Minoa, NY Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Minoa, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Minoa, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Minoa, NY Auto Insurance Rates
- Minoa, NY Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Minoa, NY
- Multi Vehicle Insurance Savings in Minoa, NY
- How Credit Score Affects Car Insurance Rates in Minoa, NY
- How DUI Affects Auto Insurance Premiums in Minoa, NY
- Top Auto Insurance Agents Near Minoa, NY
- How Driving Violations Affect Auto Insurance Rates in Minoa, NY
- Minoa, NY Auto Insurance Discounts on Anti Theft Feature
Minoa, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Minoa, NY with that of other cities in and around Minoa.
|Average Insurance Rates||$1,663||$1,637||$1,633||$1,673||$1,688||$1,033|
Minoa, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Minoa, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Minoa, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Minoa, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Minoa, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Minoa, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$399
Savings on 3 Vehicles bundle:$599
Savings on 4 Vehicles bundle:$798
Minoa, NY Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Minoa, NY.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Minoa, NY Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Minoa, NY Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Crowley Insurance Agency Inc||Liberty Mutual Independent||202 N CENTER ST, EAST SYRACUSE, 13057||(315) 437-2983|
|Thomas M Harig||None||7153 E Genesee St , Fayetteville, 13066||None|
|Michelle E Dunham||Liberty Mutual||5015 Campuswood Drive Ste 202, East Syracuse, 13057||1-315-433-1243|
|Potter-Jones Agency||Travelers||8636 ROUTE 11, CICERO, 13039||315-699-2761|
|Delmonico Insurance Agency||Travelers||901 Lodi St Ste 102, Syracuse, 13203||None|
|Pat Best||State Farm||201 N Townsend St, Syracuse, 13203-2338||315-475-1226|
|Lance D Wiltse||Nationwide||708 N Salina St, Syracuse, 13208||(315) 487-0277|
|Generations Agency Inc||Travelers||20 E BAYARD ST, SENECA FALLS, 13148||315-253-3134|
Minoa, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$73||$1,736|
|Driver's Failure In Showing Documents||+$161||$1,824|
|Driving With An Expired Registration||+$171||$1,834|
|Driving At A Considerably Slow Pace||+$361||$2,024|
|Using A Cellphone While Driving||+$381||$2,044|
|Running A Red Light||+$387||$2,050|
|Driving A Vehicle Without The Required Permission||+$517||$2,180|
|Driving With An Expired/Suspended License||+$1,121||$2,784|
Minoa, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,596|
|Passive Disabling Device||$1,547|