Minneapolis, MN Auto Insurance Rates
Minneapolis, MN residents can save $530 by comparing multiple quotes & reading reviews & research on Minneapolis car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1026 | $1315 | $1885 |
Latest Auto Insurance Reviews in Minneapolis, Minnesota
I would recommend this company because they are fair in price, they get the job done efficently and you dont have to chase around the bush to talk to someone and get information.
The auto company doesn't really have much to offer. There's no fancy things that they offer, but all I need is the basics. I know other insurances have extra fancy things but costs more.
I found the premium and deductible to be more cost effective with Nationwide than elsewhere for the same coverage.
The premium and deductible for my car insurance are slightly higher than online car insurance premium's because I have an actual agent handling my account. Also, online insurance are generally known to be cheaper.
The premium and deductible for my car insurance are slightly higher than online car insurance premium's because I have an actual agent handling my account. Also, online insurance are generally known to be cheaper.
MY PREMIUM IS LOWER THAN AVERAGE AND IS THE CHEAPEST OF THE COMPANIES I RESEARCHED.
I like that FB is the most affordable insurance available and that we have it. I like that they offer discounted rates on carseats so that we do not have to shell out so much money as our daughter grows.
I had an accident about 6 months ago where I ended up totaling my car. Progressive was the most helpful and reassuring company I dealt with. I immediately called them and they set me up with a rental car the next day. Throughout the whole process of accessing the car, an agent continually reached out to me providing me updates and advising of next steps to take.
This company is the best one because it is easy to use and their offerings are all the best ones in my eyes.
I honestly have not had a bad experience. The only thing that was a little bad was that their homeowners insurance was more expensive than the previous insurance company BUT the amount of decrease in auto insurance more than made up for that
They're available 24/7. I've never had to wait whenever I call. They have a good support with their app. All the people I've interacted with have spoken very good English and have been easy to understand and very personable.
- Divorced 51 Years old Male licensed 30 years ago with Financed BMW X3 xDrive 35i used for Business with estimated annual mileage of 12,001 - 15,000.
- vocational education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
- 50 K Property Damage
- 500 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Minneapolis Car Insurance Rate Comparisons
Minneapolis, MN's average car insurance of $1315 differs from Fridley, MN (-$200), Lauderdale, MN (+$135), Fort Snelling, MN (+$675) and Minnesota (+$117)
| Minneapolis | Fridley, MN | Lauderdale, MN | Fort Snelling, MN | Minnesota | |
| Median Insurance Rates | $1315 | -$200 | +$135 | +$675 | +$117 |
Minneapolis Car Insurance Savings By Neighborhood & Street Area
| Minneapolis Driver Street Residence & Car Locations | Car Details in Minneapolis | Minneapolis Driver Demographics | Minneapolis Auto Insurance Estimates | Recent Minneapolis Insurance Savings |
|---|---|---|---|---|
| Saint Anthony | ||||
| Garfield St NE | 2005 Buick Rendezvous CX | 36 year woman | $1109 | $395 |
| 33rd Ave NE | 2005 Acura TSX Base | 71 year senior | $1541 | $490 |
| Other Area | ||||
| 15th St N | 2007 Ford Fusion I-4 SE | 53 year married woman | $970 | $930 |
| Oak Lake Ave | 2008 Mazda MAZDA3 s Sport | 66 year male senior | $1422 | $756 |
| Glenwood Junction | ||||
| Osseo Rd | 2007 Jeep Commander Limited | 19 year female teenager | $2564 | $741 |
| Osseo Rd | 2006 Chrysler 300 C | 44 year married man | $1856 | $455 |
| Calhoun Beach | ||||
| Thomas Cir S | 2003 Chevrolet Silverado 2500HD Base | 26 year man | $1863 | $466 |
| Grass Lake Ter | 2010 Nissan Rogue S | 72 year female senior | $1412 | $610 |
| Kenwood Gables | ||||
| W 15th St | 2012 Honda Civic LX | 17 year teenager | $3122 | $932 |
| Marquette Ave S | 2009 GMC Sierra 1500 SLE | 19 year male teenager | $3420 | $677 |
Minneapolis Post DUI Car Insurance Rates
| Minneapolis | Hilltop | St. Paul | Falcon Heights | Minnesota | |
| Median Post DUI Insurance Rate | $2445 | +$1126 | +$2 | +$1200 | +$218 |
| Male Teenager Post DUI Insurance Rate | $6969 | +$3208 | +$6 | +$3420 | +$621 |
| Female Teenager Post DUI Insurance Rate | $5844 | +$2689 | +$5 | +$2868 | +$520 |
The Post DUI insurance in Minneapolis, MN's is $2445 compared to Hilltop (+$1126), St. Paul (+$2), Falcon Heights (+$1200) and Minnesota (+$218)
In Minneapolis, a male teenager with Post DUI pays $1125 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion I-4 SE in Minneapolis, MN would pay $6195 on auto insurance while a female teenager POST DUI would pay $5194.
Minneapolis Car Insurance by Segment
Minneapolis Teenagers Car Insurance Rates Comparison
26137 Minneapolis Teenagers (6% of total population), 49% Male & 51% Female.
| Minneapolis | Mendota | Hilltop | Crystal | Minnesota | |
| All Teenagers | $3497 | +$732 | +$1610 | -$606 | +$312 |
| Male Teenager | $3747 | +$784 | +$1725 | -$650 | +$334 |
| Female Teenager | $3142 | +$658 | +$1446 | -$545 | +$280 |
Minneapolis teenagers pay $3497 in insurance in contrast with Mendota (+$732), Hilltop (+$1610), Crystal (-$606) and Minnesota (+$312). The difference between Male & Female teenagers in Minneapolis is $605
Example
- 2013 Hyundai Sonata GLS Male Teenager Insurance Rate $3488
- 2013 Dodge Journey SXT Female Teenager Insurance Rate $2784
Minneapolis Men & Women Car Insurance
385023 Minneapolis Adults (100% of total population), 50% Men & 50% Women.
| Minneapolis | Lauderdale | New Hope | Mendota | Minnesota | |
| All Women | $1209 | +$125 | +$69 | +$253 | +$108 |
| Married Women | $1091 | +$112 | +$62 | +$228 | +$97 |
| All Men | $1985 | +$204 | +$113 | +$415 | +$177 |
| Married Men | $1841 | +$189 | +$105 | +$385 | +$163 |
The typical insurance rate of $1985 that Minneapolis Men pay varies from Lauderdale (+$204), New Hope (+$113), Mendota (+$415) and Minnesota (+$177). In Minneapolis, married men pay $750 more than married women.
Example
- 2011 Lincoln MKZ Base Married Men Insurance Rate $1783
- 2014 Kia Sorento LX Married Women Insurance Rate $1535
Minneapolis Senior Car Insurance
48892 Minneapolis Seniors (12% of total population), 45% Senior Men & 55% Senior Women.
| Minneapolis | Hilltop | Roseville | Brooklyn Center | Minnesota | |
| All Seniors | $1485 | +$684 | -$212 | -$118 | +$133 |
| Senior Men | $1485 | +$684 | -$212 | -$118 | +$133 |
| Senior Women | $1472 | +$678 | -$210 | -$117 | +$131 |
Minneapolis seniors pay $1485 in insurance compared to Hilltop (+$684), Roseville (-$212), Brooklyn Center (-$118) and Minnesota (+$133). In Minneapolis, senior men pay $13 more than senior women.
Minneapolis Car Insurance Discounts for Multiple Vehicles
Minneapolis Population with 1 Vehicle 70952 (43% of Minneapolis population), 2 Vehicles 50010 (30% of the Minneapolis population) and 3 vehicles 10798 (6% of the population)
| Minneapolis | New Brighton | Roseville | St. Anthony | Minnesota | |
| 2 Vehicles | $2499 | -$435 | -$357 | -$390 | +$222 |
| 3 Vehicles | $3814 | -$664 | -$545 | -$595 | +$339 |
| 4 Vehicles | $5129 | -$893 | -$733 | -$800 | +$456 |
Car Insurance Agents in Minneapolis, MN
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 733 Marquette Ave, Minneapolis, MN 55402 |
| 2 | AAA Insurance | 5400 Auto Club Way, Minneapolis, MN 55416 |
| 3 | A-Affordable Insurance Agency | 3825 E Lake St, Minneapolis, MN 55406 |
| 4 | Abbott Insurance Agency | 317 W 46th St, Minneapolis, MN 55419 |
| 5 | Abdullahi Shaba | 617 Cedar Ave S # 2, Minneapolis, MN 55454 |
| 6 | Abra Auto Body & Glass | 2230 Highway 100 S, Minneapolis, MN |
| 7 | Advisornet Property & Casualty | 701 4th Ave S Ste 1620, Minneapolis, MN 55415 |
| 8 | AFC Insurance Agency | 2100 Nicollet Ave Ste 205, Minneapolis, MN 55404 |
| 9 | Ajman Insurance Agency | 2910 Pillsbury Ave Ste 133, Minneapolis, MN 55408 |
| 10 | All Insurance Agency | 1317 E Lake St Ste 4, Minneapolis, MN 55407 |
Minneapolis Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mercedes, SL550 | $500 | $1760 | $2260 | $1660 | $2160 | $100 |
| Dodge, Charger R/T | $1500 | $1430 | $1930 | $1320 | $2820 | $-890 |
| Hyundai, Genesis 2.0T | $1000 | $1390 | $1890 | $1280 | $2280 | $-390 |
| Acura, TL SH | $400 | $1310 | $1710 | $1220 | $1620 | $90 |
| Nissan, Rogue S | $100 | $1340 | $1440 | $1240 | $1340 | $100 |