Minneapolis, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Minneapolis, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Minneapolis, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Minneapolis, MN Auto Insurance Rates
- Minneapolis, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Minneapolis, MN
- Multi Vehicle Insurance Savings in Minneapolis, MN
- How Credit Score Affects Car Insurance Rates in Minneapolis, MN
- How DUI Affects Auto Insurance Premiums in Minneapolis, MN
- Top Auto Insurance Agents Near Minneapolis, MN
- How Driving Violations Affect Auto Insurance Rates in Minneapolis, MN
- Minneapolis, MN Auto Insurance Discounts on Anti Theft Feature
- Minneapolis, MN Auto Insurance Company Reviews
Minneapolis, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Minneapolis, MN with that of other cities in and around Minneapolis.
| Minneapolis | Lauderdale | Falcon Heights | Robbinsdale | St. Anthony | Golden Valley | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,325 | $1,669 | $1,365 | $1,291 | $1,335 | $1,361 |
Minneapolis, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Minneapolis, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Minneapolis | $974 | $823 |
| Lauderdale | $1,674 | $1,414 |
| Golden Valley | $1,729 | $1,461 |
| St. Louis Park | $1,402 | $1,184 |
| Falcon Heights | $1,101 | $930 |
| St. Anthony | $1,486 | $1,255 |
| Robbinsdale | $1,224 | $1,034 |
| Columbia Heights | $1,540 | $1,301 |
Minneapolis, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Minneapolis, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,299 |
| 20 Years | $1,702 |
| 30 Years | $1,311 |
| 40 Years | $1,262 |
| 50 Years | $1,168 |
| 60 Years | $1,185 |
| 70 Years | $1,379 |
Minneapolis, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Minneapolis, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,279 | $371 |
| 3 Vehicles | $3,419 | $557 |
| 4 Vehicles | $4,558 | $742 |
Savings on 2 Vehicles bundle:$371
Savings on 3 Vehicles bundle:$557
Savings on 4 Vehicles bundle:$742
Minneapolis, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Minneapolis, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Minneapolis | $1,325 | $2,419 |
| Lauderdale | $1,669 | $3,047 |
| Golden Valley | $1,361 | $2,485 |
| St. Louis Park | $1,125 | $2,054 |
| Falcon Heights | $1,365 | $2,492 |
| St. Anthony | $1,335 | $2,437 |
| Robbinsdale | $1,291 | $2,357 |
| Columbia Heights | $1,284 | $2,344 |
Minneapolis, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,137 |
| Excellent (740-799) | $1,298 |
| Good (670-739) | $1,381 |
| Average (580-669) | $1,801 |
| Poor (300-579) | $2,161 |
Minneapolis, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Aaa Minneapolis | Travelers | 5400 AUTO CLUB WAY, MINNEAPOLIS, 55416 | 612-927-2518 |
| Marty Mjelleli | State Farm | 10501 Wayzata Blvd Ste 7, Minnetonka, 55305-4501 | 952-546-6111 |
| Graham Gunderson | Liberty Mutual | 701 Xenia Ave. S Ste 400, Minneapolis, 55416 | 1-763-543-4344 |
| Davina Baldwin | State Farm | 6262 Boone Ave N, Brooklyn Park, 55428-2729 | 763-535-4788 |
| Stanley Winnie | Allstate | 6409 City West Pkwy Ste 100, Eden Prairie, 55344 | (612) 721-1883 |
| J A Price Agency Inc | Travelers | 6640 SHADY OAK RD STE 500, EDEN PRAIRIE, 55344 | 952-944-8790 |
| Landreau Agency | Travelers | 3212 HENNEPIN AVE S, MINNEAPOLIS, 55408 | 612-276-7035 |
| Maggie Suby | State Farm | 1570 Century Pt Ste 100, Eagan, 55121-1927 | 651-454-7843 |
| Tim Dyrhaug | State Farm | 2175 St Clair Ave, Saint Paul, 55105-1134 | 651-690-1711 |
| Wesley P Mckenna | Nationwide | 8100 Penn Ave S STE 165, Bloomington, 55431-1325 | (888) 838-7682 |
| Tara Jo Olson Lutcf | Liberty Mutual | 1250 Northland Dr. Ste. 130, Mendota Heights, 55120 | 1-651-578-0221 |
Minneapolis, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$58 | $1,383 |
| Driver's Failure In Showing Documents | +$129 | $1,454 |
| Driving With An Expired Registration | +$136 | $1,461 |
| Driving At A Considerably Slow Pace | +$288 | $1,613 |
| Using A Cellphone While Driving | +$303 | $1,628 |
| Running A Red Light | +$309 | $1,634 |
| Speeding | +$325 | $1,650 |
| Driving A Vehicle Without The Required Permission | +$412 | $1,737 |
| Driving With An Expired/Suspended License | +$893 | $2,218 |
Minneapolis, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,272 |
| Active Disabling Device | $1,272 |
| Tracking Device | $1,246 |
| Passive Disabling Device | $1,232 |
Latest Auto Insurance Reviews in Minneapolis, MN | Back to Top
State FarmYes, I would recommend State Farm. Great rates, great customer service and easy to work with. I feel they put the customer first. We have used them since we got married in 1966.
State FarmI would recommend this company because they are fair in price, they get the job done efficently and you dont have to chase around the bush to talk to someone and get information.
AmeripriseThe auto company doesn't really have much to offer. There's no fancy things that they offer, but all I need is the basics. I know other insurances have extra fancy things but costs more.
NationwideI found the premium and deductible to be more cost effective with Nationwide than elsewhere for the same coverage.
State FarmThe premium and deductible for my car insurance are slightly higher than online car insurance premium's because I have an actual agent handling my account. Also, online insurance are generally known to be cheaper.
State FarmThe premium and deductible for my car insurance are slightly higher than online car insurance premium's because I have an actual agent handling my account. Also, online insurance are generally known to be cheaper.
ProgressiveMY PREMIUM IS LOWER THAN AVERAGE AND IS THE CHEAPEST OF THE COMPANIES I RESEARCHED.
Farm BureauI like that FB is the most affordable insurance available and that we have it. I like that they offer discounted rates on carseats so that we do not have to shell out so much money as our daughter grows.
ProgressiveI had an accident about 6 months ago where I ended up totaling my car. Progressive was the most helpful and reassuring company I dealt with. I immediately called them and they set me up with a rental car the next day. Throughout the whole process of accessing the car, an agent continually reached out to me providing me updates and advising of next steps to take.
Horace MannThis company is the best one because it is easy to use and their offerings are all the best ones in my eyes.
ProgressiveI honestly have not had a bad experience. The only thing that was a little bad was that their homeowners insurance was more expensive than the previous insurance company BUT the amount of decrease in auto insurance more than made up for that
ProgressiveThey're available 24/7. I've never had to wait whenever I call. They have a good support with their app. All the people I've interacted with have spoken very good English and have been easy to understand and very personable.