville $1,408 $2,496
Reform $1,407 $2,495
Caledonia $1,623 $2,692

Millport, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,197
Excellent (740-799) $1,366
Good (670-739) $1,454
Average (580-669) $1,896
Poor (300-579) $2,275

Millport, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Myles Adair State Farm 205 1st St S, Reform, 35481-8017 205-375-6244
Tonya Wilkins State Farm 130 Columbus Ave NW, Vernon, 35592-5763 205-695-9744
The Turner Agency Liberty Mutual Independent 202 TEMPLE AVE N, FAYETTE, 35555 205-932-5223
Your Insurance Centers Inc Liberty Mutual Independent 400 BEXAR AVE W, HAMILTON, 35570 205-921-2141
Nancy Davis State Farm 327 Columbus St E, Fayette, 35555-2612 205-932-6796
Webb Ins Services Inc Travelers 2250 HWY 43 STE 108, WINFIELD, 35594 205-487-5255
Mark Dearen State Farm 600 Military St N, Hamilton, 35570-3079 205-921-3010

Millport, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,456
Driver's Failure In Showing Documents +$135 $1,530
Driving With An Expired Registration +$144 $1,539
Driving At A Considerably Slow Pace +$303 $1,698
Using A Cellphone While Driving +$319 $1,714
Running A Red Light +$325 $1,720
Speeding +$342 $1,737
Driving A Vehicle Without The Required Permission +$434 $1,829
Driving With An Expired/Suspended License +$940 $2,335

Millport, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,339
Active Disabling Device $1,339
Tracking Device $1,311
Passive Disabling Device $1,297