Minor Auto Insurance Rates, Quotes, Agents & Reviews in AL

Minor, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Minor, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Minor, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Minor, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Minor, AL with that of other cities in and around Minor.

Minor Edgewater Jefferson County Forestdale Fairfield McDonald Chapel
Average Insurance Rates $1,404 $1,399 $1,460 $1,447 $1,420 $1,374

Minor, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Minor, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Minor $1,547 $1,307
Edgewater $1,904 $1,609
McDonald Chapel $1,207 $1,020
Mulga $1,229 $1,038
Jefferson County $1,324 $1,118
Forestdale $1,490 $1,259
Pleasant Grove $1,017 $859
Fairfield $1,163 $982

Minor, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Minor, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,556
20 Years $1,804
30 Years $1,389
40 Years $1,337
50 Years $1,238
60 Years $1,255
70 Years $1,461

Minor, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Minor, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,415 $393
3 Vehicles $3,622 $590
4 Vehicles $4,830 $786

Savings on 2 Vehicles bundle:$393

Savings on 3 Vehicles bundle:$590

Savings on 4 Vehicles bundle:$786

Minor, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Minor, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Minor $1,404 $2,489
Edgewater $1,399 $2,480
McDonald Chapel $1,374 $2,436
Mulga $1,370 $2,429
Jefferson County $1,460 $2,589
Forestdale $1,447 $2,566
Pleasant Grove $1,481 $2,626
Fairfield $1,420 $2,518

Minor, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,205
Excellent (740-799) $1,375
Good (670-739) $1,463
Average (580-669) $1,909
Poor (300-579) $2,290

Minor, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Caroline Dorris State Farm 2717 7th Ave S Ste 103, Birmingham, 35233-3423 205-322-FARM
Hobie Hobart State Farm 1311 Decatur Hwy Ste A, Fultondale, 35068-1737 205-841-7485
Holt Insurance Agency Inc Travelers 1423 4Th Avenue North, Bessemer, 35020 (205) 277-6843
Isaac Ephraim Allstate 832 Green Springs Hwy Ste 101b, Birmingham, 35209 (205) 942-6280
John Patterson State Farm 1807 11th Avenue South, Birmingham, 35205-4807 205-933-5200
Eric O King State Farm 100 Frankfurt Cir Ste C, Birmingham, 35211-6971 205-940-6499
Trammel-Harper-Williams Inc Travelers 2007 HIGH SCHOOL RD, HUEYTOWN, 35023 205-491-3456
Beacon Insurance Group Inc Travelers ONE INDEPENDENCE PLAZA STE 706, BIRMINGHAM, 35209 205-870-5984
Thomas Waters State Farm 3103 Independence Dr, Homewood, 35209-4111 205-879-1988

Minor, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,466
Driver's Failure In Showing Documents +$136 $1,540
Driving With An Expired Registration +$145 $1,549
Driving At A Considerably Slow Pace +$305 $1,709
Using A Cellphone While Driving +$322 $1,726
Running A Red Light +$327 $1,731
Speeding +$344 $1,748
Driving A Vehicle Without The Required Permission +$437 $1,841
Driving With An Expired/Suspended License +$946 $2,350

Minor, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,348
Active Disabling Device $1,348
Tracking Device $1,320
Passive Disabling Device $1,306