Milwaukee, WI Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Milwaukee, WI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Milwaukee, WI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Milwaukee, WI Auto Insurance Rates
- Milwaukee, WI Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Milwaukee, WI
- Multi Vehicle Insurance Savings in Milwaukee, WI
- How Credit Score Affects Car Insurance Rates in Milwaukee, WI
- How DUI Affects Auto Insurance Premiums in Milwaukee, WI
- Top Auto Insurance Agents Near Milwaukee, WI
- How Driving Violations Affect Auto Insurance Rates in Milwaukee, WI
- Milwaukee, WI Auto Insurance Discounts on Anti Theft Feature
- Milwaukee, WI Auto Insurance Company Reviews
Milwaukee, WI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Milwaukee, WI with that of other cities in and around Milwaukee.
| Milwaukee | West Milwaukee | Butler | Wauwatosa | Shorewood | Whitefish Bay | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,066 | $1,392 | $1,097 | $1,011 | $1,206 | $1,229 |
Milwaukee, WI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Milwaukee, WI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Milwaukee | $1,040 | $879 |
| Wauwatosa | $1,355 | $1,145 |
| West Milwaukee | $1,229 | $1,038 |
| Shorewood | $1,907 | $1,610 |
| Glendale | $1,243 | $1,050 |
| Whitefish Bay | $1,316 | $1,112 |
| West Allis | $1,009 | $853 |
| Butler | $1,024 | $865 |
Milwaukee, WI Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Milwaukee, WI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,459 |
| 20 Years | $1,370 |
| 30 Years | $1,055 |
| 40 Years | $1,015 |
| 50 Years | $940 |
| 60 Years | $953 |
| 70 Years | $1,109 |
Milwaukee, WI Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Milwaukee, WI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,812 | $320 |
| 3 Vehicles | $2,718 | $480 |
| 4 Vehicles | $3,624 | $640 |
Savings on 2 Vehicles bundle:$320
Savings on 3 Vehicles bundle:$480
Savings on 4 Vehicles bundle:$640
Milwaukee, WI Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Milwaukee, WI.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Milwaukee | $1,066 | $2,052 |
| Wauwatosa | $1,011 | $1,947 |
| West Milwaukee | $1,392 | $2,680 |
| Shorewood | $1,206 | $2,322 |
| Glendale | $1,129 | $2,174 |
| Whitefish Bay | $1,229 | $2,366 |
| West Allis | $1,082 | $2,083 |
| Butler | $1,097 | $2,112 |
Milwaukee, WI Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $915 |
| Excellent (740-799) | $1,044 |
| Good (670-739) | $1,111 |
| Average (580-669) | $1,449 |
| Poor (300-579) | $1,739 |
Milwaukee, WI Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Frank Medina Insurance Agency Inc | Travelers | 342 N WATER ST STE 600, MILWAUKEE, 53202 | 414-877-0777 |
| Wisconsin Preferred Insurance Group | Erie | 2665 S Moorland Road Suite 204, New Berlin, 53151 | None |
| Craig Thompson | State Farm | 12545 W Burleigh Rd Ste 3, Brookfield, 53005-3101 | 262-797-0935 |
| Lor Insurance Services | Erie | 4306 W Forest Home Avenue, Milwaukee, 53219 | None |
| Sam Hunt | State Farm | 13750 W Capitol Dr, Brookfield, 53005-2407 | 262-783-4440 |
| The Brehmer Agency | Liberty Mutual Independent | 12800 W SILVER SPRING DR, BUTLER, 53007 | (262) 781-3714 |
| Walt Buckhanan | Farmers | 5406 N Lovers Lane Rd, Milwaukee, 53225 | (414) 269-8945 |
| Marjan Corporation | Travelers | 9541 HARDING BLVD, WAUWATOSA, 53226 | 414-453-9899 |
| Iaa-The Insurance Office | Travelers | 8831 W GREENFIELD AVE, WEST ALLIS, 53214 | 414-302-0101 |
| Avid Risk Solutions Inc | Erie | 15460 W Capitol Drive, Brookfield, 53005 | None |
Milwaukee, WI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$47 | $1,113 |
| Driver's Failure In Showing Documents | +$103 | $1,169 |
| Driving With An Expired Registration | +$110 | $1,176 |
| Driving At A Considerably Slow Pace | +$231 | $1,297 |
| Using A Cellphone While Driving | +$244 | $1,310 |
| Running A Red Light | +$248 | $1,314 |
| Speeding | +$261 | $1,327 |
| Driving A Vehicle Without The Required Permission | +$332 | $1,398 |
| Driving With An Expired/Suspended License | +$718 | $1,784 |
Milwaukee, WI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,023 |
| Active Disabling Device | $1,023 |
| Tracking Device | $1,002 |
| Passive Disabling Device | $991 |
Latest Auto Insurance Reviews in Milwaukee, WI | Back to Top
ProgressiveMy deductibles are all the same as they were when I was with the other insurance company so I'm happy with it.
AllstateI've been dealing with Allstate since Oct. 1st 2018. It is now Feb. 21st 2019. There insured caused more than $85,000 damage to my property after leaving the roadway at full throttle, hitting a building on my property and destroying it. They sent me a check for $4,000 and said it was for full payment, then blocked me from their online claims portal and will not return phone calls or accept any mailed correspondence that is certified. IF YOU BUY INSURANCE TO STAY OUT OF COURT, DO NOT BUY INSURANCE FROM ALLSTATE. The guy who did all this damage will be defending himself in court without the assistance of his insurance company because they refuse to protect him according to his contract with them.
State FarmMy premium is set at a very good price. My deductible is ok. It could be lower though. I think most insurance companies do not offer the best deductible anyways.
Safeco InsuranceWe are extremely satisfied with Safeco's customer service for auto insurance. They are quick to respond when we have questions or claims, and very easy to work with (and have been on our side 100%).
Safeco InsuranceWe are extremely satisfied with Safeco's customer service for auto insurance. They are quick to respond when we have questions or claims, and very easy to work with (and have been on our side 100%).
State FarmMy premium is much lower than other offerings since I have had a safe driver's discount and have never needed to file a claim.
Liberty Mutualthey are much better their offers, I like it very much is very safe for everyone and sactifactorio for the person since it helps much more cn his car
Aarp Auto InsuranceI did not like their prices. I can find better pricing for the same coverage by going with a different insurance company.
Esuranceagain i feel the rates are way to high compared to other companies in my area. i also feel that my local agent isnt very attentive
National GeneralThis company offers me a safe driving discount because I have not had any accidents. It also gave me a discount after having insurance with them for 6 months.
State FarmI think our minds are at ease because of great service, affordable premiums and customer support as well as agent availability. The excellence of service has continued over 5 years- so it is not just a matter of bait and switch once our business was obtained. We are very happy.
GeicoI love how easy it is to view my account and make changes. I also like my payment options and I like when there is an issue they are there. Lastly, I like that they offer things I did not know could be offered like a warranty on my car.