Montgomery, AL Auto Insurance Rates

Montgomery, AL residents can save $580 by comparing multiple quotes & reading reviews & research on Montgomery car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$799 $1442 $2592

Latest Auto Insurance Reviews in Montgomery, Alabama

State Farm
Our premium and deductible are reasonable and a fraction of the cost of state farm. We have excellent coverage and feel well protected with Allstate
I'd recommend them because of the rates and their handling of claims. Solid company
The customer service is extremely average, so far. I have not had a claim so haven't had too much experience. But signing up for the auto insurance was quite easy, and the response was quick.
The Hartford
Hartford Insurance has reasonable rates for seniors and when I was in an accident, the insurance paid for the damage of my car caused by another driver who was cited for the accident.
State Farm
I would recommend State Farm for all of our insurance needs. I receive multi-policy, good driver, and really great customer service by staying with State Farm.
Nationwide's policy can be a bit vague compared to other insurances we've had but they do tend to explain everything once you ask and it really does better pricewise when you compare it.
I like the ease of obtaining insurance, the discount they offer if you pay your policy in full, and the customer service they provide whether you are filing a claim, asking about coverage, or finding the right premium.
Safeco Insurance
I think my rate is lower than what other companies charge. I compared our rate against others and we seem to have a great rate for the amount of coverage we get.
Farmer's Insurance
Optional add include accident forgiveness, small-claim forgiveness and new car replacement. Some of the discounts that it offers include the company???? affinity discounts, which are open to professionals.
American National Property And Casualty Company
They offer the same discounts and services as the others at a discounted price.
State Farm
Nothing in particular comes to mind in terms of disliking the company. I've had very positive experiences with them thus far in comparison to my previous insurance companies.
Esurance has consistently delivered a high quality of customer service. I have accessed the chat box, contacted by email, and called in by phone. Each time my questions are answered promptly, courteously, and I am satisfied with the answers.
Write Your Review | Montgomery, Alabama Auto Insurance Analysis
Geico, Montgomery, AL
$113/1 month
Car Insurance Policy Holder
  • Divorced 33 Years old Male licensed 4 years ago with Financed Nissan Murano LE used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • vocational education & Full Time Job.
  • accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 200 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Montgomery Car Insurance Rate Comparisons

Montgomery, AL's average car insurance of $1442 differs from Pike Road, AL (+$838), Prattville, AL (-$55), Ramer, AL (+$648) and Alabama (+$225)

Montgomery Pike Road, AL Prattville, AL Ramer, AL Alabama
Median Insurance Rates $1442 +$838 -$55 +$648 +$225

Montgomery Car Insurance Savings By Neighborhood & Street Area

Montgomery Driver Street Residence & Car Locations Car Details in Montgomery Montgomery Driver Demographics Montgomery Auto Insurance Estimates Recent Montgomery Insurance Savings
Regency Forest
Lilly Ln2001 Cadillac DeVille DHS19 year female teenager$4545$781
Slash Pine Dr2006 Ford Fusion V6 SEL45 year woman$1221$395
Pocahontas Rd2007 Buick Rendezvous CX72 year male senior$1698$339
Burgwyn Rd2007 Audi A4 2.0T quattro18 year male teenager$4969$966
Carters Hill
Hillabee Rd2008 Acura TSX Base23 year man$2096$578
Farmington Ln2010 Mazda MAZDASPEED3 Sport67 year senior$1585$464
Hoxton Ct2008 Jeep Grand Cherokee Limited31 year married man$1688$513
Pipit Ct2008 Chrysler 300 C HEMI38 year married woman$1159$383
Landmark Pl2014 Hyundai Sonata GLS67 year female senior$1551$669
Greystone Pl2012 Lincoln MKZ Base17 year teenager$4103$953

Montgomery Post DUI Car Insurance Rates

Montgomery Elmore County Emerald Mountain Pine Level Alabama
Median Post DUI Insurance Rate $2682 -$134 +$1633 -$543 +$418
Male Teenager Post DUI Insurance Rate $8072 -$404 +$4916 -$1635 +$1259
Female Teenager Post DUI Insurance Rate $7320 -$364 +$4459 -$1482 +$1143

The Post DUI insurance in Montgomery, AL's is $2682 compared to Elmore County (-$134), Emerald Mountain (+$1633), Pine Level (-$543) and Alabama (+$418)

In Montgomery, a male teenager with Post DUI pays $752 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick Rendezvous CX in Montgomery, AL would pay $7373 on auto insurance while a female teenager POST DUI would pay $6686.

Montgomery Car Insurance by Segment

Montgomery Teenagers Car Insurance Rates Comparison

15558 Montgomery Teenagers (7% of total population), 50% Male & 50% Female.

Montgomery Prattville Shorter Ramer Alabama
All Teenagers $4080 -$155 +$2457 +$1834 +$637
Male Teenager $4340 -$166 +$2613 +$1950 +$677
Female Teenager $3936 -$150 +$2370 +$1769 +$614

Montgomery teenagers pay $4080 in insurance in contrast with Prattville (-$155), Shorter (+$2457), Ramer (+$1834) and Alabama (+$637). The difference between Male & Female teenagers in Montgomery is $404


  • 2014 Volkswagen Jetta TDI Male Teenager Insurance Rate $4015
  • 2007 Chevrolet Silverado 2500HD Classic LT2 Female Teenager Insurance Rate $3783

Montgomery Men & Women Car Insurance

205516 Montgomery Adults (100% of total population), 47% Men & 53% Women.

Montgomery Tallassee Pine Level Shorter Alabama
All Women $1369 -$66 -$277 +$825 +$214
Married Women $1268 -$61 -$256 +$764 +$198
All Men $2076 -$101 -$420 +$1250 +$324
Married Men $2047 -$99 -$414 +$1233 +$320

The typical insurance rate of $2076 that Montgomery Men pay varies from Tallassee (-$101), Pine Level (-$420), Shorter (+$1250) and Alabama (+$324). In Montgomery, married men pay $779 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $2032
  • 2013 Nissan Rogue SV Married Women Insurance Rate $1921

Montgomery Senior Car Insurance

34995 Montgomery Seniors (17% of total population), 42% Senior Men & 58% Senior Women.

Montgomery Elmore Millbrook Prattville Alabama
All Seniors $1744 +$83 -$110 -$66 +$273
Senior Men $1860 +$87 -$118 -$71 +$290
Senior Women $1629 +$77 -$103 -$62 +$254

Montgomery seniors pay $1744 in insurance compared to Elmore (+$83), Millbrook (-$110), Prattville (-$66) and Alabama (+$273). In Montgomery, senior men pay $231 more than senior women.

Montgomery Car Insurance Discounts for Multiple Vehicles

Montgomery Population with 1 Vehicle 31272 (39% of Montgomery population), 2 Vehicles 28628 (36% of the Montgomery population) and 3 vehicles 9912 (12% of the population)

Montgomery Prattville Shorter Holtville Alabama
2 Vehicles $2740 -$104 +$1649 +$357 +$428
3 Vehicles $4182 -$159 +$2517 +$545 +$653
4 Vehicles $5624 -$214 +$3385 +$733 +$878

Car Insurance Agents in Montgomery, AL

Rank Agent Name Agent Contact
1 AAA Insurance 6901 Vaughn Rd, Montgomery, AL 36116
2 A Bynum Agency 547 N Eastern Blvd, Montgomery, AL 36117
3 Adrianne Eaves 9190 Boyd Cooper Pkwy, Montgomery, AL 36117
4 AIA Insurance 5167 Atlanta Hwy, Montgomery, AL 36109
5 Alabama Auto Insurance Center 123 N Hull St, Montgomery, AL 36104
6 Alabama Insurance Alliance 3500 Eastern Blvd, Montgomery, AL 36116
7 Alex Bowden 1804 W 2nd St, Montgomery, AL 36106
8 Alfa Insurance 2956 Carter Hill Rd, Montgomery, AL 36106
9 Alfa Insurance 1113 Perry Hill Rd Ste F, Montgomery, AL 36109
10 Alfa Insurance 4915 Carmichael Rd, Montgomery, AL 36106

Montgomery Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Taurus SEL AWD $500 $1390 $1890 $1270 $1770 $120
Jeep, Grand Cherokee Overland $100 $1470 $1570 $1370 $1470 $100
Chevrolet, Equinox 2LT $400 $1490 $1890 $1380 $1780 $110
Subaru, Outback 3.6R $300 $1480 $1780 $1380 $1680 $100
Chevrolet, Express 1500 LS $200 $1510 $1710 $1400 $1600 $110