Minneapolis Auto Insurance Rates, Quotes, Agents & Reviews in MN

Minneapolis, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Minneapolis, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Minneapolis, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Minneapolis, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Minneapolis, MN with that of other cities in and around Minneapolis.

Minneapolis Lauderdale Falcon Heights Robbinsdale St. Anthony Golden Valley
Average Insurance Rates $1,325 $1,669 $1,365 $1,291 $1,335 $1,361

Minneapolis, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Minneapolis, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Minneapolis $974 $823
Lauderdale $1,674 $1,414
Golden Valley $1,729 $1,461
St. Louis Park $1,402 $1,184
Falcon Heights $1,101 $930
St. Anthony $1,486 $1,255
Robbinsdale $1,224 $1,034
Columbia Heights $1,540 $1,301

Minneapolis, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Minneapolis, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,299
20 Years $1,702
30 Years $1,311
40 Years $1,262
50 Years $1,168
60 Years $1,185
70 Years $1,379

Minneapolis, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Minneapolis, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,279 $371
3 Vehicles $3,419 $557
4 Vehicles $4,558 $742

Savings on 2 Vehicles bundle:$371

Savings on 3 Vehicles bundle:$557

Savings on 4 Vehicles bundle:$742

Minneapolis, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Minneapolis, MN.

Location Average Insurance Cost Post DUI Insurance Rate
Minneapolis $1,325 $2,419
Lauderdale $1,669 $3,047
Golden Valley $1,361 $2,485
St. Louis Park $1,125 $2,054
Falcon Heights $1,365 $2,492
St. Anthony $1,335 $2,437
Robbinsdale $1,291 $2,357
Columbia Heights $1,284 $2,344

Minneapolis, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,137
Excellent (740-799) $1,298
Good (670-739) $1,381
Average (580-669) $1,801
Poor (300-579) $2,161

Minneapolis, MN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Aaa Minneapolis Travelers 5400 AUTO CLUB WAY, MINNEAPOLIS, 55416 612-927-2518
Marty Mjelleli State Farm 10501 Wayzata Blvd Ste 7, Minnetonka, 55305-4501 952-546-6111
Graham Gunderson Liberty Mutual 701 Xenia Ave. S Ste 400, Minneapolis, 55416 1-763-543-4344
Davina Baldwin State Farm 6262 Boone Ave N, Brooklyn Park, 55428-2729 763-535-4788
Stanley Winnie Allstate 6409 City West Pkwy Ste 100, Eden Prairie, 55344 (612) 721-1883
J A Price Agency Inc Travelers 6640 SHADY OAK RD STE 500, EDEN PRAIRIE, 55344 952-944-8790
Landreau Agency Travelers 3212 HENNEPIN AVE S, MINNEAPOLIS, 55408 612-276-7035
Maggie Suby State Farm 1570 Century Pt Ste 100, Eagan, 55121-1927 651-454-7843
Tim Dyrhaug State Farm 2175 St Clair Ave, Saint Paul, 55105-1134 651-690-1711
Wesley P Mckenna Nationwide 8100 Penn Ave S STE 165, Bloomington, 55431-1325 (888) 838-7682
Tara Jo Olson Lutcf Liberty Mutual 1250 Northland Dr. Ste. 130, Mendota Heights, 55120 1-651-578-0221

Minneapolis, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,383
Driver's Failure In Showing Documents +$129 $1,454
Driving With An Expired Registration +$136 $1,461
Driving At A Considerably Slow Pace +$288 $1,613
Using A Cellphone While Driving +$303 $1,628
Running A Red Light +$309 $1,634
Speeding +$325 $1,650
Driving A Vehicle Without The Required Permission +$412 $1,737
Driving With An Expired/Suspended License +$893 $2,218

Minneapolis, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,272
Active Disabling Device $1,272
Tracking Device $1,246
Passive Disabling Device $1,232

Latest Auto Insurance Reviews in Minneapolis, MN | Back to Top

State Farm
Yes, I would recommend State Farm. Great rates, great customer service and easy to work with. I feel they put the customer first. We have used them since we got married in 1966.
State Farm
I would recommend this company because they are fair in price, they get the job done efficently and you dont have to chase around the bush to talk to someone and get information.
The auto company doesn't really have much to offer. There's no fancy things that they offer, but all I need is the basics. I know other insurances have extra fancy things but costs more.
I found the premium and deductible to be more cost effective with Nationwide than elsewhere for the same coverage.
State Farm
The premium and deductible for my car insurance are slightly higher than online car insurance premium's because I have an actual agent handling my account. Also, online insurance are generally known to be cheaper.
State Farm
The premium and deductible for my car insurance are slightly higher than online car insurance premium's because I have an actual agent handling my account. Also, online insurance are generally known to be cheaper.
Farm Bureau
I like that FB is the most affordable insurance available and that we have it. I like that they offer discounted rates on carseats so that we do not have to shell out so much money as our daughter grows.
I had an accident about 6 months ago where I ended up totaling my car. Progressive was the most helpful and reassuring company I dealt with. I immediately called them and they set me up with a rental car the next day. Throughout the whole process of accessing the car, an agent continually reached out to me providing me updates and advising of next steps to take.
Horace Mann
This company is the best one because it is easy to use and their offerings are all the best ones in my eyes.
I honestly have not had a bad experience. The only thing that was a little bad was that their homeowners insurance was more expensive than the previous insurance company BUT the amount of decrease in auto insurance more than made up for that
They're available 24/7. I've never had to wait whenever I call. They have a good support with their app. All the people I've interacted with have spoken very good English and have been easy to understand and very personable.