Modesto, CA Auto Insurance Rates

Modesto, CA residents can save $610 by comparing multiple quotes & reading reviews & research on Modesto car insurance rates, quotes, agents & coverage.

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$932 $1532 $2583

Latest Auto Insurance Reviews in Modesto, California

Geico has been great.They have a really nice app for Iphone, roadside assistance, and recently, a rock hit my windshield and I easily filed a claim and got my windshield replaced.
State Farm
I had a wreck a year ago and my car insurance company was great and made everything so simple and the turn around was fast!
State Farm
State farm has been good to us for 20 years. Also kind and understanding.
State Farm
I have never found another deal significantly better or worth changing. I have an old car and don't carry collision or comprehensive so my premium is pretty low and hard to beat.
The deductible is the same as any other insurance company, and the premium is much lower. I haven't been able to find a lower rate, and I like to shop around to make sure I'm getting the best deal.
Safeco Insurance
I have not had any major issues with my car insurance company and its services. I would like for my rates to be lower. I have not had the need to file any claims, so I have limited experience with how they process benefits.
State Farm
I am fairly satisfied with my premium and deductible. I know there are other companies out there that offer slightly lower rates, but it's worth the peace of mind to me knowing I'm in good hands.
I have recommended Kemper Insurance to everyone I know. My whole family uses them and we are always happy with our coverage and service
Farmer's Insurance
I think the offerings line up with the insurance companies in our area. The only difference between the two might be the household rating system.
State Farm
The deductible andpremium is the best price for the best company around. I get a great company with a great lower premium and deductible.
State Farm
The deductible andpremium is the best price for the best company around. I get a great company with a great lower premium and deductible.
I am satisfied with my auto insurance. They have good coverage, mobile app and great customer service. I have had a claim with them and there were no issues getting it processed or paid for.
i love the fact that they are friendly and courteous. They are willing to answer any questions we have. The times that I have needed to file a claim, they have been quick and efficient.
Alfa Insurance
I like that everything is online. I have all the coverage I need and it is easy to make changes.
The only reason I use them over anyone else is because of the price.
My auto insurance offers the same things as other insurance policies do except they are cheaper, you have more control over what your policy is and there are more options available to better customize it to suit individual needs.
Much cheaper than my initial provider, saved at least half of the premium. Previous provider also failed to even look for discounts.
I have never been liable for a large bill. I also love that they are always reachable.Discounts for group affiliations, roadside assistance
State Farm
My company provides roadside emergency services, 24 hour tow within 10 miles, plus the usual collision, injury and liability details.
They are friendly and helpful. They are honest. They have been affordable for most of the time I've used them.
Write Your Review | Modesto, California Auto Insurance Analysis
Liberty Mutual, Modesto, CA
$102/1 month
Car Insurance Policy Holder
  • Divorced 79 Years old Female licensed 55 years ago with Own Honda Pilot Touring used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Associate & Retired.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Modesto Car Insurance Rate Comparisons

Modesto, CA's average car insurance of $1532 differs from Riverdale Park, CA (+$488), Keyes, CA (+$828), Westport, CA (+$108) and California (+$287)

Modesto Riverdale Park, CA Keyes, CA Westport, CA California
Median Insurance Rates $1532 +$488 +$828 +$108 +$287

Modesto Car Insurance Savings By Neighborhood & Street Area

Modesto Driver Street Residence & Car Locations Car Details in Modesto Modesto Driver Demographics Modesto Auto Insurance Estimates Recent Modesto Insurance Savings
Park Sierra Mobile Home Park
Lloyd Ct2005 Buick Rendezvous CXL68 year male senior$1602$592
Canter Dr2006 Chrysler 300 C42 year married man$1829$953
Pequeno Ave2007 Ford Fusion V6 SEL16 year female teenager$3029$745
Cuesta Ave2001 Chevrolet Silverado 2500HD LT16 year male teenager$3137$939
Ebbett Way2010 Nissan Rogue SL18 year teenager$3178$373
Cameron Ct2011 Hyundai Sonata GLS24 year woman$1452$423
Irvin Ave2010 Mazda Mazda3 s Sport62 year female senior$1585$910
Anita Ct2009 Acura TSX Base81 year senior$1584$771
Esmar (historical)
Joseph Rd2013 Honda Civic U.S. LX46 year man$1692$573
Cora Way2010 Lincoln MKZ Base40 year married woman$1434$521

Modesto Post DUI Car Insurance Rates

Modesto Riverbank Stanislaus County Salida California
Median Post DUI Insurance Rate $2849 -$160 +$1819 +$1782 +$534
Male Teenager Post DUI Insurance Rate $6210 -$348 +$3966 +$3886 +$1164
Female Teenager Post DUI Insurance Rate $6182 -$348 +$3947 +$3867 +$1159

The Post DUI insurance in Modesto, CA's is $2849 compared to Riverbank (-$160), Stanislaus County (+$1819), Salida (+$1782) and California (+$534)

In Modesto, a male teenager with Post DUI pays $28 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion V6 SEL in Modesto, CA would pay $5659 on auto insurance while a female teenager POST DUI would pay $5633.

Modesto Car Insurance by Segment

Modesto Teenagers Car Insurance Rates Comparison

24968 Modesto Teenagers (7% of total population), 52% Male & 48% Female.

Modesto Airport Salida Stanislaus County California
All Teenagers $3339 +$2176 +$2089 +$2132 +$626
Male Teenager $3339 +$2176 +$2089 +$2132 +$626
Female Teenager $3324 +$2166 +$2079 +$2122 +$623

Modesto teenagers pay $3339 in insurance in contrast with Airport (+$2176), Salida (+$2089), Stanislaus County (+$2132) and California (+$626). The difference between Male & Female teenagers in Modesto is $15


  • 2010 Toyota Prius V Male Teenager Insurance Rate $2962
  • 2012 Dodge Journey Crew Female Teenager Insurance Rate $3508

Modesto Men & Women Car Insurance

313050 Modesto Adults (100% of total population), 49% Men & 51% Women.

Modesto Bystrom Cowan Airport California
All Women $1486 +$880 +$900 +$968 +$278
Married Women $1440 +$853 +$872 +$938 +$269
All Men $1945 +$1153 +$1179 +$1268 +$365
Married Men $1853 +$1099 +$1123 +$1208 +$347

The typical insurance rate of $1945 that Modesto Men pay varies from Bystrom (+$1153), Cowan (+$1179), Airport (+$1268) and California (+$365). In Modesto, married men pay $413 more than married women.


  • 2011 Cadillac DTS Platinum Collection Married Men Insurance Rate $1634
  • 2013 Volkswagen Beetle TDI Married Women Insurance Rate $1767

Modesto Senior Car Insurance

46924 Modesto Seniors (14% of total population), 44% Senior Men & 56% Senior Women.

Modesto Shackelford Westport Turlock California
All Seniors $1623 +$995 +$115 -$110 +$305
Senior Men $1593 +$975 +$112 -$108 +$298
Senior Women $1654 +$1013 +$117 -$112 +$310

Modesto seniors pay $1623 in insurance compared to Shackelford (+$995), Westport (+$115), Turlock (-$110) and California (+$305). In Modesto, senior men pay $61 less than senior women.

Modesto Car Insurance Discounts for Multiple Vehicles

Modesto Population with 1 Vehicle 31739 (32% of Modesto population), 2 Vehicles 37928 (38% of the Modesto population) and 3 vehicles 15827 (16% of the population)

Modesto West Modesto Turlock Monterey Park Tract California
2 Vehicles $2911 +$1687 -$197 +$1687 +$546
3 Vehicles $4443 +$2575 -$301 +$2575 +$833
4 Vehicles $5975 +$3463 -$405 +$3463 +$1120

Car Insurance Agents in Modesto, CA

Rank Agent Name Agent Contact
1 Crivelli Insurance and Financial Services Inc. 605 Standiford Ave. Ste. L, Modesto, CA 95350-5340

Modesto Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Edge Sport $700 $1540 $2040 $1420 $2120 $-80
Volkswagen, CC Sport $300 $1690 $1990 $1590 $1890 $100
Cadillac, CTS Premium $400 $1670 $2070 $1570 $1970 $100
GMC, Sierra 2500HD Work Truck $100 $1540 $1640 $1450 $1550 $90
Chrysler, 300 S $500 $1600 $2100 $1480 $1980 $120