Montgomery, AL Auto Insurance Rates
Montgomery, AL residents can save $580 by comparing multiple quotes & reading reviews & research on Montgomery car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $799 | $1442 | $2592 |
Latest Auto Insurance Reviews in Montgomery, Alabama
Our premium and deductible are reasonable and a fraction of the cost of state farm. We have excellent coverage and feel well protected with Allstate
I'd recommend them because of the rates and their handling of claims. Solid company
The customer service is extremely average, so far. I have not had a claim so haven't had too much experience. But signing up for the auto insurance was quite easy, and the response was quick.
Hartford Insurance has reasonable rates for seniors and when I was in an accident, the insurance paid for the damage of my car caused by another driver who was cited for the accident.
I would recommend State Farm for all of our insurance needs. I receive multi-policy, good driver, and really great customer service by staying with State Farm.
Nationwide's policy can be a bit vague compared to other insurances we've had but they do tend to explain everything once you ask and it really does better pricewise when you compare it.
I like the ease of obtaining insurance, the discount they offer if you pay your policy in full, and the customer service they provide whether you are filing a claim, asking about coverage, or finding the right premium.
I think my rate is lower than what other companies charge. I compared our rate against others and we seem to have a great rate for the amount of coverage we get.
Optional add include accident forgiveness, small-claim forgiveness and new car replacement. Some of the discounts that it offers include the company???? affinity discounts, which are open to professionals.
They offer the same discounts and services as the others at a discounted price.
Nothing in particular comes to mind in terms of disliking the company. I've had very positive experiences with them thus far in comparison to my previous insurance companies.
Esurance has consistently delivered a high quality of customer service. I have accessed the chat box, contacted by email, and called in by phone. Each time my questions are answered promptly, courteously, and I am satisfied with the answers.
- Divorced 33 Years old Male licensed 4 years ago with Financed Nissan Murano LE used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
- vocational education & Full Time Job.
- accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 10 K Property Damage
- 200 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Montgomery Car Insurance Rate Comparisons
Montgomery, AL's average car insurance of $1442 differs from Pike Road, AL (+$838), Prattville, AL (-$55), Ramer, AL (+$648) and Alabama (+$225)
| Montgomery | Pike Road, AL | Prattville, AL | Ramer, AL | Alabama | |
| Median Insurance Rates | $1442 | +$838 | -$55 | +$648 | +$225 |
Montgomery Car Insurance Savings By Neighborhood & Street Area
| Montgomery Driver Street Residence & Car Locations | Car Details in Montgomery | Montgomery Driver Demographics | Montgomery Auto Insurance Estimates | Recent Montgomery Insurance Savings |
|---|---|---|---|---|
| Regency Forest | ||||
| Lilly Ln | 2001 Cadillac DeVille DHS | 19 year female teenager | $4545 | $781 |
| Slash Pine Dr | 2006 Ford Fusion V6 SEL | 45 year woman | $1221 | $395 |
| Southmont | ||||
| Pocahontas Rd | 2007 Buick Rendezvous CX | 72 year male senior | $1698 | $339 |
| Burgwyn Rd | 2007 Audi A4 2.0T quattro | 18 year male teenager | $4969 | $966 |
| Carters Hill | ||||
| Hillabee Rd | 2008 Acura TSX Base | 23 year man | $2096 | $578 |
| Farmington Ln | 2010 Mazda MAZDASPEED3 Sport | 67 year senior | $1585 | $464 |
| Foxwood | ||||
| Hoxton Ct | 2008 Jeep Grand Cherokee Limited | 31 year married man | $1688 | $513 |
| Pipit Ct | 2008 Chrysler 300 C HEMI | 38 year married woman | $1159 | $383 |
| Landmarks | ||||
| Landmark Pl | 2014 Hyundai Sonata GLS | 67 year female senior | $1551 | $669 |
| Greystone Pl | 2012 Lincoln MKZ Base | 17 year teenager | $4103 | $953 |
Montgomery Post DUI Car Insurance Rates
| Montgomery | Elmore County | Emerald Mountain | Pine Level | Alabama | |
| Median Post DUI Insurance Rate | $2682 | -$134 | +$1633 | -$543 | +$418 |
| Male Teenager Post DUI Insurance Rate | $8072 | -$404 | +$4916 | -$1635 | +$1259 |
| Female Teenager Post DUI Insurance Rate | $7320 | -$364 | +$4459 | -$1482 | +$1143 |
The Post DUI insurance in Montgomery, AL's is $2682 compared to Elmore County (-$134), Emerald Mountain (+$1633), Pine Level (-$543) and Alabama (+$418)
In Montgomery, a male teenager with Post DUI pays $752 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick Rendezvous CX in Montgomery, AL would pay $7373 on auto insurance while a female teenager POST DUI would pay $6686.
Montgomery Car Insurance by Segment
Montgomery Teenagers Car Insurance Rates Comparison
15558 Montgomery Teenagers (7% of total population), 50% Male & 50% Female.
| Montgomery | Prattville | Shorter | Ramer | Alabama | |
| All Teenagers | $4080 | -$155 | +$2457 | +$1834 | +$637 |
| Male Teenager | $4340 | -$166 | +$2613 | +$1950 | +$677 |
| Female Teenager | $3936 | -$150 | +$2370 | +$1769 | +$614 |
Montgomery teenagers pay $4080 in insurance in contrast with Prattville (-$155), Shorter (+$2457), Ramer (+$1834) and Alabama (+$637). The difference between Male & Female teenagers in Montgomery is $404
Example
- 2014 Volkswagen Jetta TDI Male Teenager Insurance Rate $4015
- 2007 Chevrolet Silverado 2500HD Classic LT2 Female Teenager Insurance Rate $3783
Montgomery Men & Women Car Insurance
205516 Montgomery Adults (100% of total population), 47% Men & 53% Women.
| Montgomery | Tallassee | Pine Level | Shorter | Alabama | |
| All Women | $1369 | -$66 | -$277 | +$825 | +$214 |
| Married Women | $1268 | -$61 | -$256 | +$764 | +$198 |
| All Men | $2076 | -$101 | -$420 | +$1250 | +$324 |
| Married Men | $2047 | -$99 | -$414 | +$1233 | +$320 |
The typical insurance rate of $2076 that Montgomery Men pay varies from Tallassee (-$101), Pine Level (-$420), Shorter (+$1250) and Alabama (+$324). In Montgomery, married men pay $779 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $2032
- 2013 Nissan Rogue SV Married Women Insurance Rate $1921
Montgomery Senior Car Insurance
34995 Montgomery Seniors (17% of total population), 42% Senior Men & 58% Senior Women.
| Montgomery | Elmore | Millbrook | Prattville | Alabama | |
| All Seniors | $1744 | +$83 | -$110 | -$66 | +$273 |
| Senior Men | $1860 | +$87 | -$118 | -$71 | +$290 |
| Senior Women | $1629 | +$77 | -$103 | -$62 | +$254 |
Montgomery seniors pay $1744 in insurance compared to Elmore (+$83), Millbrook (-$110), Prattville (-$66) and Alabama (+$273). In Montgomery, senior men pay $231 more than senior women.
Montgomery Car Insurance Discounts for Multiple Vehicles
Montgomery Population with 1 Vehicle 31272 (39% of Montgomery population), 2 Vehicles 28628 (36% of the Montgomery population) and 3 vehicles 9912 (12% of the population)
| Montgomery | Prattville | Shorter | Holtville | Alabama | |
| 2 Vehicles | $2740 | -$104 | +$1649 | +$357 | +$428 |
| 3 Vehicles | $4182 | -$159 | +$2517 | +$545 | +$653 |
| 4 Vehicles | $5624 | -$214 | +$3385 | +$733 | +$878 |
Car Insurance Agents in Montgomery, AL
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 6901 Vaughn Rd, Montgomery, AL 36116 |
| 2 | A Bynum Agency | 547 N Eastern Blvd, Montgomery, AL 36117 |
| 3 | Adrianne Eaves | 9190 Boyd Cooper Pkwy, Montgomery, AL 36117 |
| 4 | AIA Insurance | 5167 Atlanta Hwy, Montgomery, AL 36109 |
| 5 | Alabama Auto Insurance Center | 123 N Hull St, Montgomery, AL 36104 |
| 6 | Alabama Insurance Alliance | 3500 Eastern Blvd, Montgomery, AL 36116 |
| 7 | Alex Bowden | 1804 W 2nd St, Montgomery, AL 36106 |
| 8 | Alfa Insurance | 2956 Carter Hill Rd, Montgomery, AL 36106 |
| 9 | Alfa Insurance | 1113 Perry Hill Rd Ste F, Montgomery, AL 36109 |
| 10 | Alfa Insurance | 4915 Carmichael Rd, Montgomery, AL 36106 |
Montgomery Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Taurus SEL AWD | $500 | $1390 | $1890 | $1270 | $1770 | $120 |
| Jeep, Grand Cherokee Overland | $100 | $1470 | $1570 | $1370 | $1470 | $100 |
| Chevrolet, Equinox 2LT | $400 | $1490 | $1890 | $1380 | $1780 | $110 |
| Subaru, Outback 3.6R | $300 | $1480 | $1780 | $1380 | $1680 | $100 |
| Chevrolet, Express 1500 LS | $200 | $1510 | $1710 | $1400 | $1600 | $110 |