Minneapolis, MN Auto Insurance Rates

Minneapolis, MN residents can save $530 by comparing multiple quotes & reading reviews & research on Minneapolis car insurance rates, quotes, agents & coverage.

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$1026 $1315 $1885

Latest Auto Insurance Reviews in Minneapolis, Minnesota

State Farm
Yes, I would recommend State Farm. Great rates, great customer service and easy to work with. I feel they put the customer first. We have used them since we got married in 1966.
State Farm
I would recommend this company because they are fair in price, they get the job done efficently and you dont have to chase around the bush to talk to someone and get information.
The auto company doesn't really have much to offer. There's no fancy things that they offer, but all I need is the basics. I know other insurances have extra fancy things but costs more.
I found the premium and deductible to be more cost effective with Nationwide than elsewhere for the same coverage.
State Farm
The premium and deductible for my car insurance are slightly higher than online car insurance premium's because I have an actual agent handling my account. Also, online insurance are generally known to be cheaper.
State Farm
The premium and deductible for my car insurance are slightly higher than online car insurance premium's because I have an actual agent handling my account. Also, online insurance are generally known to be cheaper.
Farm Bureau
I like that FB is the most affordable insurance available and that we have it. I like that they offer discounted rates on carseats so that we do not have to shell out so much money as our daughter grows.
I had an accident about 6 months ago where I ended up totaling my car. Progressive was the most helpful and reassuring company I dealt with. I immediately called them and they set me up with a rental car the next day. Throughout the whole process of accessing the car, an agent continually reached out to me providing me updates and advising of next steps to take.
Horace Mann
This company is the best one because it is easy to use and their offerings are all the best ones in my eyes.
I honestly have not had a bad experience. The only thing that was a little bad was that their homeowners insurance was more expensive than the previous insurance company BUT the amount of decrease in auto insurance more than made up for that
They're available 24/7. I've never had to wait whenever I call. They have a good support with their app. All the people I've interacted with have spoken very good English and have been easy to understand and very personable.
Write Your Review | Minneapolis, Minnesota Auto Insurance Analysis
Hartford, Minneapolis, MN
$67/1 month
Car Insurance Policy Holder
  • Divorced 51 Years old Male licensed 30 years ago with Financed BMW X3 xDrive 35i used for Business with estimated annual mileage of 12,001 - 15,000.
  • vocational education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 500 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Minneapolis Car Insurance Rate Comparisons

Minneapolis, MN's average car insurance of $1315 differs from Fridley, MN (-$200), Lauderdale, MN (+$135), Fort Snelling, MN (+$675) and Minnesota (+$117)

Minneapolis Fridley, MN Lauderdale, MN Fort Snelling, MN Minnesota
Median Insurance Rates $1315 -$200 +$135 +$675 +$117

Minneapolis Car Insurance Savings By Neighborhood & Street Area

Minneapolis Driver Street Residence & Car Locations Car Details in Minneapolis Minneapolis Driver Demographics Minneapolis Auto Insurance Estimates Recent Minneapolis Insurance Savings
Saint Anthony
Garfield St NE2005 Buick Rendezvous CX36 year woman$1109$395
33rd Ave NE2005 Acura TSX Base71 year senior$1541$490
Other Area
15th St N2007 Ford Fusion I-4 SE53 year married woman$970$930
Oak Lake Ave2008 Mazda MAZDA3 s Sport66 year male senior$1422$756
Glenwood Junction
Osseo Rd2007 Jeep Commander Limited19 year female teenager$2564$741
Osseo Rd2006 Chrysler 300 C44 year married man$1856$455
Calhoun Beach
Thomas Cir S2003 Chevrolet Silverado 2500HD Base26 year man$1863$466
Grass Lake Ter2010 Nissan Rogue S72 year female senior$1412$610
Kenwood Gables
W 15th St2012 Honda Civic LX17 year teenager$3122$932
Marquette Ave S2009 GMC Sierra 1500 SLE19 year male teenager$3420$677

Minneapolis Post DUI Car Insurance Rates

Minneapolis Hilltop St. Paul Falcon Heights Minnesota
Median Post DUI Insurance Rate $2445 +$1126 +$2 +$1200 +$218
Male Teenager Post DUI Insurance Rate $6969 +$3208 +$6 +$3420 +$621
Female Teenager Post DUI Insurance Rate $5844 +$2689 +$5 +$2868 +$520

The Post DUI insurance in Minneapolis, MN's is $2445 compared to Hilltop (+$1126), St. Paul (+$2), Falcon Heights (+$1200) and Minnesota (+$218)

In Minneapolis, a male teenager with Post DUI pays $1125 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion I-4 SE in Minneapolis, MN would pay $6195 on auto insurance while a female teenager POST DUI would pay $5194.

Minneapolis Car Insurance by Segment

Minneapolis Teenagers Car Insurance Rates Comparison

26137 Minneapolis Teenagers (6% of total population), 49% Male & 51% Female.

Minneapolis Mendota Hilltop Crystal Minnesota
All Teenagers $3497 +$732 +$1610 -$606 +$312
Male Teenager $3747 +$784 +$1725 -$650 +$334
Female Teenager $3142 +$658 +$1446 -$545 +$280

Minneapolis teenagers pay $3497 in insurance in contrast with Mendota (+$732), Hilltop (+$1610), Crystal (-$606) and Minnesota (+$312). The difference between Male & Female teenagers in Minneapolis is $605


  • 2013 Hyundai Sonata GLS Male Teenager Insurance Rate $3488
  • 2013 Dodge Journey SXT Female Teenager Insurance Rate $2784

Minneapolis Men & Women Car Insurance

385023 Minneapolis Adults (100% of total population), 50% Men & 50% Women.

Minneapolis Lauderdale New Hope Mendota Minnesota
All Women $1209 +$125 +$69 +$253 +$108
Married Women $1091 +$112 +$62 +$228 +$97
All Men $1985 +$204 +$113 +$415 +$177
Married Men $1841 +$189 +$105 +$385 +$163

The typical insurance rate of $1985 that Minneapolis Men pay varies from Lauderdale (+$204), New Hope (+$113), Mendota (+$415) and Minnesota (+$177). In Minneapolis, married men pay $750 more than married women.


  • 2011 Lincoln MKZ Base Married Men Insurance Rate $1783
  • 2014 Kia Sorento LX Married Women Insurance Rate $1535

Minneapolis Senior Car Insurance

48892 Minneapolis Seniors (12% of total population), 45% Senior Men & 55% Senior Women.

Minneapolis Hilltop Roseville Brooklyn Center Minnesota
All Seniors $1485 +$684 -$212 -$118 +$133
Senior Men $1485 +$684 -$212 -$118 +$133
Senior Women $1472 +$678 -$210 -$117 +$131

Minneapolis seniors pay $1485 in insurance compared to Hilltop (+$684), Roseville (-$212), Brooklyn Center (-$118) and Minnesota (+$133). In Minneapolis, senior men pay $13 more than senior women.

Minneapolis Car Insurance Discounts for Multiple Vehicles

Minneapolis Population with 1 Vehicle 70952 (43% of Minneapolis population), 2 Vehicles 50010 (30% of the Minneapolis population) and 3 vehicles 10798 (6% of the population)

Minneapolis New Brighton Roseville St. Anthony Minnesota
2 Vehicles $2499 -$435 -$357 -$390 +$222
3 Vehicles $3814 -$664 -$545 -$595 +$339
4 Vehicles $5129 -$893 -$733 -$800 +$456

Car Insurance Agents in Minneapolis, MN

Rank Agent Name Agent Contact
1 AAA Insurance 733 Marquette Ave, Minneapolis, MN 55402
2 AAA Insurance 5400 Auto Club Way, Minneapolis, MN 55416
3 A-Affordable Insurance Agency 3825 E Lake St, Minneapolis, MN 55406
4 Abbott Insurance Agency 317 W 46th St, Minneapolis, MN 55419
5 Abdullahi Shaba 617 Cedar Ave S # 2, Minneapolis, MN 55454
6 Abra Auto Body & Glass 2230 Highway 100 S, Minneapolis, MN
7 Advisornet Property & Casualty 701 4th Ave S Ste 1620, Minneapolis, MN 55415
8 AFC Insurance Agency 2100 Nicollet Ave Ste 205, Minneapolis, MN 55404
9 Ajman Insurance Agency 2910 Pillsbury Ave Ste 133, Minneapolis, MN 55408
10 All Insurance Agency 1317 E Lake St Ste 4, Minneapolis, MN 55407

Minneapolis Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Mercedes, SL550 $500 $1760 $2260 $1660 $2160 $100
Dodge, Charger R/T $1500 $1430 $1930 $1320 $2820 $-890
Hyundai, Genesis 2.0T $1000 $1390 $1890 $1280 $2280 $-390
Acura, TL SH $400 $1310 $1710 $1220 $1620 $90
Nissan, Rogue S $100 $1340 $1440 $1240 $1340 $100