Minoa Auto Insurance Rates, Quotes, Agents & Reviews in NY

Minoa, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Minoa, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Minoa, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Minoa, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Minoa, NY with that of other cities in and around Minoa.

Minoa Lyncourt Bridgeport De Witt Fayetteville Manlius
Average Insurance Rates $1,663 $1,637 $1,633 $1,673 $1,688 $1,033

Minoa, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Minoa, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Minoa $2,830 $2,391
Manlius $1,259 $1,063
Fayetteville $1,489 $1,258
East Syracuse $1,028 $868
De Witt $1,505 $1,271
Bridgeport $1,079 $912
Lyncourt $1,077 $910
Sullivan $1,777 $1,501

Minoa, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Minoa, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,396
20 Years $2,137
30 Years $1,646
40 Years $1,584
50 Years $1,466
60 Years $1,487
70 Years $1,731

Minoa, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Minoa, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,927 $399
3 Vehicles $4,390 $599
4 Vehicles $5,854 $798

Savings on 2 Vehicles bundle:$399

Savings on 3 Vehicles bundle:$599

Savings on 4 Vehicles bundle:$798

Minoa, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Minoa, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Minoa $1,663 $2,509
Manlius $1,033 $1,558
Fayetteville $1,688 $2,547
East Syracuse $1,641 $2,476
De Witt $1,673 $2,524
Bridgeport $1,633 $2,464
Lyncourt $1,637 $2,470
Sullivan $1,667 $2,515

Minoa, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,427
Excellent (740-799) $1,629
Good (670-739) $1,733
Average (580-669) $2,261
Poor (300-579) $2,713

Minoa, NY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Crowley Insurance Agency Inc Liberty Mutual Independent 202 N CENTER ST, EAST SYRACUSE, 13057 (315) 437-2983
Thomas M Harig None 7153 E Genesee St , Fayetteville, 13066 None
Michelle E Dunham Liberty Mutual 5015 Campuswood Drive Ste 202, East Syracuse, 13057 1-315-433-1243
Potter-Jones Agency Travelers 8636 ROUTE 11, CICERO, 13039 315-699-2761
Delmonico Insurance Agency Travelers 901 Lodi St Ste 102, Syracuse, 13203 None
Pat Best State Farm 201 N Townsend St, Syracuse, 13203-2338 315-475-1226
Lance D Wiltse Nationwide 708 N Salina St, Syracuse, 13208 (315) 487-0277
Generations Agency Inc Travelers 20 E BAYARD ST, SENECA FALLS, 13148 315-253-3134

Minoa, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$73 $1,736
Driver's Failure In Showing Documents +$161 $1,824
Driving With An Expired Registration +$171 $1,834
Driving At A Considerably Slow Pace +$361 $2,024
Using A Cellphone While Driving +$381 $2,044
Running A Red Light +$387 $2,050
Speeding +$407 $2,070
Driving A Vehicle Without The Required Permission +$517 $2,180
Driving With An Expired/Suspended License +$1,121 $2,784

Minoa, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,596
Active Disabling Device $1,596
Tracking Device $1,563
Passive Disabling Device $1,547