Missoula, MT Auto Insurance Rates
Missoula, MT residents can save $640 by comparing multiple quotes & reading reviews & research on Missoula car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $997 | $1605 | $2567 |
Latest Auto Insurance Reviews in Missoula, Montana
State Farm
They are amazing. When my car was stolen they were so nice to me and made me feel better during this terrible time. They also quickly got me back up and running.
They are amazing. When my car was stolen they were so nice to me and made me feel better during this terrible time. They also quickly got me back up and running.
Farmer's Insurance
Farmer's Insurance has been a good company to work with. They keep an eye on price and have a focus on customer service that is reassuring.
Farmer's Insurance has been a good company to work with. They keep an eye on price and have a focus on customer service that is reassuring.
Farmer's Insurance
The policy offerings for Farmers are on par with other companies. You can select coverage that pertains to your individual situation and they have ways to accomodate that.
The policy offerings for Farmers are on par with other companies. You can select coverage that pertains to your individual situation and they have ways to accomodate that.
Nationwide
This company has great service, and really good coverage. I'll probably stay with this company for life after some of my experiences with them for the claims process over the years.
This company has great service, and really good coverage. I'll probably stay with this company for life after some of my experiences with them for the claims process over the years.
Nationwide
This company has great service, and really good coverage. I'll probably stay with this company for life after some of my experiences with them for the claims process over the years.
This company has great service, and really good coverage. I'll probably stay with this company for life after some of my experiences with them for the claims process over the years.
Farm Bureau
I love everything about this company. Agents are willing to come to your home if you can't make it into the office for any reason. They always greet you with a smile and if the person you're dealing with can't answer a question, they will find you a person that can.
I love everything about this company. Agents are willing to come to your home if you can't make it into the office for any reason. They always greet you with a smile and if the person you're dealing with can't answer a question, they will find you a person that can.
Allstate
I think compared to a lot of other companies all state comes in pretty cheap, they saved me at least three hundred dollars if not more
I think compared to a lot of other companies all state comes in pretty cheap, they saved me at least three hundred dollars if not more
American National Property And Casualty Company
The company gives me many ways to communicate with them, specifically phone, email, online chat, and chatting directly throuigh an app. I really like the convenience this provides me, particularly if I am having an issue or specific question that I need answered.
The company gives me many ways to communicate with them, specifically phone, email, online chat, and chatting directly throuigh an app. I really like the convenience this provides me, particularly if I am having an issue or specific question that I need answered.
Farmer's Insurance
They don't really have many physical offices but can be reached via a number of communication methods 24 hours a day, 365 days a year
They don't really have many physical offices but can be reached via a number of communication methods 24 hours a day, 365 days a year
Progressive
There are no major differentials, I feel as if I get better service.
There are no major differentials, I feel as if I get better service.
Farmers Auto Insurance, Missoula, MT
$111/1 month
Car Insurance Policy Holder
- Single 36 Years old Male licensed 13 years ago with Own Chevrolet Silverado 1500 Work Truck used for Business with estimated annual mileage of 15,001 - 20,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Progressive Insurance, Missoula, MT
$81/1 month
Car Insurance Policy Holder
- Married 78 Years old Male licensed 52 years ago with Own Toyota Corolla LE used for Business with estimated annual mileage of 15,001 - 20,000.
- less than high school education & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Missoula, MT
$128/1 month
Car Insurance Policy Holder
- Single 21 Years old Male licensed 4 years ago with Own Lexus, IS 250, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20001.
- Less than High School & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 3 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Missoula, MT
$759/12 months
Car Insurance Policy Holder
- Married 28 Years old Female licensed 13 years ago with Own Honda, Accord EX, 4 Door Sedan 3.5L used for Business with estimated annual mileage of 15,001 - 20,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Nationwide Insurance, Missoula, MT
$944/12 months
Car Insurance Policy Holder
- Single 25 Years old Male licensed 10 years ago with Own Chevrolet, Equinox 1LT, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
- Bachelors & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 100 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Progressive Insurance, Missoula, MT
$1315/12 months
Car Insurance Policy Holder
- Single 20 Years old Female licensed 3 years ago with Own Infiniti, G37 X, 2 Door Coupe AWD used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
- Bachelors & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Nationwide Insurance, Missoula, MT
$635/12 months
Car Insurance Policy Holder
- Divorced 43 Years old Male licensed 17 years ago with Own BMW, 135i, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
- Vocational & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Missoula, MT
$1349/12 months
Car Insurance Policy Holder
- Married 29 Years old Male licensed 7 years ago with Own Ford, Edge Limited, 4 Door 4WD Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- PhD & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Liberty Mutual, Missoula, MT
$1279/12 months
Car Insurance Policy Holder
- Divorced 49 Years old Male licensed 7 years ago with Financed Honda, Insight EX, 5 Door Hatchback used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
- Associate, pursuing Bachelors Degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Missoula Car Insurance Rate Comparisons
Missoula, MT's average car insurance of $1605 differs from Frenchtown, MT (-$45), Frenchtown, MT-Wye (-$325), Bonner-West Riverside, MT (+$875) and Montana (+$289)
| Missoula | Frenchtown, MT | Frenchtown-Wye | Bonner-West Riverside, MT | Montana | |
| Median Insurance Rates | $1605 | -$45 | -$325 | +$875 | +$289 |
Missoula Car Insurance Savings By Neighborhood & Street Area
| Missoula Driver Street Residence & Car Locations | Car Details in Missoula | Missoula Driver Demographics | Missoula Auto Insurance Estimates | Recent Missoula Insurance Savings |
|---|---|---|---|---|
| Mount Jumbo Trailer Court | ||||
| E Mansion Heights Dr | 2003 Cadillac Deville DHS | 27 year woman | $1789 | $374 |
| Alliance Way | 2007 Buick Rendezvous CX | 19 year male teenager | $3552 | $942 |
| Miller | ||||
| Zaugg Dr | 2006 Ford Fusion SEL | 79 year female senior | $1202 | $441 |
| Hellgate Dr | 2006 Audi A4 2.0T quattro | 61 year senior | $1735 | $386 |
| Mobile City Trailer Park | ||||
| S 8th St | 2006 Acura TSX Base | 47 year married woman | $1394 | $922 |
| Small Ln W | 2006 Chevrolet Silverado 2500HD LT3 | 19 year female teenager | $3890 | $326 |
| Hollywood Trailer Court | ||||
| Raymond Ave | 2010 Mazda MAZDASPEED3 Sport | 54 year man | $1929 | $326 |
| Greenough Ct | 2007 Jeep Grand Cherokee Limited | 18 year teenager | $3144 | $905 |
| Blue Mountain Trailer Park | ||||
| Briggs St | 2007 Chrysler 300 C | 80 year male senior | $1642 | $323 |
| Saint Francis Dr | 2013 Honda Civic LX | 48 year married man | $1747 | $584 |
Missoula Post DUI Car Insurance Rates
| Missoula | Frenchtown | Carlton | Florence | Montana | |
| Median Post DUI Insurance Rate | $2985 | -$84 | +$1739 | -$474 | +$537 |
| Male Teenager Post DUI Insurance Rate | $7194 | -$203 | +$4191 | -$1144 | +$1295 |
| Female Teenager Post DUI Insurance Rate | $7730 | -$216 | +$4505 | -$1228 | +$1393 |
The Post DUI insurance in Missoula, MT's is $2985 compared to Frenchtown (-$84), Carlton (+$1739), Florence (-$474) and Montana (+$537)
In Missoula, a male teenager with Post DUI pays $536 less than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion SEL in Missoula, MT would pay $6911 on auto insurance while a female teenager POST DUI would pay $7426.
Missoula Car Insurance by Segment
Missoula Teenagers Car Insurance Rates Comparison
5961 Missoula Teenagers (7% of total population), 53% Male & 47% Female.
| Missoula | Frenchtown-Wye | Turah | Clinton | Montana | |
| All Teenagers | $4044 | -$819 | +$2205 | +$391 | +$728 |
| Male Teenager | $3868 | -$784 | +$2108 | +$373 | +$696 |
| Female Teenager | $4156 | -$841 | +$2267 | +$402 | +$749 |
Missoula teenagers pay $4044 in insurance in contrast with Frenchtown-Wye (-$819), Turah (+$2205), Clinton (+$391) and Montana (+$728). The difference between Male & Female teenagers in Missoula is $288
Example
- 2012 Lincoln MKZ Base Male Teenager Insurance Rate $4157
- 2014 Hyundai Sonata GLS Female Teenager Insurance Rate $3910
Missoula Men & Women Car Insurance
83430 Missoula Adults (100% of total population), 50% Men & 50% Women.
| Missoula | Wye | East Missoula | Clinton | Montana | |
| All Women | $1492 | +$293 | +$237 | +$144 | +$269 |
| Married Women | $1348 | +$264 | +$214 | +$130 | +$242 |
| All Men | $2182 | +$429 | +$347 | +$211 | +$393 |
| Married Men | $1958 | +$384 | +$311 | +$189 | +$352 |
The typical insurance rate of $2182 that Missoula Men pay varies from Wye (+$429), East Missoula (+$347), Clinton (+$211) and Montana (+$393). In Missoula, married men pay $610 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1925
- 2013 Nissan Rogue S Married Women Insurance Rate $1937
Missoula Senior Car Insurance
13232 Missoula Seniors (15% of total population), 44% Senior Men & 56% Senior Women.
| Missoula | Carlton | Frenchtown | Seeley Lake-Blackfoot Valley | Montana | |
| All Seniors | $1460 | +$851 | -$41 | -$296 | +$263 |
| Senior Men | $1765 | +$1029 | -$49 | -$357 | +$318 |
| Senior Women | $1251 | +$730 | -$35 | -$253 | +$226 |
Missoula seniors pay $1460 in insurance compared to Carlton (+$851), Frenchtown (-$41), Seeley Lake-Blackfoot Valley (-$296) and Montana (+$263). In Missoula, senior men pay $514 more than senior women.
Missoula Car Insurance Discounts for Multiple Vehicles
Missoula Population with 1 Vehicle 12387 (35% of Missoula population), 2 Vehicles 13879 (39% of the Missoula population) and 3 vehicles 4635 (13% of the population)
| Missoula | Seeley Lake-Blackfoot Valley | East Missoula | Evaro | Montana | |
| 2 Vehicles | $3050 | -$618 | +$484 | -$561 | +$549 |
| 3 Vehicles | $4655 | -$943 | +$739 | -$856 | +$838 |
| 4 Vehicles | $6260 | -$1268 | +$994 | -$1151 | +$1127 |
Car Insurance Agents in Missoula, MT
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 1200 S Reserve St Ste B, Missoula, MT 59801 |
| 2 | Affordable Insurance | 1830 South Ave W, Missoula, MT 59801 |
| 3 | Big Sky Insurance | 3011 American Way, Missoula, MT 59808 |
| 4 | Bob King | 105 SW Higgins Ave, Missoula, MT 59803 |
| 5 | Chris Hale | 144 W Front St, Missoula, MT 59802 |
| 6 | Daniel Blowers | 1705 S Reserve St, Missoula, MT 59801 |
| 7 | Daniel G Paul | 1228 W Broadway St, Missoula, MT 59802 |
| 8 | Darby South | 1720 Brooks St, Missoula, MT 59801 |
| 9 | Dave Mostek | 3709 Brooks St, Missoula, MT 59801 |
| 10 | David Clarke | 4404 Expressway Ste 103, Missoula, MT 59808 |
Missoula Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Toyota, Prius c | $700 | $1580 | $2080 | $1490 | $2190 | $-110 |
| Hyundai, Elantra Limited | $1500 | $1610 | $2110 | $1520 | $3020 | $-910 |
| Porsche, 911 Turbo S | $1000 | $2240 | $2740 | $2070 | $3070 | $-330 |
| Infiniti, QX56 | $200 | $1740 | $1940 | $1620 | $1820 | $120 |
| Audi, A8 L Quattro | $500 | $1660 | $2160 | $1550 | $2050 | $110 |