Mission Viejo, CA Auto Insurance Rates

Mission Viejo, CA residents can save $490 by comparing multiple quotes & reading reviews & research on Mission Viejo car insurance rates, quotes, agents & coverage.

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$847 $1227 $1847

Latest Auto Insurance Reviews in Mission Viejo, California

My experience with my car insurance customer service has been below average. I have called a few times and have gotten different answers from different people.
With our current policy, we needed full coverage on one vehicle and only PIP for another. They made it easy to combine these needs into one policy that best suits our needs.
State Farm
I am not sure of any special features. I just know that they hire a lot nicer people than Gieco and other insurance providers.
Much cheaper rate than others, I got state minimun so I can't say much other than how much cheaper they are. At least 20 percent cheape than other companies I researched.
Being with them as long as I have, I cannot find anyone with lower rates. People are generally amazed at how much we pay for two cars and two drivers. It's under $200 per month.
The deductible is the same as my last company basically but the premium is a little bit lower. I also bundled to save more money.
State Farm
I cannot drive, I do not drive, I do not have car insurance nor have I ever. I would likely choose a familiar brand if I did so but I do not. Medically, I cannot get behind the wheel safely.
I don't know what they offer that is any different than other companies. There prices were just lower.
I don't know what they offer that is any different than other companies. There prices were just lower.
Geico has great accessibility through their website, over the phone and mobile app. Their employees are nothing but respectful and considerate, always looking to help in any way possible.
Geico used to be a really good company. They used to care about their customers. Now, they have turned into greedy jerks like everyone else. They still undersell everyone, but they keep charging you extra for things, like if you move, that's $50 for changing your address, and if you change your payment date, that's $25. What is up with that? I'm not rich, I can't afford that.
Horace Mann
The only thing that bothered me was the fact that my husband recently had a fender bender in a parking lot. We had good drive credit for decades. One fender bender and they dropped the Good Driver coverage and raised our premium. Other than that, I am completely satisfied.
Horace Mann
My car insurance policy is bundled with my home insurance and my other vehicles; I have never had any issues and I think my insurance rate is fair.
Mapfre Insurance
I like that since it is a small company it's easy to get a hold of my agent. I have never had to wait more than a couple minutes to speak to a helpful agent and they make sure to fill me in on the process and steps for a claim.
i am satisfied with my company insurance and i will recommended to my friends.it is cheap but the company is loyal to you
State Farm
They have a very good response time, they are for the most part friendly and they work with me when I need them too. They have an easy claims process and paying my bill is very east as well
Write Your Review | Mission Viejo, California Auto Insurance Analysis
Farmers Auto Insurance, Mission Viejo, CA
$105/1 month
Car Insurance Policy Holder
  • Married 28 Years old Male licensed 8 years ago with Leased Chevrolet Cruze LTZ used for Business with estimated annual mileage of 15,001 - 20,000.
  • PhD & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & >3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Mission Viejo Car Insurance Rate Comparisons

Mission Viejo, CA's average car insurance of $1227 differs from Elsinore Valley, CA (+$1173), Aliso Viejo, CA (+$13), San Clemente, CA (+$17) and California (+$592)

Mission Viejo Elsinore Valley, CA Aliso Viejo, CA San Clemente, CA California
Median Insurance Rates $1227 +$1173 +$13 +$17 +$592

Mission Viejo Car Insurance Savings By Neighborhood & Street Area

Mission Viejo Driver Street Residence & Car Locations Car Details in Mission Viejo Mission Viejo Driver Demographics Mission Viejo Auto Insurance Estimates Recent Mission Viejo Insurance Savings
Rancho Trabuco
Rose2005 Buick Rendezvous CX32 year married woman$1161$711
White Fir Ln2006 Chrysler 300 Touring16 year teenager$2653$343
Trabuco Canyon
Pso Brezo2009 Ford Fusion V6 SEL35 year married man$1356$467
Cll de Los Grabados2010 Mazda Mazda3 s Sport16 year female teenager$2543$697
Aspen Way2012 Honda Civic LX40 year woman$1035$332
Kimberly Ln2011 Kia Sorento LX18 year male teenager$2363$958
Coto De Caza
Gingham St2011 Hyundai Sonata GLS76 year female senior$1298$753
White Sands2009 Acura TSX Base76 year male senior$1248$501
Robinson Ranch
Coppercrest Dr2010 Toyota Prius V84 year senior$1158$839
Birdhollow Dr2013 Dodge Journey SXT22 year man$1642$319

Mission Viejo Post DUI Car Insurance Rates

Mission Viejo San Clemente Ladera Ranch Silverado California
Median Post DUI Insurance Rate $2282 +$31 +$2312 +$2219 +$1101
Male Teenager Post DUI Insurance Rate $4973 +$69 +$5041 +$4838 +$2401
Female Teenager Post DUI Insurance Rate $4951 +$69 +$5016 +$4815 +$2390

The Post DUI insurance in Mission Viejo, CA's is $2282 compared to San Clemente (+$31), Ladera Ranch (+$2312), Silverado (+$2219) and California (+$1101)

In Mission Viejo, a male teenager with Post DUI pays $22 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Mission Viejo, CA would pay $4543 on auto insurance while a female teenager POST DUI would pay $4523.

Mission Viejo Car Insurance by Segment

Mission Viejo Teenagers Car Insurance Rates Comparison

16240 Mission Viejo Teenagers (7% of total population), 50% Male & 50% Female.

Mission Viejo Coto de Caza Laguna Woods Laguna Niguel California
All Teenagers $2674 +$2470 +$2841 +$118 +$1291
Male Teenager $2674 +$2470 +$2841 +$118 +$1291
Female Teenager $2662 +$2459 +$2828 +$117 +$1285

Mission Viejo teenagers pay $2674 in insurance in contrast with Coto de Caza (+$2470), Laguna Woods (+$2841), Laguna Niguel (+$118) and California (+$1291). The difference between Male & Female teenagers in Mission Viejo is $12


  • 2002 Chevrolet Silverado 2500HD LS Male Teenager Insurance Rate $2515
  • 2011 Lincoln MKZ Base Female Teenager Insurance Rate $2651

Mission Viejo Men & Women Car Insurance

221343 Mission Viejo Adults (100% of total population), 49% Men & 51% Women.

Mission Viejo Aliso Viejo Laguna Hills Ladera Ranch California
All Women $1190 +$12 +$83 +$1205 +$574
Married Women $1153 +$12 +$81 +$1168 +$556
All Men $1558 +$16 +$109 +$1578 +$752
Married Men $1484 +$16 +$104 +$1504 +$716

The typical insurance rate of $1558 that Mission Viejo Men pay varies from Aliso Viejo (+$16), Laguna Hills (+$109), Ladera Ranch (+$1578) and California (+$752). In Mission Viejo, married men pay $331 more than married women.


  • 2012 GMC Sierra C1500 Sle Married Men Insurance Rate $1409
  • 2010 Audi A4 Premium Plus Married Women Insurance Rate $1704

Mission Viejo Senior Car Insurance

33940 Mission Viejo Seniors (15% of total population), 44% Senior Men & 56% Senior Women.

Mission Viejo Laguna Woods Temescal Valley Dana Point California
All Seniors $1300 +$1381 +$883 +$1244 +$628
Senior Men $1276 +$1355 +$866 +$1220 +$615
Senior Women $1325 +$1407 +$899 +$1267 +$639

Mission Viejo seniors pay $1300 in insurance compared to Laguna Woods (+$1381), Temescal Valley (+$883), Dana Point (+$1244) and California (+$628). In Mission Viejo, senior men pay $49 less than senior women.

Mission Viejo Car Insurance Discounts for Multiple Vehicles

Mission Viejo Population with 1 Vehicle 17238 (23% of Mission Viejo population), 2 Vehicles 36275 (48% of the Mission Viejo population) and 3 vehicles 13838 (18% of the population)

Mission Viejo San Clemente Las Flores Elsinore Valley California
2 Vehicles $2332 +$32 +$2399 +$2228 +$1125
3 Vehicles $3559 +$49 +$3662 +$3401 +$1717
4 Vehicles $4786 +$66 +$4925 +$4574 +$2309

Mission Viejo Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Honda, Accord LX $300 $1220 $1520 $1170 $1470 $50
GMC, Sierra 2500HD SLT $700 $1260 $1760 $1180 $1880 $-120
Lexus, LS 460 $200 $1280 $1480 $1190 $1390 $90
Chevrolet, Camaro SS $100 $1240 $1340 $1160 $1260 $80
Chrysler, Town & Country Touring $1500 $1260 $1760 $1180 $2680 $-920