Mission Viejo, CA Auto Insurance Rates
Mission Viejo, CA residents can save $490 by comparing multiple quotes & reading reviews & research on Mission Viejo car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $847 | $1227 | $1847 |
Latest Auto Insurance Reviews in Mission Viejo, California
My experience with my car insurance customer service has been below average. I have called a few times and have gotten different answers from different people.
With our current policy, we needed full coverage on one vehicle and only PIP for another. They made it easy to combine these needs into one policy that best suits our needs.
I am not sure of any special features. I just know that they hire a lot nicer people than Gieco and other insurance providers.
Much cheaper rate than others, I got state minimun so I can't say much other than how much cheaper they are. At least 20 percent cheape than other companies I researched.
Being with them as long as I have, I cannot find anyone with lower rates. People are generally amazed at how much we pay for two cars and two drivers. It's under $200 per month.
The deductible is the same as my last company basically but the premium is a little bit lower. I also bundled to save more money.
I cannot drive, I do not drive, I do not have car insurance nor have I ever. I would likely choose a familiar brand if I did so but I do not. Medically, I cannot get behind the wheel safely.
I don't know what they offer that is any different than other companies. There prices were just lower.
I don't know what they offer that is any different than other companies. There prices were just lower.
Geico has great accessibility through their website, over the phone and mobile app. Their employees are nothing but respectful and considerate, always looking to help in any way possible.
Geico used to be a really good company. They used to care about their customers. Now, they have turned into greedy jerks like everyone else. They still undersell everyone, but they keep charging you extra for things, like if you move, that's $50 for changing your address, and if you change your payment date, that's $25. What is up with that? I'm not rich, I can't afford that.
The only thing that bothered me was the fact that my husband recently had a fender bender in a parking lot. We had good drive credit for decades. One fender bender and they dropped the Good Driver coverage and raised our premium. Other than that, I am completely satisfied.
My car insurance policy is bundled with my home insurance and my other vehicles; I have never had any issues and I think my insurance rate is fair.
I like that since it is a small company it's easy to get a hold of my agent. I have never had to wait more than a couple minutes to speak to a helpful agent and they make sure to fill me in on the process and steps for a claim.
i am satisfied with my company insurance and i will recommended to my friends.it is cheap but the company is loyal to you
They have a very good response time, they are for the most part friendly and they work with me when I need them too. They have an easy claims process and paying my bill is very east as well
- Married 28 Years old Male licensed 8 years ago with Leased Chevrolet Cruze LTZ used for Business with estimated annual mileage of 15,001 - 20,000.
- PhD & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
- 1 car insured & >3 people are part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Mission Viejo Car Insurance Rate Comparisons
Mission Viejo, CA's average car insurance of $1227 differs from Elsinore Valley, CA (+$1173), Aliso Viejo, CA (+$13), San Clemente, CA (+$17) and California (+$592)
| Mission Viejo | Elsinore Valley, CA | Aliso Viejo, CA | San Clemente, CA | California | |
| Median Insurance Rates | $1227 | +$1173 | +$13 | +$17 | +$592 |
Mission Viejo Car Insurance Savings By Neighborhood & Street Area
| Mission Viejo Driver Street Residence & Car Locations | Car Details in Mission Viejo | Mission Viejo Driver Demographics | Mission Viejo Auto Insurance Estimates | Recent Mission Viejo Insurance Savings |
|---|---|---|---|---|
| Rancho Trabuco | ||||
| Rose | 2005 Buick Rendezvous CX | 32 year married woman | $1161 | $711 |
| White Fir Ln | 2006 Chrysler 300 Touring | 16 year teenager | $2653 | $343 |
| Trabuco Canyon | ||||
| Pso Brezo | 2009 Ford Fusion V6 SEL | 35 year married man | $1356 | $467 |
| Cll de Los Grabados | 2010 Mazda Mazda3 s Sport | 16 year female teenager | $2543 | $697 |
| Galivan | ||||
| Aspen Way | 2012 Honda Civic LX | 40 year woman | $1035 | $332 |
| Kimberly Ln | 2011 Kia Sorento LX | 18 year male teenager | $2363 | $958 |
| Coto De Caza | ||||
| Gingham St | 2011 Hyundai Sonata GLS | 76 year female senior | $1298 | $753 |
| White Sands | 2009 Acura TSX Base | 76 year male senior | $1248 | $501 |
| Robinson Ranch | ||||
| Coppercrest Dr | 2010 Toyota Prius V | 84 year senior | $1158 | $839 |
| Birdhollow Dr | 2013 Dodge Journey SXT | 22 year man | $1642 | $319 |
Mission Viejo Post DUI Car Insurance Rates
| Mission Viejo | San Clemente | Ladera Ranch | Silverado | California | |
| Median Post DUI Insurance Rate | $2282 | +$31 | +$2312 | +$2219 | +$1101 |
| Male Teenager Post DUI Insurance Rate | $4973 | +$69 | +$5041 | +$4838 | +$2401 |
| Female Teenager Post DUI Insurance Rate | $4951 | +$69 | +$5016 | +$4815 | +$2390 |
The Post DUI insurance in Mission Viejo, CA's is $2282 compared to San Clemente (+$31), Ladera Ranch (+$2312), Silverado (+$2219) and California (+$1101)
In Mission Viejo, a male teenager with Post DUI pays $22 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Mission Viejo, CA would pay $4543 on auto insurance while a female teenager POST DUI would pay $4523.
Mission Viejo Car Insurance by Segment
Mission Viejo Teenagers Car Insurance Rates Comparison
16240 Mission Viejo Teenagers (7% of total population), 50% Male & 50% Female.
| Mission Viejo | Coto de Caza | Laguna Woods | Laguna Niguel | California | |
| All Teenagers | $2674 | +$2470 | +$2841 | +$118 | +$1291 |
| Male Teenager | $2674 | +$2470 | +$2841 | +$118 | +$1291 |
| Female Teenager | $2662 | +$2459 | +$2828 | +$117 | +$1285 |
Mission Viejo teenagers pay $2674 in insurance in contrast with Coto de Caza (+$2470), Laguna Woods (+$2841), Laguna Niguel (+$118) and California (+$1291). The difference between Male & Female teenagers in Mission Viejo is $12
Example
- 2002 Chevrolet Silverado 2500HD LS Male Teenager Insurance Rate $2515
- 2011 Lincoln MKZ Base Female Teenager Insurance Rate $2651
Mission Viejo Men & Women Car Insurance
221343 Mission Viejo Adults (100% of total population), 49% Men & 51% Women.
| Mission Viejo | Aliso Viejo | Laguna Hills | Ladera Ranch | California | |
| All Women | $1190 | +$12 | +$83 | +$1205 | +$574 |
| Married Women | $1153 | +$12 | +$81 | +$1168 | +$556 |
| All Men | $1558 | +$16 | +$109 | +$1578 | +$752 |
| Married Men | $1484 | +$16 | +$104 | +$1504 | +$716 |
The typical insurance rate of $1558 that Mission Viejo Men pay varies from Aliso Viejo (+$16), Laguna Hills (+$109), Ladera Ranch (+$1578) and California (+$752). In Mission Viejo, married men pay $331 more than married women.
Example
- 2012 GMC Sierra C1500 Sle Married Men Insurance Rate $1409
- 2010 Audi A4 Premium Plus Married Women Insurance Rate $1704
Mission Viejo Senior Car Insurance
33940 Mission Viejo Seniors (15% of total population), 44% Senior Men & 56% Senior Women.
| Mission Viejo | Laguna Woods | Temescal Valley | Dana Point | California | |
| All Seniors | $1300 | +$1381 | +$883 | +$1244 | +$628 |
| Senior Men | $1276 | +$1355 | +$866 | +$1220 | +$615 |
| Senior Women | $1325 | +$1407 | +$899 | +$1267 | +$639 |
Mission Viejo seniors pay $1300 in insurance compared to Laguna Woods (+$1381), Temescal Valley (+$883), Dana Point (+$1244) and California (+$628). In Mission Viejo, senior men pay $49 less than senior women.
Mission Viejo Car Insurance Discounts for Multiple Vehicles
Mission Viejo Population with 1 Vehicle 17238 (23% of Mission Viejo population), 2 Vehicles 36275 (48% of the Mission Viejo population) and 3 vehicles 13838 (18% of the population)
| Mission Viejo | San Clemente | Las Flores | Elsinore Valley | California | |
| 2 Vehicles | $2332 | +$32 | +$2399 | +$2228 | +$1125 |
| 3 Vehicles | $3559 | +$49 | +$3662 | +$3401 | +$1717 |
| 4 Vehicles | $4786 | +$66 | +$4925 | +$4574 | +$2309 |
Mission Viejo Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honda, Accord LX | $300 | $1220 | $1520 | $1170 | $1470 | $50 |
| GMC, Sierra 2500HD SLT | $700 | $1260 | $1760 | $1180 | $1880 | $-120 |
| Lexus, LS 460 | $200 | $1280 | $1480 | $1190 | $1390 | $90 |
| Chevrolet, Camaro SS | $100 | $1240 | $1340 | $1160 | $1260 | $80 |
| Chrysler, Town & Country Touring | $1500 | $1260 | $1760 | $1180 | $2680 | $-920 |