Mission, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Mission, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
How to Save on Car Insurance in Mission, TX?
The average cost of auto insurance in Mission, TX, is $1,553. This is much lower than the average cost of auto insurance in neighboring places such as La Homa, West Sharyland, Doffing, Palm View, and Alton. The amount of savings a driver can garner on auto insurance depends on numerous factors, some of which are explored below.
Auto Insurance Requirements:
Texas law requires the following:
Liability Coverage- 30,000 of coverage for injuries per person.
Up to a total of $60,000 per accident
$25,000 of coverage for property damage
Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are considered environmentally friendly thanks to lower emission rates. For such vehicles, Farmers offers car owners discounts of up to 5% in some states.
Car owners in Mission, TX, can save more by insuring their vehicles with the same auto insurance company. Insurers offer discounts on multi-car insurance policies. Bundling is another way of increasing your savings. Car owners can insure their life, auto, and home insurance with the same insurer in order to get added benefits.
The cost of insuring two cars under a multi-car insurance policy in Mission, TX, is $2,702, while it would cost $5,404 for four cars. The amount of savings on multi-car insurance in Mission ranges from $404 to $808.
Most car insurance companies offer substantial discounts to drivers with a clean driving record. GEICO offers a 26% discount to drivers with a spotless driving record for five years. On the other hand, State Farm offers discounts when a driver goes three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.
The cost of auto insurance in Mission, TX, post-DUI, increases to $2,418. However, this is also dependent on the driver’s age. Moreover, the cost of auto insurance post-DUI for teenagers is much higher. Safe and responsible drivers will find it easier to lower the cost of auto insurance in Mission. Other violations that can have a long-term impact on auto insurance in Mission include driving with an expired license and running a red light. The former leads to an increase of $1,047, while the latter leads to an increase of $362.
Factors that can influence the cost of car insurance in Mission, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Mission, TX Auto Insurance Rates
- Mission, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Mission, TX
- Multi Vehicle Insurance Savings in Mission, TX
- How Credit Score Affects Car Insurance Rates in Mission, TX
- How DUI Affects Auto Insurance Premiums in Mission, TX
- Top Auto Insurance Agents Near Mission, TX
- How Driving Violations Affect Auto Insurance Rates in Mission, TX
- Mission, TX Auto Insurance Discounts on Anti Theft Feature
- Mission, TX Auto Insurance Company Reviews
Mission, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Mission, TX with that of other cities in and around Mission.
|Mission||La Homa||West Sharyland||Doffing||Palmview||Alton|
|Average Insurance Rates||$1,553||$1,840||$1,872||$1,829||$1,859||$1,849|
Mission, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Mission, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Mission, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Mission, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Mission, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Mission, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$404
Savings on 3 Vehicles bundle:$606
Savings on 4 Vehicles bundle:$808
Mission, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mission, TX.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Mission, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Mission, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Jerry Molina||Farmers||5401 N 10th St Ste 113, Mcallen, 78504||(956) 661-8338|
|Millie Castillo||State Farm||2510 E Griffin Pkwy, Mission, 78572-3348||956-585-2778|
|Global Insurance Agency||Travelers||1700 W BUS 83 STE C, MISSION, 78572||956-585-3833|
|Sergio Pena||State Farm||1215 E. Expressway 83, Mission, 78572||956-581-PENA|
|Michael Camargo||Farmers||5500 N Mccoll Rd Unit B1, Mcallen, 78504||(956) 627-3636|
|Shepard Insurance Agency||None||2601 E. Griffin Pkwy, Mission, 78572||None|
|Shepard Insurance Agency||Travelers||5801 N 10TH ST STE 300, MCALLEN, 78504||956-686-3888|
|South Texas Insurance Services||None||3911 N. 10Th St. Suite J, McAllen, 78501||None|
|Sentinel Partners, Llc||None||3043 W Alberta Rd, Edinburg, 78539||None|
|Rafael Salgado||Farmers||1200 N 10th St Ste A, Men, 78501||(956) 683-0670|
Mission, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$68||$1,621|
|Driver's Failure In Showing Documents||+$151||$1,704|
|Driving With An Expired Registration||+$160||$1,713|
|Driving At A Considerably Slow Pace||+$337||$1,890|
|Using A Cellphone While Driving||+$356||$1,909|
|Running A Red Light||+$362||$1,915|
|Driving A Vehicle Without The Required Permission||+$483||$2,036|
|Driving With An Expired/Suspended License||+$1,047||$2,600|
Mission, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,491|
|Passive Disabling Device||$1,444|
Latest Auto Insurance Reviews in Mission, TX | Back to Top
I would definitely recommend Geico to anyone for car insurance.They have excellent customer service and seem to really care about helping you find plans that work with your budget.
I often get quotes for my auto insurance that were higher than my current premium. I have no need to switch based on the comparable.
Dramatically lower your monthly payment. No salesman will call. See rates now! Local Agents Available. 24/7/365 Customer Service. Multiple Drivers Discount.
the deductible amounts are very flexible and there are wide variety of options for damage protection
the deductible amounts are very flexible and there are wide variety of options for damage protection
I disliked that the only claim I have dealt with was a roadside assistance issue. I had received two conflicting bits of information, from two different representatives, and I was unsure if my money would be reimbursed for the claim.
My insurance company cares about me and is always on my side. I am happy with their service and responsiveness.
My premium is really good, I could probably not get it any lower. As a 26 year old, with little claim reports, my premium is pretty low.
I had to use the roadside assistance one time for towing. It was in late October and around 8:00pm. I had to leave a message and after some time i called back only to be told there were no companies that would tow it that late.
I searched around for different prices for my current policy. I am happy with the agent and company. They are not the cheapest, but are not the most expensive either.
I have no issues going online and changing my coverage, checking my information, or printing my insurance cards. Everything is accessible and quick to use.
Allstate is mostly in line with other providers for the coverage we need to have. we are adding a teen driver which will, unfortunately, drive up our costs.