Monroe County Auto Insurance Rates, Quotes, Agents & Reviews in PA

Monroe County, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Monroe County, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Monroe County, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Monroe County, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Monroe County, PA with that of other cities in and around Monroe County.

Monroe County Sierra View Mount Pocono Penn Estates Pocono Emerald Lakes
Average Insurance Rates $1,344 $1,423 $1,426 $1,430 $1,456 $1,426

Monroe County, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Monroe County, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Monroe County $1,027 $867
Pocono $1,500 $1,267
Mount Pocono $1,469 $1,241
Emerald Lakes $1,661 $1,403
Penn Estates $1,654 $1,397
Sierra View $1,826 $1,543
Stroud $2,085 $1,761
Arlington Heights $1,587 $1,341

Monroe County, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Monroe County, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,361
20 Years $1,727
30 Years $1,330
40 Years $1,280
50 Years $1,185
60 Years $1,202
70 Years $1,399

Monroe County, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Monroe County, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,285 $403
3 Vehicles $3,427 $605
4 Vehicles $4,570 $806

Savings on 2 Vehicles bundle:$403

Savings on 3 Vehicles bundle:$605

Savings on 4 Vehicles bundle:$806


Monroe County, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Monroe County, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Monroe County $1,344 $2,116
Pocono $1,456 $2,292
Mount Pocono $1,426 $2,245
Emerald Lakes $1,426 $2,245
Penn Estates $1,430 $2,251
Sierra View $1,423 $2,240
Stroud $1,446 $2,276
Arlington Heights $1,443 $2,271

Monroe County, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,153
Excellent (740-799) $1,316
Good (670-739) $1,400
Average (580-669) $1,827
Poor (300-579) $2,192

Monroe County, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Whitewood Insurance Agency Erie 563 Ann Street, Stroudsburg, 18360 None
Sabatino Insurance Agency Inc Erie 17 SOUTH ROBINSON AVE, PEN ARGYL, 18072 610-863-6033
Engle-Hambright & Davies Inc Travelers 3355 ROUTE 611 STE 3, BARTONSVILLE, 18321 570-619-6600
Aba Insurance Notary & Tax Travelers 204 N MAIN ST, BANGOR, 18013 610-588-6552
Warren Weiss Insurance Agency Inc Erie 2050 Milford Square Pike, Quakertown, 18951 None
Michael T Pizzoferrato Nationwide 1734 A Wood Ave, Easton, 18042-4021 (610) 253-4421
Smale Stover Insurance Inc Erie 400 N Main St Sellersville, Hilltown Township, 18960 None
T J Mchale & Company Inc Travelers 528 N New St, Bethlehem, 18018 None
Johnston & Liberty Insurance Services None 624 W. Broad St, Bethlehem, 18018 None

Monroe County, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,403
Driver's Failure In Showing Documents +$130 $1,474
Driving With An Expired Registration +$138 $1,482
Driving At A Considerably Slow Pace +$292 $1,636
Using A Cellphone While Driving +$308 $1,652
Running A Red Light +$313 $1,657
Speeding +$329 $1,673
Driving A Vehicle Without The Required Permission +$418 $1,762
Driving With An Expired/Suspended License +$906 $2,250

Monroe County, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,290
Active Disabling Device $1,290
Tracking Device $1,263
Passive Disabling Device $1,250