Modesto, CA Auto Insurance Rates
Modesto, CA residents can save $610 by comparing multiple quotes & reading reviews & research on Modesto car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $932 | $1532 | $2583 |
Latest Auto Insurance Reviews in Modesto, California
Geico
Geico has been great.They have a really nice app for Iphone, roadside assistance, and recently, a rock hit my windshield and I easily filed a claim and got my windshield replaced.
Geico has been great.They have a really nice app for Iphone, roadside assistance, and recently, a rock hit my windshield and I easily filed a claim and got my windshield replaced.
State Farm
I had a wreck a year ago and my car insurance company was great and made everything so simple and the turn around was fast!
I had a wreck a year ago and my car insurance company was great and made everything so simple and the turn around was fast!
State Farm
State farm has been good to us for 20 years. Also kind and understanding.
State farm has been good to us for 20 years. Also kind and understanding.
State Farm
I have never found another deal significantly better or worth changing. I have an old car and don't carry collision or comprehensive so my premium is pretty low and hard to beat.
I have never found another deal significantly better or worth changing. I have an old car and don't carry collision or comprehensive so my premium is pretty low and hard to beat.
Progressive
The deductible is the same as any other insurance company, and the premium is much lower. I haven't been able to find a lower rate, and I like to shop around to make sure I'm getting the best deal.
The deductible is the same as any other insurance company, and the premium is much lower. I haven't been able to find a lower rate, and I like to shop around to make sure I'm getting the best deal.
Safeco Insurance
I have not had any major issues with my car insurance company and its services. I would like for my rates to be lower. I have not had the need to file any claims, so I have limited experience with how they process benefits.
I have not had any major issues with my car insurance company and its services. I would like for my rates to be lower. I have not had the need to file any claims, so I have limited experience with how they process benefits.
State Farm
I am fairly satisfied with my premium and deductible. I know there are other companies out there that offer slightly lower rates, but it's worth the peace of mind to me knowing I'm in good hands.
I am fairly satisfied with my premium and deductible. I know there are other companies out there that offer slightly lower rates, but it's worth the peace of mind to me knowing I'm in good hands.
Kemper
I have recommended Kemper Insurance to everyone I know. My whole family uses them and we are always happy with our coverage and service
I have recommended Kemper Insurance to everyone I know. My whole family uses them and we are always happy with our coverage and service
Farmer's Insurance
I think the offerings line up with the insurance companies in our area. The only difference between the two might be the household rating system.
I think the offerings line up with the insurance companies in our area. The only difference between the two might be the household rating system.
State Farm
The deductible andpremium is the best price for the best company around. I get a great company with a great lower premium and deductible.
The deductible andpremium is the best price for the best company around. I get a great company with a great lower premium and deductible.
State Farm
The deductible andpremium is the best price for the best company around. I get a great company with a great lower premium and deductible.
The deductible andpremium is the best price for the best company around. I get a great company with a great lower premium and deductible.
Geico
I am satisfied with my auto insurance. They have good coverage, mobile app and great customer service. I have had a claim with them and there were no issues getting it processed or paid for.
I am satisfied with my auto insurance. They have good coverage, mobile app and great customer service. I have had a claim with them and there were no issues getting it processed or paid for.
Geico
i love the fact that they are friendly and courteous. They are willing to answer any questions we have. The times that I have needed to file a claim, they have been quick and efficient.
i love the fact that they are friendly and courteous. They are willing to answer any questions we have. The times that I have needed to file a claim, they have been quick and efficient.
Alfa Insurance
I like that everything is online. I have all the coverage I need and it is easy to make changes.
I like that everything is online. I have all the coverage I need and it is easy to make changes.
Geico
The only reason I use them over anyone else is because of the price.
The only reason I use them over anyone else is because of the price.
Esurance
My auto insurance offers the same things as other insurance policies do except they are cheaper, you have more control over what your policy is and there are more options available to better customize it to suit individual needs.
My auto insurance offers the same things as other insurance policies do except they are cheaper, you have more control over what your policy is and there are more options available to better customize it to suit individual needs.
Travelers
Much cheaper than my initial provider, saved at least half of the premium. Previous provider also failed to even look for discounts.
Much cheaper than my initial provider, saved at least half of the premium. Previous provider also failed to even look for discounts.
Geico
I have never been liable for a large bill. I also love that they are always reachable.Discounts for group affiliations, roadside assistance
I have never been liable for a large bill. I also love that they are always reachable.Discounts for group affiliations, roadside assistance
State Farm
My company provides roadside emergency services, 24 hour tow within 10 miles, plus the usual collision, injury and liability details.
My company provides roadside emergency services, 24 hour tow within 10 miles, plus the usual collision, injury and liability details.
Geico
They are friendly and helpful. They are honest. They have been affordable for most of the time I've used them.
They are friendly and helpful. They are honest. They have been affordable for most of the time I've used them.
Liberty Mutual, Modesto, CA
$102/1 month
Car Insurance Policy Holder
- Divorced 79 Years old Female licensed 55 years ago with Own Honda Pilot Touring used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Associate & Retired.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Modesto Car Insurance Rate Comparisons
Modesto, CA's average car insurance of $1532 differs from Riverdale Park, CA (+$488), Keyes, CA (+$828), Westport, CA (+$108) and California (+$287)
| Modesto | Riverdale Park, CA | Keyes, CA | Westport, CA | California | |
| Median Insurance Rates | $1532 | +$488 | +$828 | +$108 | +$287 |
Modesto Car Insurance Savings By Neighborhood & Street Area
| Modesto Driver Street Residence & Car Locations | Car Details in Modesto | Modesto Driver Demographics | Modesto Auto Insurance Estimates | Recent Modesto Insurance Savings |
|---|---|---|---|---|
| Park Sierra Mobile Home Park | ||||
| Lloyd Ct | 2005 Buick Rendezvous CXL | 68 year male senior | $1602 | $592 |
| Canter Dr | 2006 Chrysler 300 C | 42 year married man | $1829 | $953 |
| Aurora | ||||
| Pequeno Ave | 2007 Ford Fusion V6 SEL | 16 year female teenager | $3029 | $745 |
| Cuesta Ave | 2001 Chevrolet Silverado 2500HD LT | 16 year male teenager | $3137 | $939 |
| Claus | ||||
| Ebbett Way | 2010 Nissan Rogue SL | 18 year teenager | $3178 | $373 |
| Cameron Ct | 2011 Hyundai Sonata GLS | 24 year woman | $1452 | $423 |
| Standiford | ||||
| Irvin Ave | 2010 Mazda Mazda3 s Sport | 62 year female senior | $1585 | $910 |
| Anita Ct | 2009 Acura TSX Base | 81 year senior | $1584 | $771 |
| Esmar (historical) | ||||
| Joseph Rd | 2013 Honda Civic U.S. LX | 46 year man | $1692 | $573 |
| Cora Way | 2010 Lincoln MKZ Base | 40 year married woman | $1434 | $521 |
Modesto Post DUI Car Insurance Rates
| Modesto | Riverbank | Stanislaus County | Salida | California | |
| Median Post DUI Insurance Rate | $2849 | -$160 | +$1819 | +$1782 | +$534 |
| Male Teenager Post DUI Insurance Rate | $6210 | -$348 | +$3966 | +$3886 | +$1164 |
| Female Teenager Post DUI Insurance Rate | $6182 | -$348 | +$3947 | +$3867 | +$1159 |
The Post DUI insurance in Modesto, CA's is $2849 compared to Riverbank (-$160), Stanislaus County (+$1819), Salida (+$1782) and California (+$534)
In Modesto, a male teenager with Post DUI pays $28 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion V6 SEL in Modesto, CA would pay $5659 on auto insurance while a female teenager POST DUI would pay $5633.
Modesto Car Insurance by Segment
Modesto Teenagers Car Insurance Rates Comparison
24968 Modesto Teenagers (7% of total population), 52% Male & 48% Female.
| Modesto | Airport | Salida | Stanislaus County | California | |
| All Teenagers | $3339 | +$2176 | +$2089 | +$2132 | +$626 |
| Male Teenager | $3339 | +$2176 | +$2089 | +$2132 | +$626 |
| Female Teenager | $3324 | +$2166 | +$2079 | +$2122 | +$623 |
Modesto teenagers pay $3339 in insurance in contrast with Airport (+$2176), Salida (+$2089), Stanislaus County (+$2132) and California (+$626). The difference between Male & Female teenagers in Modesto is $15
Example
- 2010 Toyota Prius V Male Teenager Insurance Rate $2962
- 2012 Dodge Journey Crew Female Teenager Insurance Rate $3508
Modesto Men & Women Car Insurance
313050 Modesto Adults (100% of total population), 49% Men & 51% Women.
| Modesto | Bystrom | Cowan | Airport | California | |
| All Women | $1486 | +$880 | +$900 | +$968 | +$278 |
| Married Women | $1440 | +$853 | +$872 | +$938 | +$269 |
| All Men | $1945 | +$1153 | +$1179 | +$1268 | +$365 |
| Married Men | $1853 | +$1099 | +$1123 | +$1208 | +$347 |
The typical insurance rate of $1945 that Modesto Men pay varies from Bystrom (+$1153), Cowan (+$1179), Airport (+$1268) and California (+$365). In Modesto, married men pay $413 more than married women.
Example
- 2011 Cadillac DTS Platinum Collection Married Men Insurance Rate $1634
- 2013 Volkswagen Beetle TDI Married Women Insurance Rate $1767
Modesto Senior Car Insurance
46924 Modesto Seniors (14% of total population), 44% Senior Men & 56% Senior Women.
| Modesto | Shackelford | Westport | Turlock | California | |
| All Seniors | $1623 | +$995 | +$115 | -$110 | +$305 |
| Senior Men | $1593 | +$975 | +$112 | -$108 | +$298 |
| Senior Women | $1654 | +$1013 | +$117 | -$112 | +$310 |
Modesto seniors pay $1623 in insurance compared to Shackelford (+$995), Westport (+$115), Turlock (-$110) and California (+$305). In Modesto, senior men pay $61 less than senior women.
Modesto Car Insurance Discounts for Multiple Vehicles
Modesto Population with 1 Vehicle 31739 (32% of Modesto population), 2 Vehicles 37928 (38% of the Modesto population) and 3 vehicles 15827 (16% of the population)
| Modesto | West Modesto | Turlock | Monterey Park Tract | California | |
| 2 Vehicles | $2911 | +$1687 | -$197 | +$1687 | +$546 |
| 3 Vehicles | $4443 | +$2575 | -$301 | +$2575 | +$833 |
| 4 Vehicles | $5975 | +$3463 | -$405 | +$3463 | +$1120 |
Car Insurance Agents in Modesto, CA
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Crivelli Insurance and Financial Services Inc. | 605 Standiford Ave. Ste. L, Modesto, CA 95350-5340 |
Modesto Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Edge Sport | $700 | $1540 | $2040 | $1420 | $2120 | $-80 |
| Volkswagen, CC Sport | $300 | $1690 | $1990 | $1590 | $1890 | $100 |
| Cadillac, CTS Premium | $400 | $1670 | $2070 | $1570 | $1970 | $100 |
| GMC, Sierra 2500HD Work Truck | $100 | $1540 | $1640 | $1450 | $1550 | $90 |
| Chrysler, 300 S | $500 | $1600 | $2100 | $1480 | $1980 | $120 |